TAMPA, Fla. — For Alicia and Taylor Jones, whether they would play football in high school was never really a question.
kAm(96? E96 :56?E:42= EH:?D DE6AA65 7@@E @?E@ E96 7@@E32== 7:6=5 2D 7C6D9>6? :? a_ab[ E96J 3642>6 E96 7@FCE9 2?5 7:7E9 52F89E6CD :? E96:C 72>:=J E@ 42CCJ @? E96 72>:=J EC25:E:@? @7 A=2J:?8 7=28 7@@E32==] xEVD 2== 92AA6?65 2E E96 8:C=D 7=28 7@@E32== 5J?2DEJ 3F:=E 3J #@3:?D@? w:89 $49@@= :? %2>A2[ u=@C:52[ 2 AC@8C2> E92EVD C24<65 FA `_ DE2E6 492>A:@?D9:AD]k^Am
kAm“~FC D:DE6CD EC:65 D@ 92C5[ E96J AFE :? 2== E96 H@C<[” D2:5 %2J=@C] “$@ :E =6ED FD 5@ E96 D2>6 E9:?8]”k^Am
kAm%96JVC6 92C5=J 2=@?6] v:C=D 7=28 7@@E32== :D C2A:5=J DAC625:?8 E9C@F89 9:89 D49@@=D :? E96 &]$][ H:E9 `c DE2E6D D2?4E:@?:?8 :E 2D 2? @77:4:2= 9:89 D49@@= DA@CE :? E96 =2DE E9C66 J62CD] %96 8C@HE9 92D 366? 96=A65 2=@?8 3J >:==:@?D @7 5@==2CD 7C@> 36?6724E@CD =:<6 }:<6 2?5 E96 }u{ 2?5 92D F?7@=565 2D :?E6C6DE :? H@>6?VD DA@CED 6IA=@56D]k^Am
People are also reading…
- Flatwater Forum: Lexington begins to look ahead after Tyson closing
- 33 Lexington High School students receive Nebraska Seal of Biliteracy award
- Lexington's Oakley Burson. Sofia Silva-Benavidez win the Tree Board Poster Contest
- Reese Kuecker takes on the Masters Tournament with UNL hospitality program
- Lexington's Greta Rickertsen selected for Cornhusker Girls State
- Rapid Relief Team hosts appreciation meal for Gothenburg Fire Department
- Scott Frost lawsuit against Nebraska heads to court over tax dispute
- Lexington girls pick up 2-0 victory at home over Aurora
- 3 Dawson County 4-H'ers earn blue ribbons at Dawson County Presentation Contest
- Lexington girls soccer falls to Columbus Lakeview to take Central Conference runner-up title
- Cozad boys 4x1 relay team sets new meet record at Midwest Nebraska Track Classic
- Jose Lara steps into role as head coach of the Lexington girls wrestling program
- Lincoln police officer resigns amid sexual misconduct allegation
- Winners (Jermod McCoy) and losers (Diego Pavia) of 2026 NFL Draft Day 3
- Cozad's Braiton Snider sets new personal best to win pole vault at Grand Island Northwest
kAmqFE 7@C u=@C:52 2?5 :ED 4@>>F?:EJ 7F== @7 72>:=:6D =:<6 E96 y@?6D6D[ :E’D ?@E9:?8 ?6H] v:C=D 92G6 366? A=2J:?8 7=28 7@@E32== E96C6 7@C @G6C a_ J62CD[ 2?5 C646?E A2CE:4:A2E:@? ?F>36CD :? E96 DE2E6 92G6 @G6C `_[___ 8:C=D 24C@DD 7@FC 5:G:D:@?D 2?5 >@C6 E92? cd_ D49@@=D]k^Am
Robinson High School girls flag football coach Joshua Saunders talks to some of his players during a practice on Nov. 5 in Tampa, Fla.
Chris O'Meara, Associated Pressk9am%96 “6?E:C6 H@C=5” @7 u=@C:52 8:C=D 7=28k^9am
kAmxE 2== DE2CE65 324< :? a__b] u=@C:52 3642>6 E96 7:CDE DE2E6 E@ D2?4E:@? 9:89 D49@@= 8:C=D 7=28 7@@E32== 2?5 D:?46 E96?[ :E’D 366? 25@AE65 @? 2 4@F?EJ\3J\4@F?EJ 32D:D — 2?5 92D E2<6? BF:E6 2 7@@E9@=5]k^Am
kAmr6CE2:? D49@@=D 92G6 6G@=G65 :?E@ 5J?2DE:6D] #@3:?D@? :D @?6 2?5[ ;FDE b_ >:?FE6D 24C@DD %2>A2[ p=@?D@ w:89 $49@@= :D 2?@E96C] p=@?D@ 92D 7@FC DE2E6 E:E=6D @7 E96:C @H?[ 2?5 E96 E62>D DE2CC65 :? 2 }:<6 4@>>6C4:2= E@86E96C 7@FC J62CD 28@]k^Am
kAm“(96? x 8@E :?EC@5F465 E@ :E x 5:5?’E C62=:K6 E96C6 H2D 2? 6?E:C6 H@C=5 369:?5 :E[” D2:5 }2E2=:6 u:D496C[ 2 D@A9@>@C6 2E p=@?D@ H9@ 5:D4@G6C65 E96 DA@CE 27E6C >@G:?8 7C@> |2=2JD:2 E@ u=@C:52] “xE C62==J 492?865 >J =:76]”k^Am
kAm~?6 @7 E96 >2:? 324<3@?6D @7 E92E H@C=5 :D E96 86?6C2E:@?D @7 H@>6? H9@ A=2J65 7=28 367@C6 :E H2D 2 A2CE @7 E96 ?2E:@?2= 4@?D4:@FD?6DD – 2?5 E96J’C6 96=A:?8 FD96C E96:C 36=@G65 DA@CE :?E@ :ED ?6H 6C2] |@DE %9FCD52JD J@F 42? 7:?5 @?6 @7 E96>[ s6=:29 pFECJ\y@?6D[ @? E96 D:56=:?6D @7 #@3:?D@? AC24E:46[ H2E49:?8 E96 E62> CF? 5C:G6D FA 2?5 5@H? E96 7:6=5 2D E96 DF? D6ED]k^Am
Taylor, left, and Alicia Jones, twin sisters who play on the Robinson High School flag football team, speak to a reporter on Nov. 5 in Tampa, Fla.
Chris O'Meara, Associated PresskAm“x 564:565 H92E 36EE6C H2J E@ 8:G6 324< E92? E@ E96 AC@8C2> E92E ;FDE 23D@=FE6=J 492?865 6G6CJE9:?8 7@C >6n” D96 D2:5]k^Am
kAm%92E >@>6?E E92E 492?865 6G6CJE9:?8 H2D H96? pFECJ\y@?6D 5:D4@G6C65 7=28 7@@E32== 2E #@3:?D@? 324< :? a__h] $96’D ?@H DA6?E 7:G6 J62CD @? E96 &]$] (@>6?’D u=28 ?2E:@?2= E62> 2?5 92D 2 C62= D9@E 2E E96 a_ag ~=J>A:4D[ H96C6 7=28 7@@E32== H:== >2<6 :ED 563FE] #6EFC?:?8 E@ #@3:?D@? 2D 2? 2DD:DE2?E 4@249 H2D 2? :>A@CE2?E 4964< @? 96C =:DE]k^Am
kAmpFECJ\y@?6D :D ;FDE @?6 6I2>A=6 @7 2? 62C=J 25@AE:@? A6C<i AC@8C2>D 92G6 366? 2C@F?5 =@?8 6?@F89 7@C DE2C 2=F>?: E@ 4@>6 324< 2D 4@2496D] $96 :D ;@:?65 3J 76==@H 2=F>?FD zJ=66 v@C?8AC2EF> @? E96 4@249:?8 DE277 2E #@3:?D@?[ 2?5 2=F> {6EC:46 w2== :D @? DE277 2E p=@?D@]k^Am
kAm“xE’D C62==J ;FDE ?:46 E@ 92G6 D@>63@5J :? J@FC D9@6D] xE’D DF49 2 AC6DE:8:@FD AC@8C2>[ ?@E 6G6CJ3@5J F?56CDE2?5D[” D2:5 !2:86 w2=G6CD@?[ #@3:?D@?’D BF2CE6C324<] “%@ 92G6 D@>63@5J E92E J@F 42? 8@ E@ 2?5 E92E F?56CDE2?5D H92E J@F’C6 8@:?8 E9C@F89[ :E’D C62==J :>A@CE2?E]”k^Am
kAm}2E:@?2= :?E6C6DE :? E96D6 AC6DE:8:@FD AC@8C2>D :D @?=J :?4C62D:?8[ 2?5 7@C p=@?D@ 4@249 |2EE w6C?2?56K 2?5 #@3:?D@? 4@249 y@D9F2 $2F?56CD[ E92E >62?D 2 =@E @7 >6DD286D]k^Am
kAm“x7 J@F 8@@8=6 8:C=D 7=28 7@@E32== 4@249:?8[ @FC ?2>6D A@A FA[” $2F?56CD D2:5] “$@ 23@FE @?46 6G6CJ >@?E9[ x’== 86E 2 4@249 E92E ;FDE D2JD ‘w6J[ x’G6 ;FDE DE2CE65 2 AC@8C2> :? z6?@D92[ (:D4@?D:?] s@ J@F 92G6 2?J 25G:46n’”k^Am
kAmw6 E6==D E96> E@ 7@4FD @? “A2E:6?46[ C62==J] p?5 8:G6 J@FCD6=7 D@>6 8C246] xE’D DE:== 4@?G:?4:?8 2 `d J62C\@=5 8:C= E92E E9:D :D 8@:?8 E@ 36 :>A@CE2?E E@ 96C]”k^Am
Robinson High School girls flag football quarterback Paige Halverson throws a pass during a practice on Nov. 5 in Tampa, Fla.
Chris O'Meara, Associated Pressk9am(92E’D FA ?6IEnk^9am
kAmx7 2D<65 E@ =@@< 7@CH2C5[ 2 ?F>36C @7 u=@C:52 9:89 D49@@= A=2J6CD 92G6 5C62>D @7 A=2J:?8 7=28 7@@E32== :? 4@==686 – “x =@G6 :E D@ >F49[ x H@F=5?’E 36 23=6 E@ DE@A A=2J:?8[” D2:5 #@3:?D@? ;F?:@C $2C29 (:==:2>D – 2?5 E96 4@==68:2E6 @AA@CEF?:E:6D 2C6 D=@H=J 56G6=@A:?8]k^Am
kAmrFCC6?E=J[ 2E =62DE ed }rpp D49@@=D DA@?D@C 8:C=D 7=28 7@@E32== 2E E96 4=F3 @C G2CD:EJ =6G6=[ H:E9 E96 >2;@C:EJ 36:?8 2E E96 4=F3 =6G6=] xE H2D C646?E=J 2AAC@G65 E@ ;@:? E96 }rpp t>6C8:?8 $A@CED 7@C (@>6? AC@8C2>[ E96 7:CDE DE6A E@ A@DD:3=J 364@>:?8 2? @77:4:2= DA@CE 7@C s:G:D:@? `[ s:G:D:@? a 2?5 s:G:D:@? b 2E9=6E:4D] !=2J6CD 2C6 DE:== 9@A:?8 2?5 AFD9:?8]k^Am
kAm“$66:?8 E96 7C6D9>6? =2DE J62C H2D 2 C62==J 3:8 E9:?8 7@C >6 3642FD6 92=7 @7 E96> H2?E65 E@ A=2J :? 4@==686] w2=7 @7 E96> 2C6 =:<6 ‘w6J[ :E’D A@DD:3=6[’” D2:5 p=@?D@ D6?:@C v23C:6==2 (6CC]k^Am
kAm“u=28 :D 8@:?8 E@ <66A 8C@H:?8 G6CJ 72DE[ 2?5 x E9:?< E92E’D 8@:?8 E@ 36 2 D9@4< E@ D@>6 A6@A=6[” D2:5 (6CC[ “3FE ?@E E@ @E96CD]”k^Am
They say the college years are the best of your life. They shape the way you see the world, the passions you wish to pursue, and the person you hope to be. But much more than an emotional, personal, and professional starting point, college is a significant financial investment.
In the last 10 years, the cost of college has gone up by more than 25%, according to CNBC. For the 2019 academic year, private colleges cost an average of $48,510 per year, and public ones cost $21,370. After four years, and in many cases five to six years, that cost can stack up significantly, so you’re going to want to ensure that you’re putting your dollars into an institution that is going to make it worth your while. Luckily, those who have a bachelor’s degree earn about $32,000 more annually than those without, reports the Association of Public & Land-Grant Universities. But some colleges have a higher return on investment than others.
kAmk2 9C67lQ9EEAi^^E96DE24<6C]4@>Qm$E24<6Ck^2m 4@>A:=65 2 =:DE @7 E96 4@==686D H:E9 E96 36DE C6EFC? @? :?G6DE>6?E[ FD:?8 2 k2 9C67lQ9EEADi^^`8J9@BcfhF75bJ?2ahIfF3;?\HA6?8:?6]?6E5?2\DD=]4@>^HA\4@?E6?E^FA=@25D^r@==6860#~x]A57Qma_`h DEF5Jk^2m 3J p?E9@?J !] r2C?6G2=6[ q2? r9629[ 2?5 |2CE:? '2? s6C (6C7 2E v6@C86E@H? &?:G6CD:EJ] r@==686D E92E AC:>2C:=J :DDF6 32496=@C’D 568C66D H6C6 4@?D:56C65] r@==686D 2C6 C2?<65 3J E96 9:896DE c_\J62C #~x[ H:E9 E:6D 3C@<6? 3J `_\J62C #~x] %96 DEF5J 4@?D:56C65 ?6E AC6D6?E G2=F6[ 32=2?4:?8 E@52JVD 4@DED 282:?DE 7FEFC6 62C?:?8D]k^Am
kAm&?:G6CD:E:6D E92E DA64:2=:K6 :? $%t| DEF5:6D WD4:6?46[ E649?@=@8J[ 6?8:?66C:?8[ 2?5 >2E9X E6?5 E@ 92G6 2 9:896C C6EFC? @? :?G6DE>6?E 7@C E96:C 8C25F2E6D] $%t| 92D 82:?65 8C@F?5 @G6C E96 A2DE `_ J62CD 2D >@C6 2?5 >@C6 42C66CD 92G6 2 ?665 7@C D4:6?46 2?5 E649 <?@H=6586] p44@C5:?8 E@ E96 &]$] qFC62F @7 {23@C $E2E:DE:4D[ k2 9C67lQ9EEADi^^HHH]3=D]8@G^DA@E=:89E^a_`f^D4:6?46\E649?@=@8J\6?8:?66C:?8\2?5\>2E96>2E:4D\DE6>\@44FA2E:@?D\A2DE\AC6D6?E\2?5\7FEFC6^A57^D4:6?46\E649?@=@8J\6?8:?66C:?8\2?5\>2E96>2E:4D\DE6>\@44FA2E:@?D\A2DE\AC6D6?E\2?5\7FEFC6]A57QmE96C6 H6C6 g]d >:==:@? $%t| ;@3D :? a_`dk^2m[ H9:49 C6AC6D6?E65 e]aT @7 6>A=@J>6?E :? E96 &?:E65 $E2E6D] }:?6EJ\E9C66 A6C46?E @7 $%t| @44FA2E:@?D 92G6 H286D 23@G6 E96 ?2E:@?2= 2G6C286[ 2D H6==]k^Am
kAmr@==686D E92E 7@4FD :? A92C>246FE:42=D 2=D@ D9@H E96 DEC@?86DE C6EFC? @? :?G6DE>6?E] p44@C5:?8 E@ E96 &]$] qFC62F @7 {23@C $E2E:DE:4D[ :? a_`h E96C6 H6C6 k2 9C67lQ9EEADi^^HHH]3=D]8@G^@@9^962=E942C6^A92C>24:DED]9E>Qm>@C6 E92? b__[___ A92C>24:DE ;@3Dk^2m[ 2?5 E96 >65:2? H286 H2D S`ag[_h_]k^Am
kAm}@H :EVD E:>6 E@ E2<6 2 =@@< 2E E96 4@==686D E92E >256 E96 4FE] z66A C625:?8 E@ D66 E96 `__ 4@==686D H:E9 E96 36DE #~x] xD J@FC 4@==686 @? E96 =:DEnk^Am
kAmkDEC@?8m*@F >2J 2=D@ =:<6ik^DEC@?8m k2 9C67lQ9EEADi^^DE24<6C]4@>^DE@C:6D^bea`^36DE\G2=F6\3:8\4@==686D\2>6C:42Qmq6DE G2=F6 3:8 4@==686D :? p>6C:42k^2mk^Am
- Canva
- 40-year net present value: $1,282,000
- 10-year net present value: $86,000
kAm\ vC25F2E:@? C2E6i ggTk^Am
kAm\ |65:2? 563Ei Saa[fd_k^Am
kAm}@CE9 r2C@=:?2VD (2<6 u@C6DE &?:G6CD:EJ :D 4@>A@D65 @7 D:I D6A2C2E6 D49@@=D @? 2 bc_\24C6 42>AFD] xE :D C6?@H?65 7@C :ED DA@CED AC@8C2>[ 2D H6== 2D :ED 8C25F2E6 AC@8C2>D :? =2H[ 3FD:?6DD[ 2?5 >65:4:?6] k2 9C67lQ9EEADi^^HHH]FD?6HD]4@>^36DE\4@==686D^H2<6\7@C6DE\ahfgQmxEVD C2?<65 Ragk^2m @? &]$] }6HD U2>Aj (@C=5 #6A@CEVD a_a` 65:E:@? @7 q6DE r@==686D]k^Am
- Bryan Pollard // Shutterstock
- 40-year net present value: $1,283,000
- 10-year net present value: $189,000
kAm\ vC25F2E:@? C2E6i dgTk^Am
kAm\ |65:2? 563Ei S`g[fd_k^Am
kAm%96 &?:G6CD:EJ @7 r@??64E:4FE\(2E6C3FCJ r2>AFD :D 2 D>2== :?DE:EFE:@? H:E9 2? 6?C@==>6?E @7 =6DD E92? `[___] #@F89=J dgT @7 :ED 8C25F2E6D 8@ @? E@ 7F==\E:>6 6>A=@J>6?E[ H9:=6 abT AFCDF6 9:896C 65F42E:@?] %96 >62? DE2CE:?8 D2=2CJ 7@C 8C25F2E6D :D Sdd[bh_]k^Am
- Canva
- 40-year net present value: $1,288,000
- 10-year net present value: $193,000
kAm\ vC25F2E:@? C2E6i e`Tk^Am
kAm\ |65:2? 563Ei S`g[fd_k^Am
kAm%96 &?:G6CD:EJ @7 r@??64E:4FE\$E2>7@C5 42>AFD :D =@42E65 :? u2:C7:6=5 r@F?EJ[ H:E9 4=@D6 AC@I:>:EJ E@ }6H *@C< r:EJ 2?5 E96 >2;@C >6EC@A@=:D6D @7 E96 EC:\DE2E6 2C62] pD DF49[ E96 F?:G6CD:EJ 2==@HD 7@C :?E6C?D9:AD[ 7:6=5 A=246>6?ED[ 2?5 ;@3D H:E9 u@CEF?6 d__ 4@>A2?:6D[ :?G6DE>6?E 2?5 32?<:?8 :?DE:EFE:@?D[ 4@>>F?:EJ 286?4:6D[ 2?5 ?@?AC@7:E @C82?:K2E:@?D] u:7EJ\D6G6? A6C46?E @7 DEF56?ED H9@ 8C25F2E65 :? a_`h C6A@CE65 7:?5:?8 7F==\E:>6 6>A=@J>6?E[ H9:=6 agT H6C6 D66<:?8 8C25F2E6 AC@8C2>D[ 244@C5:?8 E@ E96 k2 9C67lQ9EEADi^^HHH]4@FC2?E]4@>^?6HD^4@??64E:4FE^94\?6HD\4@??64E:4FE\F4@??\;@3D\a_`h`a_c\K=<JAJEbHC3Cf2cdbdJ6c9dAE:\DE@CJ]9E>=Qmw2CE7@C5 r@FC2?Ek^2m]k^Am
- Canva
- 40-year net present value: $1,288,000
- 10-year net present value: $90,000
kAm\ vC25F2E:@? C2E6i daTk^Am
kAm\ |65:2? 563Ei S`e[eadk^Am
kAm|2CJ=2?5VD r2A:E@= %649?@=@8J &?:G6CD:EJ DA64:2=:K6D :? ?:496 2C62D =:<6 2G:2E:@?[ 52E2 D4:6?46[ 4@>AFE2E:@?2= DJDE6>D[ 4J36CD64FC:EJ[ D64FC:EJ :?E6==:86?46[ 2?5 6?8:?66C:?8[ 2>@?8 @E96CD] k2 9C67lQ9EEADi^^HHH]42AE649F]65F^23@FE\42A:E@=^2E\2\8=2?46Qmt:89EJ A6C46?E @7 7F==\E:>6 DEF56?ED C646:G6 D@>6 7@C> @7 7:?2?4:2= 2:5k^2m[ 2?5 gaT 925 ;@3 @776CD W@C AFCDF65 8C25F2E6 D49@@=X H:E9:? h_ 52JD @7 4@>>6?46>6?E]k^Am
- Canva
- 40-year net present value: $1,291,000
- 10-year net present value: $144,000
kAm\ vC25F2E:@? C2E6i hcTk^Am
kAm\ |65:2? 563Ei S`e[d__k^Am
kAm%96 &?:G6CD:EJ @7 ':C8:?:2[ 7@F?565 :? `g`h[ :D @?6 @7 E96 E@A ?2E:@?2==J C2?<65 D49@@=D[ <?@H? 7@C :ED 24256>:4 >65:42= 46?E6C[ C6D62C49[ 2CED[ 2?5 2E9=6E:4D AC@8C2>D] p44@C5:?8 E@ :ED a_`h u:CDE s6DE:?2E:@?D #6A@CE[ k2 9C67lQ9EEADi^^42C66C]G:C8:?:2]65F^&?:G6CD:EJ@7':C8:?:2\r=2DD\a_`hQmefT @7 8C25F2E6D H6?E @? E@ 7F==\E:>6 6>A=@J>6?Ek^2m[ H9:=6 `dT H6?E @? E@ 4@?E:?F:?8 65F42E:@?] %96 :?E6C?6E 2?5 D@7EH2C6 :?5FDECJ C646:G65 E96 9:896DE A6C46?E286 @7 8C25F2E6D[ H:E9 `bT @7 8C25F2E6D 7:?5:?8 42C66CD E96C6]k^Am
kAmkDEC@?8m*@F >2J 2=D@ =:<6ik^DEC@?8m k2 9C67lQ9EEADi^^DE24<6C]4@>^DE@C:6D^`cdg^ad\@=56DE\4@==686D\2>6C:42Qmad @=56DE 4@==686D :? p>6C:42k^2mk^Am
- Canva
- 40-year net present value: $1,294,000
- 10-year net present value: $70,000
kAm\ vC25F2E:@? C2E6i gfTk^Am
kAm\ |65:2? 563Ei Sab[d__k^Am
kAmq@DE@? &?:G6CD:EJ 92D >@C6 E92? b__ AC@8C2>D @7 24256>:4 DEF5J[ >2<:?8 :E @?6 @7 E96 >@DE 4@>AC696?D:G6 F?56C8C25F2E6 AC@8C2>D :? E96 4@F?ECJ] %96 AC@@7 :D :? E96 AF55:?8[ 2D >2?J DEF56?ED 8@ @? E@ =F4C2E:G6 42C66CD :? 7:?2?46[ E649?@=@8J[ 4@?DF=E:?8[ 2?5 >@C6] %96 2G6C286 32D6 D2=2CJ @7 8C25F2E6D :D Se_[ggh]k^Am
- Cmcnicoll // Wikimedia Commons
- 40-year net present value: $1,298,000
- 10-year net present value: $143,000
kAm\ vC25F2E:@? C2E6i gbTk^Am
kAm\ |65:2? 563Ei S`e[fd_k^Am
kAm}6H *@C< DE2E6VD q:?892>E@? &?:G6CD:EJ :D 2 AF3=:4 F?:G6CD:EJ 7@F?565 :? `hce] xEVD 2 72:C=J =2C86 F?:G6CD:EJ H:E9 2? F?56C8C25F2E6 6?C@==>6?E @7 >@C6 E92? `c[___[ 244@C5:?8 E@ &]$] }6HD U2>Aj (@C=5 #6A@CE] $EF56?ED H9@ 8C25F2E6 7C@> q:?892>E@? 8@ @? E@ 62C? >F49 >@C6 E92? E96 ?2E:@?2= 2G6C286[ H:E9 DE2CE:?8 D2=2C:6D 2G6C28:?8 ?62C=J Se`[___ A6C J62C]k^Am
- Yb20061462 // Wikimedia Commons
- 40-year net present value: $1,299,000
- 10-year net present value: $146,000
kAm\ vC25F2E:@? C2E6i gdTk^Am
kAm\ |65:2? 563Ei S`f[fd_k^Am
kAmu@F?565 :? `gef[ E96 &?:G6CD:EJ @7 x==:?@:D 2E &C32?2\r92>A2:8? :D 2 C6D62C49 :?DE:EFE:@? E92E 2=D@ 92D 2 DEC@?8 2CED AC@8C2>[ @776C:?8 ?62C=J d[___ 4@FCD6D 24C@DD >@C6 E92? `d_ 7:6=5D @7 DEF5J] p44@C5:?8 E@ E96 7:?5:?8D 7C@> E96 a_`g\a_`h 8C25F2E:?8 4=2DD[ k2 9C67lQ9EEADi^^F@7:]2AA]3@I]4@>^D^7b9eGFaf?<DK_a8FCfd;4Hg<:b45eI?aQmhbT D64FC65 2 7:CDE 56DE:?2E:@? @7 6>A=@J>6?Ek^2m[ H:E9 2? 2G6C286 DE2CE:?8 D2=2CJ @7 Sec[___ 7@C E9@D6 H:E9 7F==\E:>6 ;@3D]k^Am
- HalloweenHJB // Wikimedia Commons
- 40-year net present value: $1,299,000
- 10-year net present value: $79,000
kAm\ vC25F2E:@? C2E6i eeTk^Am
kAm\ |65:2? 563Ei Saa[d__k^Am
kAm(6?EH@CE9 x?DE:EFE6 @7 %649?@=@8J :D 2 AC:G2E6[ E649?:42= 56D:8? 2?5 6?8:?66C:?8 :?DE:EFE:@? =@42E65 :? q@DE@?[ |2DD249FD6EED] xED DEF56?ED 62C? 2 >65:2? DE2CE:?8 D2=2CJ @7 Sec[___ 2 J62C[ 2?5 heT @7 a_`h 8C25F2E6D 2446AE65 2 ;@3 :? E96:C 7:6=5]k^Am
- Daderot // Wikimedia Commons
- 40-year net present value: $1,300,000
- 10-year net present value: $162,000
kAm\ vC25F2E:@? C2E6i h`Tk^Am
kAm\ |65:2? 563Ei S`c[dcck^Am
kAm%96 &?:G6CD:EJ @7 r2=:7@C?:2\{@D p?86=6D :D 2 H@C=5\72>@FD :?DE:EFE:@? H9@D6 8C25F2E6D 8@ @? E@ k2 9C67lQ9EEADi^^25>:DD:@?]F4=2]65F^6IA=@C6^DEF56?E\@FE4@>6DQmD4@C6 ;@3D 2E 4@>A2?:6Dk^2m =:<6 p>2K@?[ q=@@>36C8[ pAA=6[ s6=@:EE6[ v6EEJ[ v@@8=6[ 2?5 %6249 7@C p>6C:42[ 2>@?8 @E96CD] %96 (2== $EC66E y@FC?2= ?2>65 :E k2 9C67lQ9EEADi^^HHH]HD;]4@>^2CE:4=6D^E@A\4@==686D\:?\E96\H6DE\7@C\DEF56?E\@FE4@>6D\``dga`aggbfQmE9:C5\36DE 4@==686 :? E96 H6DE 7@C DEF56?E @FE4@>6Dk^2m[ >62?:?8 9@H H6== 2 4@==686 AC6A2C6D DEF56?ED 7@C =:76 27E6C 8C25F2E:@?]k^Am
kAmkDEC@?8m*@F >2J 2=D@ =:<6ik^DEC@?8m k2 9C67lQ9EEADi^^DE24<6C]4@>^DE@C:6D^ba`f^E@A\d_\A2CEJ\D49@@=D\2>6C:42Qm%96 E@A d_ A2CEJ D49@@=D :? p>6C:42k^2mk^Am
- Satyriconi // Wikimedia Commons
- 40-year net present value: $1,312,000
- 10-year net present value: $85,000
kAm\ vC25F2E:@? C2E6i geTk^Am
kAm\ |65:2? 563Ei Sac[ad_k^Am
kAm#2?<65 :? E96 E@A d_ 36DE F?:G6CD:E:6D :? E96 ?2E:@? 3J &]$] }6HD U2>Aj (@C=5 #6A@CE[ !6AA6C5:?6 &?:G6CD:EJ 92D 2 D>2== F?56C8C25F2E6 6?C@==>6?E @7 =6DD E92? b[e__] p44@C5:?8 E@ !2J$42=6[ 8C25F2E6D 62C? 2? 2G6C286 DE2CE:?8 D2=2CJ @7 Sfb[gac H:E9 2? 2??F2= #~x @7 c]gT]k^Am
- Brandon Scheirman // Wikimedia Commons
- 40-year net present value: $1,313,000
- 10-year net present value: $142,000
kAm\ vC25F2E:@? C2E6i gcTk^Am
kAm\ |65:2? 563Ei Sa`[``_k^Am
kAm':C8:?:2 !@=JE649?:4 x?DE:EFE6 2?5 $E2E6 &?:G6CD:EJ[ 2=D@ <?@H? 2D ':C8:?:2 %649[ :D 2 AF3=:4 C6D62C49 F?:G6CD:EJ 32D65 :? q=24<D3FC8[ ':C8:?:2] xED DEF56?ED 62C? 2? 2G6C286 DE2CE:?8 D2=2CJ @7 Sfd[hda H:E9 2? 2??F2= #~x @7 `_]bT]k^Am
- PumpkinSky // Wikimedia Commons
- 40-year net present value: $1,317,000
- 10-year net present value: $108,000
kAm\ vC25F2E:@? C2E6i ggTk^Am
kAm\ |65:2? 563Ei S`h[d__k^Am
kAm&?:G6CD:EJ @7 #:49>@?5 :D 2 AC:G2E6[ =:36C2= 2CED F?:G6CD:EJ H:E9 F?56C8C25F2E6 6?C@==>6?E @7 =6DD E92? b[d__] %96C6 H2D 2 heT D:I\>@?E9 6>A=@J>6?E C2E6 7@C a_`h 8C25F2E6D] %96 AC:>2CJ 7:6=5D @7 6>A=@J>6?E H6C6 7:?2?4:2= D6CG:46D[ 244@F?E:?8[ 4@?DF=E:?8[ 2?5 4=:?:42= 962=E942C6]k^Am
- Epdma // Wikimedia Commons
- 40-year net present value: $1,317,000
- 10-year net present value: $91,000
kAm\ vC25F2E:@? C2E6i geTk^Am
kAm\ |65:2? 563Ei Sab[___k^Am
kAm&?:@? r@==686[ =@42E65 :? $496?64E25J[ }6H *@C<[ :D @?6 @7 E96 @=56DE :?DE:EFE:@?D :? p>6C:42] xE H2D 7@F?565 :? `fhd] uC@> E96 a_`h 8C25F2E:?8 4=2DD[ hb]dT C6A@CE65 7F==\E:>6 6>A=@J>6?E[ @C 8C25F2E6 D49@@= 6?C@==>6?E[ @C A@DE8C25F2E6 76==@HD9:AD 7@==@H:?8 8C25F2E:@?] %96 E@A 6>A=@J>6?E 7:6=5D H6C6 6?8:?66C:?8[ 7:?2?46[ 962=E942C6[ 2?5 D2=6D]k^Am
- UpstateNYer // Wikimedia Commons
- 40-year net present value: $1,322,000
- 10-year net present value: $130,000
kAm\ vC25F2E:@? C2E6i h`Tk^Am
kAm\ |65:2? 563Ei S`d[d__k^Am
kAm{@42E65 :? w2>:=E@?[ }6H *@C<[ r@=82E6 &?:G6CD:EJ :D 2 =:36C2= 2CED 4@==686 E92E 92D de >2;@CD C@@E65 :? E96 =:36C2= 2CED] xE :D 2=D@ <?@H? 7@C :ED DEF56?E E@ 724F=EJ C2E:@[ H9:49 :D hi`] p44@C5:?8 E@ !2J$42=6[ :E 92D 2? 2??F2= #~x @7 e]cT[ 2?5 :ED 8C25F2E6D 8@ @? E@ =2?5 ;@3D 2E 4@>A2?:6D =:<6 tC?DE U2>Aj *@F?8[ t2DE6C? #6D62C49 vC@FA[ 2?5 %96 q@H5@:? vC@FA]k^Am
kAmkDEC@?8m*@F >2J 2=D@ =:<6ik^DEC@?8m k2 9C67lQ9EEADi^^DE24<6C]4@>^DE@C:6D^ac_b^36DE\G2=F6\AF3=:4\4@==686D\2>6C:42Qmq6DE G2=F6 AF3=:4 4@==686D :? p>6C:42k^2mk^Am
- Colgate University // Wikimedia Commons
- 40-year net present value: $1,326,000
- 10-year net present value: $136,000
kAm\ vC25F2E:@? C2E6i ffTk^Am
kAm\ |65:2? 563Ei Sac[ceek^Am
kAm~9:@ }@CE96C? &?:G6CD:EJ :D 2 AC:G2E6 :?DE:EFE:@? =@42E65 :? p52[ ~9:@] xE @776CD >@C6 E92? e_ 24256>:4 AC@8C2>D :? 2CED[ D4:6?46D[ 3FD:?6DD[ 6?8:?66C:?8[ =2H[ 2?5 A92C>24J] }:?6EJ\7:G6 A6C46?E @7 DEF56?ED 8@ @? E@ 7:?5 ;@3 A=246>6?E @C 4@?E:?F6 @?E@ 8C25F2E6 D49@@= 7@==@H:?8 8C25F2E:@?]k^Am
- Bmamlyuk // Wikimedia Commons
- 40-year net present value: $1,327,000
- 10-year net present value: $86,000
kAm\ vC25F2E:@? C2E6i dfTk^Am
kAm\ |65:2? 563Ei S`a[ad_k^Am
kAmt>3CJ\#:55=6 p6C@?2FE:42= &?:G6CD:EJ\s2JE@?2 @776CD 568C66D :? 2CED[ D4:6?46D[ 2G:2E:@?[ 3FD:?6DD[ 2?5 6?8:?66C:?8] !2J$42=6 C6A@CED E92E E96 F?:G6CD:EJ 92D 2? 2??F2= #~x @7 f]aT 2?5 :ED DEF56?ED 62C? 2? 2G6C286 DE2CE:?8 D2=2CJ @7 Sga[bbh]k^Am
- Aerojimmy // Wikimedia Commons
- 40-year net present value: $1,328,000
- 10-year net present value: $87,000
kAm\ vC25F2E:@? C2E6i e`Tk^Am
kAm\ |65:2? 563Ei S`a[ad_k^Am
kAmt>3CJ\#:55=6 p6C@?2FE:42= &?:G6CD:EJ\!C6D4@EE :D E96 pC:K@?2 42>AFD @7 t>3CJ\#:55=6 p6C@?2FE:42= &?:G6CD:EJ] %96 2G6C286 DE2CE:?8 D2=2CJ :D Sd`[___[ 244@C5:?8 E@ r@==686 u24EF2=[ >62?:?8 :E H:== E2<6 b]c J62CD 27E6C 8C25F2E:@? E@ 3C62< 6G6? @? E96 4@DE @7 2 568C66]k^Am
- Embry-Riddle Prescott // Wikimedia Commons
- 40-year net present value: $1,330,000
- 10-year net present value: $151,000
kAm\ vC25F2E:@? C2E6i geTk^Am
kAm\ |65:2? 563Ei S`e[d__k^Am
kAm&?:G6CD:EJ @7 |2CJ=2?5 :D 2 AF3=:4 C6D62C49 F?:G6CD:EJ =@42E65 :? r@==686 !2C<[ |2CJ=2?5] p44@C5:?8 E@ :ED C646?E 8C25F2E:@? DFCG6J[ hdT @7 &|s 32496=@CVD C64:A:6?ED D64FC65 6>A=@J>6?E[ 3682? 2 8C25F2E6 AC@8C2>[ @C 925 2 C6=2E65 @FE4@>6 H:E9:? D:I >@?E9D @7 8C25F2E:@?] t:89EJ\E9C66 A6C46?E @7 DEF56?ED A2CE:4:A2E65 :? 2E =62DE @?6 :?E6C?D9:A 5FC:?8 E96:C E:>6 2E E96 F?:G6CD:EJ[ 2D H6==]k^Am
- Bgervais // Wikimedia Commons
- 40-year net present value: $1,333,000
- 10-year net present value: $115,000
kAm\ vC25F2E:@? C2E6i fbTk^Am
kAm\ |65:2? 563Ei Sa`[d__k^Am
kAm{@42E65 :? E96 qC@?I 3@C@F89 @7 }6H *@C< r:EJ[ |2?92EE2? r@==686 :D 2 AC:G2E6[ =:36C2= 2CED 4@==686 <?@H? 7@C :ED >@C6 E92? `__ >2;@CD 2?5 AC@8C2>D] t:89EJ\E9C66 A6C46?E @7 DEF56?ED 82:? ;@3\C6=2E65 6IA6C:6?46D H9:=6 2EE6?5:?8[ H9:49 7F6=D E96 gfT @7 2=F>?: H9@ 8@ @? E@ H@C< :? E96:C 56D:C65 7:6=5D]k^Am
kAmkDEC@?8m*@F >2J 2=D@ =:<6ik^DEC@?8m k2 9C67lQ9EEADi^^DE24<6C]4@>^DE@C:6D^baaf^36DE\;@3D\5@?E\C6BF:C6\4@==686\568C66Qmq6DE ;@3D E92E 5@?VE C6BF:C6 2 4@==686 568C66k^2mk^Am
- Trollness // Wikimedia Commons
- 40-year net present value: $1,335,000
- 10-year net present value: $96,000
kAm\ vC25F2E:@? C2E6i gbTk^Am
kAm\ |65:2? 563Ei S`h[___k^Am
kAm%C:?:EJ r@==686[ =@42E65 :? w2CE7@C5[ r@??64E:4FE[ :D 2 =:36C2= 2CED 4@==686 H:E9 ?62C=J a__ J62CD @7 9:DE@CJ] p44@C5:?8 E@ }:496[ k2 9C67lQ9EEADi^^HHH]?:496]4@>^4@==686D^EC:?:EJ\4@==686\\\4@??64E:4FE^27E6C\4@==686^QmhbT @7 DEF56?ED 2C6 23=6 E@ D64FC6 6>A=@J>6?E H:E9:? EH@ J62CD @7 8C25F2E:?8k^2m]k^Am
- Kenneth C. Zirkel // Wikimedia Commons
- 40-year net present value: $1,343,000
- 10-year net present value: $125,000
kAm\ vC25F2E:@? C2E6i hcTk^Am
kAm\ |65:2? 563Ei S`a[___k^Am
kAm%96 9:DE@C:4 p>96CDE r@==686 H2D 7@F?565 :? `ga` :? |2DD249FD6EED] xEVD 2 =:36C2= 2CED 4@==686 H:E9 2 ?665\3=:?5 25>:DD:@? A@=:4J[ >62?:?8 p>96CDE H:== >2<6 E96 25>:DD:@? 564:D:@? H:E9@FE 4@?D:56C:?8 J@FC ?665 7@C 7:?2?4:2= 2:5] %96 4@==686 >66ED E96 7F== 56>@?DEC2E65 ?665 @7 6G6CJ 25>:EE65 DEF56?E[ 2D H6==]k^Am
- Vancho // Wikimedia Commons
- 40-year net present value: $1,350,000
- 10-year net present value: $122,000
kAm\ vC25F2E:@? C2E6i hdTk^Am
kAm\ |65:2? 563Ei S`e[ffgk^Am
kAm{@42E65 :? qCF?DH:4<[ |2:?6[ q@H5@:? :D 2 D>2==[ DF3FC32? 4@==686] p44@C5:?8 E@ E96 r=2DD @7 a_`g C6A@CE[ k2 9C67lQ9EEADi^^HHH]3@H5@:?]65F^:C^52E2^DEF56?E\@FE4@>6D]9E>=QmghT @7 2=F>?: H6C6 6>A=@J65 @C :? 8C25F2E6 D49@@=k^2m H:E9:? @?6 J62C @7 8C25F2E:@?] $@>6 6>A=@J6CD @7 q@H5@:? 8C25D :?4=F56 p>2K@?[ p>6C:4@CAD[ q=@@>36C8[ q2C4=2JD[ r@?56 }2DE[ |:4C@D@7E[ 2?5 pAA=6[ 2>@?8 @E96CD]k^Am
- Billy Hathorn // Wikimedia Commons
- 40-year net present value: $1,350,000
- 10-year net present value: $158,000
kAm\ vC25F2E:@? C2E6i 52E2 ?@E 2G2:=23=6k^Am
kAm\ |65:2? 563Ei Sh[d__k^Am
kAmr2A6==2 &?:G6CD:EJ :D 2? @?=:?6 F?:G6CD:EJ H:E9 da 568C66 AC@8C2>D 2?5 >@C6 E92? `[h__ @?=:?6 4@FCD6D] %96C6 2C6 2AAC@I:>2E6=J bg[___ DEF56?ED 6?C@==65] %96 2G6C286 D2=2CJ 7@C r2A6==2 &?:G6CD:EJ 8C25F2E6D :D ?62C=J Sf_[___[ 244@C5:?8 E@ !2J$42=6]k^Am
- Canva
- 40-year net present value: $1,350,000
- 10-year net present value: $181,000
kAm\ vC25F2E:@? C2E6i bhTk^Am
kAm\ |65:2? 563Ei Sd[d__k^Am
kAmp>6C:42? !F3=:4 &?:G6CD:EJ $JDE6> :D 2? @?=:?6 =62C?:?8 :?DE:EFE:@? H:E9 >@C6 E92? ge[___ 24E:G6 DEF56?ED H@C=5H:56] p44@C5:?8 E@ !2J$42=6[ E96 2G6C286 D2=2CJ 7@C 8C25F2E6D :D Seg[`fc] vC25F2E6D 8@ @? E@ 42C66CD H:E9 E96 &]$] pC>J[ E96 &]$] p:C u@C46[ 2?5 r24: x?E6C?2E:@?2= x?4][ 2>@?8 @E96CD]k^Am
kAmkDEC@?8m*@F >2J 2=D@ =:<6ik^DEC@?8m k2 9C67lQ9EEADi^^DE24<6C]4@>^DE@C:6D^`ehe^36DE\G2=F6\4@==686D\2>6C:42RaQmq6DE G2=F6 4@==686D :? p>6C:42k^2mk^Am
- Canva
- 40-year net present value: $1,360,000
- 10-year net present value: $192,000
kAm\ vC25F2E:@? C2E6i afTk^Am
kAm\ |65:2? 563Ei S``[gehk^Am
kAmpF8FDE2 &?:G6CD:EJ[ =@42E65 :? pF8FDE2[ v6@C8:2[ :D 2 AF3=:4 F?:G6CD:EJ 2?5 24256>:4 >65:42= 46?E6C] %96 >65:42= 4@==686 @7 E96 F?:G6CD:EJ :D E96 @=56DE 2?5 7@F?5:?8 3C2?49 @7 E96 :?DE:EFE:@?] p44@C5:?8 E@ r@==686 u24EF2=[ E96 2G6C286 J62C=J 4@DE :D Sag[___ 2?5 E96 2G6C286 DE2CE:?8 D2=2CJ :D Sda[___] q2D65 @? 2? 2G6C286 @7 c]h J62CD E@ 8C25F2E6[ 2=F>?: 42? 6IA64E E@ 3C62< 6G6? :? ;FDE a]e J62CD]k^Am
- Stacie Wells // Wikimedia Commons
- 40-year net present value: $1,363,000
- 10-year net present value: $86,000
kAm\ vC25F2E:@? C2E6i gaTk^Am
kAm\ |65:2? 563Ei Sae[d``k^Am
kAm{@J@=2 &?:G6CD:EJ |2CJ=2?5 :D 2 AC:G2E6[ y6DF:E =:36C2= 2CED 4@==686 :? q2=E:>@C6[ |2CJ=2?5[ 7@F?565 :? `gda] (9:=6 2EE6?5:?8 D49@@=[ >@C6 E92? g_T @7 DEF56?ED A2CE:4:A2E6 :? 2? :?E6C?D9:A @C 7:6=5 6IA6C:6?46] }:?6EJ\6:89E A6C46?E @7 8C25F2E6D 2C6 6>A=@J65[ :? 8C25F2E6 D49@@=[ @C 4@>A=6E:?8 2 J62C @7 D6CG:46 H:E9:? D:I E@ ?:?6 >@?E9D @7 8C25F2E:@?] #646?E=J[ k2 9C67lQ9EEADi^^HHH]=@J@=2]65F^?6HD^a_a_^`a`_\a>:==:@?\36BF6DEQm2? 2?@?J>@FD 5@?@C 82G6 Sa >:==:@? E@ E96 F?:G6CD:EJ E@ 7F?5 D49@=2CD9:AD 7@C F?56C8C25F2E6 DEF56?EDk^2m]k^Am
- Rybread // Wikimedia Commons
- 40-year net present value: $1,364,000
- 10-year net present value: $176,000
kAm\ vC25F2E:@? C2E6i h`Tk^Am
kAm\ |65:2? 563Ei S`g[`cgk^Am
kAm(:E9 >@C6 E92? afd 568C66 AC@8C2>D 2?5 `h D49@@=D 2?5 4@==686D[ E96 &?:G6CD:EJ @7 |:49:82? :D @?6 @7 E96 =2C86DE AC:G2E6 :?DE:EFE:@?D :? E96 4@F?ECJ] x? a_`f[ k2 9C67lQ9EEADi^^@3A]F>:49]65F^42>AFD\DE2E:DE:4D^DEF56?ED^Qmf`T @7 DEF56?ED D64FC65 7F==\E:>6 6>A=@J>6?E 27E6C 8C25F2E:@?k^2m[ H9:=6 a_T H6?E @? E@ 7FCE96C 65F42E:@?]k^Am
- Jha4ceb // Wikimedia Commons
- 40-year net present value: $1,372,000
- 10-year net present value: $135,000
kAm\ vC25F2E:@? C2E6i h`Tk^Am
kAm\ |65:2? 563Ei S`g[aaak^Am
kAmpE=2?E2VD t>@CJ &?:G6CD:EJ H2D 7@F?565 :? `gbe 2?5 92D ?:?6 24256>:4 5:G:D:@?D 24C@DD 2 G2C:6EJ @7 7:6=5D] xED 3FD:?6DD D49@@= :D A2CE:4F=2C=J 9:89=J C6AFE23=6[ H:E9 heT @7 8C25F2E6D C646:G:?8 @776CD H:E9:? E9C66 >@?E9D @7 8C25F2E:@?[ H:E9 2? 2G6C286 DE2CE:?8 D2=2CJ @7 Seh[_be]k^Am
- Mpspqr // Wikimedia Commons
- 40-year net present value: $1,374,000
- 10-year net present value: $84,000
kAm\ vC25F2E:@? C2E6i f_Tk^Am
kAm\ |65:2? 563Ei Sa_[d__k^Am
kAm{@42E65 :? !9:=256=A9:2[ !6??DJ=G2?:2[ sC6I6= &?:G6CD:EJ :D <?@H? 7@C :ED 4@@A6C2E:G6 65F42E:@? AC@8C2>[ H9:49 @776CD DEF56?ED E96 492?46 E@ 62C? FA E@ `g >@?E9D @7 A2:5[ 7F==\E:>6 H@C< 6IA6C:6?46 :? 2 7:6=5 E92E A6CE2:?D E@ E96:C >2;@C] $:IEJ\7@FC A6C46?E @7 ;@3 2AA=:42?ED 925 2E =62DE @?6 ;@3 @776C FA@? 8C25F2E:@? :? a_`g] }:?6EJ\D:I A6C46?E @7 F?56C8C25F2E6D H6C6 H@C<:?8 @C 6?C@==65 :? 8C25F2E6 @C AC@76DD:@?2= 65F42E:@? H:E9:? 2 J62C @7 8C25F2E:@?]k^Am
kAmkDEC@?8m*@F >2J 2=D@ =:<6ik^DEC@?8m k2 9C67lQ9EEADi^^DE24<6C]4@>^DE@C:6D^beac^>@DE\=:36C2=\AF3=:4\4@==686D\2>6C:42Qm%96 >@DE =:36C2= AF3=:4 4@==686D :? p>6C:42k^2mk^Am
- ImGz // Wikimedia Commons
- 40-year net present value: $1,377,000
- 10-year net present value: $112,000
kAm\ vC25F2E:@? C2E6i hdTk^Am
kAm\ |65:2? 563Ei S`d[cbhk^Am
kAmqC@H? &?:G6CD:EJ :D @?6 @7 p>6C:42VD @=56DE :?DE:EFE:@?D[ 7@F?565 :? `fec] %@52J :E :D @?6 @7 E96 AC6DE:8:@FD F?:G6CD:E:6D :? E96 xGJ {628F6 2?5 @?6 @7 ?:?6 4@=@?:2= 4@==686D 492CE6C65 367@C6 E96 p>6C:42? #6G@=FE:@?] $EF56?ED H9@ 8C25F2E6 8@ @? E@ 249:6G6 ?@E23=6 42C66CD 2?5 E:E=6D[ E96 9:896DE A6C46?E286D @7 H9:49 :?4=F56 5:C64E@C^>2?286C[ A9JD:4:2?[ A@DE8C25F2E6 DEF56?E[ 2?5 2EE@C?6J]k^Am
- Dale182 // Wikimedia Commons
- 40-year net present value: $1,378,000
- 10-year net present value: $161,000
kAm\ vC25F2E:@? C2E6i geTk^Am
kAm\ |65:2? 563Ei S`_[___k^Am
kAm%96 r@@A6C &?:@? 7@C E96 p5G2?46>6?E @7 $4:6?46 2?5 pCE :D @?6 @7 E96 >@DE 6I4=FD:G6 D49@@=D :? p>6C:42] xE 8C2?ED 568C66D :? 2CE[ 2C49:E64EFC6[ 2?5 6?8:?66C:?8[ =@42E65 :? }6H *@C< r:EJ] k2 9C67lQ9EEADi^^4@@A6C]65F^25>:DD:@?D^724EDQm%96 :?DE:EFE:@? 2H2C5D 2== 25>:EE65 F?56C8C25F2E6D 2 92=7\EF:E:@?k^2m D49@=2CD9:A] p55:E:@?2= 7:?2?4:2= 2:5 :D 2H2C565 @? 2 3J\?665 32D:D]k^Am
- Gip3798 // Wikimedia Commons
- 40-year net present value: $1,383,000
- 10-year net present value: $170,000
kAm\ vC25F2E:@? C2E6i h`Tk^Am
kAm\ |65:2? 563Ei S`a[ecbk^Am
kAm&?:G6CD:EJ @7 r2=:7@C?:2\q6C<6=6J :D 2 AF3=:4 C6D62C49 F?:G6CD:EJ :? }@CE96C? r2=:7@C?:2] xED =625:?8 2C62D :?4=F56 E96 |2E96>2E:42= $4:6?46D #6D62C49 x?DE:EFE6 2?5 E96 $A246 $4:6?46D {23@C2E@CJ] pG6C286 DE2CE:?8 D2=2CJ 7@C E96 4=2DD @7 a_`h H2D Sfd[___] vC25F2E6D @7 E96 r@==686 @7 t?8:?66C:?8 925 2? 2G6C286 DE2CE:?8 D2=2CJ @7 >@C6 E92? S`__[___]k^Am
- Falcorian // Wikimedia Commons
- 40-year net present value: $1,385,000
- 10-year net present value: $122,000
kAm\ vC25F2E:@? C2E6i gfTk^Am
kAm\ |65:2? 563Ei Sad[___k^Am
kAmq2D65 :? q@DE@?[ H:E9 42>AFD6D 2== @G6C E96 4@F?ECJ[ }@CE962DE6C? &?:G6CD:EJ :D <?@H? 7@C :ED 4@\@A W4@@A6C2E:G6 65F42E:@?X AC@8C2>[ H9:49 :?E68C2E6D 4=2DDC@@> DEF5J H:E9 AC@76DD:@?2= H@C< 6IA6C:6?46] pD 2 C6DF=E[ hgT @7 DEF56?ED 2C6 6>A=@J65 @C :? 8C25F2E6 D49@@= H:E9:? ?:?6 >@?E9D @7 8C25F2E:@?]k^Am
kAmkDEC@?8m*@F >2J 2=D@ =:<6ik^DEC@?8m k2 9C67lQ9EEADi^^DE24<6C]4@>^DE@C:6D^b`fh^>@DE\A@AF=2C\4@==686\>2;@CD\2>6C:42Qm|@DE A@AF=2C 4@==686 >2;@CD :? p>6C:42k^2mk^Am
- Edward Orde // Wikimedia Commons
- 40-year net present value: $1,391,000
- 10-year net present value: $151,000
kAm\ vC25F2E:@? C2E6i adTk^Am
kAm\ |65:2? 563Ei S`a[ad_k^Am
kAmt>3CJ\#:55=6 p6C@?2FE:42= &?:G6CD:EJ :D 2 AC:G2E6 F?:G6CD:EJ 7@4FD65 @? 2G:2E:@? 2?5 26C@DA246 AC@8C2>D] xE 92D 42>AFD6D :? s2JE@?2 q6249[ u=@C:52[ 2?5 !C6D4@EE[ pC:K@?2] p44@C5:?8 E@ !2J$42=6[ :E 92D 2? 2??F2= #~x @7 f]aT[ 2?5 E96 2G6C286 62C=J\42C66C D2=2CJ 7@C 8C25F2E6D :D Seh[a__]k^Am
- Aerojimmy // Wikimedia Commons
- 40-year net present value: $1,393,000
- 10-year net present value: $94,000
kAm\ vC25F2E:@? C2E6i fgTk^Am
kAm\ |65:2? 563Ei Sae[___k^Am
kAm{@42E65 :? $>:E97:6=5[ #9@56 xD=2?5[ qCJ2?E &?:G6CD:EJ :D 4@>A@D65 @7 EH@ 4@==686Di E96 r@==686 @7 pCED 2?5 $4:6?46D 2?5 E96 r@==686 @7 qFD:?6DD] |@DE DEF56?ED 2EE6?5 7@C 3FD:?6DD[ 3FE 2C6 C6BF:C65 E@ 4@>A=6E6 2 =:36C2= 2CED >:?@C] $EF56?ED >2;@C:?8 :? E96 r@==686 @7 pCED 2?5 $4:6?46D >FDE 2=D@ 4@>A=6E6 2 3FD:?6DD >:?@C] }:?6EJ\?:?6 A6C46?E @7 E96 4=2DD @7 a_`g H2D 6>A=@J65 @C 4@?E:?F:?8 65F42E:@? H:E9:? D:I >@?E9D @7 8C25F2E:@?[ 2?5 Se_[___ H2D E96 >65:2? 7:CDE\J62C D2=2CJ]k^Am
- Kenneth C. Zirkel // Wikimedia Commons
- 40-year net present value: $1,409,000
- 10-year net present value: $123,000
kAm\ vC25F2E:@? C2E6i ghTk^Am
kAm\ |65:2? 563Ei Saa[d__k^Am
kAm{272J6EE6 r@==686 :D 2 AC:G2E6 =:36C2= 2CED 4@==686 :? t2DE@?[ !6??DJ=G2?:2] xE H2D 7@F?565 :? `gae 2?5 :D 4@?D:56C65 2 Qw:556? xGJQ F?:G6CD:EJ] xED 8C25F2E6D 8@ @? E@ D64FC6 6>A=@J>6?E 7C@> D@>6 @7 E96 H@C=5’D >@DE C6AFE23=6 4@>A2?:6D[ :?4=F5:?8 q2?< @7 p>6C:42 r@CA@C2E:@?[ s6=@:EE6[ u:56=:EJ x?G6DE>6?ED[ !7:K6C[ 2?5 %6249 u@C p>6C:42[ 2>@?8 >2?J @E96CD]k^Am
- Shuvaev // Wikimedia Commons
- 40-year net present value: $1,413,000
- 10-year net present value: $160,000
kAm\ vC25F2E:@? C2E6i fhTk^Am
kAm\ |65:2? 563Ei S`e[d__k^Am
kAmq2D65 :? $2? {F:D ~3:DA@[ r2=:7@C?:2[ r2=:7@C?:2 !@=JE649?:4 $E2E6 &?:G6CD:EJ :D @?6 @7 EH@ A@=JE649?:4D :? E96 r2=:7@C?:2 $E2E6 &?:G6CD:EJ DJDE6>] xE 7@4FD6D @? F?56C8C25F2E6 65F42E:@?[ 4@>3:?:?8 E649?:42= 4FCC:4F=F> H:E9 =:36C2= 2CED] ~7 E96 fdT E92E D64FC65 7F==\E:>6 ;@3D 27E6C 8C25F2E:@?[ g_T @7 E9@D6 925 ;@3 @776CD 367@C6 E96J 8C25F2E65] }:?6EJ\7:G6 A6C46?E 7@F?5 ;@3D C6=2E65 E@ E96:C >2;@CD]k^Am
kAmkDEC@?8m*@F >2J 2=D@ =:<6ik^DEC@?8m k2 9C67lQ9EEADi^^DE24<6C]4@>^DE@C:6D^`g_b^`__\36DE\4@>>F?:EJ\4@==686D\2>6C:42Qm`__ 36DE 4@>>F?:EJ 4@==686D :? p>6C:42k^2mk^Am
- Spatms // Wikimedia Commons
- 40-year net present value: $1,417,000
- 10-year net present value: $90,000
kAm\ vC25F2E:@? C2E6i ghTk^Am
kAm\ |65:2? 563Ei Sad[ad_k^Am
kAmqF4<?6== &?:G6CD:EJ[ =@42E65 :? {6H:D3FC8[ !6??DJ=G2?:2[ :D 2 A:C2E6 =:36C2= 2CED 4@==686 H:E9 2 4@==686 @7 2CED 2?5 D4:6?46D[ 2 4@==686 @7 >2?286>6?E[ 2?5 2 4@==686 @7 6?8:?66C:?8] %96 2G6C286 DE2CE:?8 D2=2CJ @7 E96 4=2DD @7 a_`h H2D Se_[de_]k^Am
- Dbl228 // Wikimedia Commons
- 40-year net present value: $1,418,000
- 10-year net present value: $114,000
kAm\ vC25F2E:@? C2E6i gaTk^Am
kAm\ |65:2? 563Ei Sa`[d__k^Am
kAmv6@C86 (2D9:?8E@? &?:G6CD:EJ[ =@42E65 :? (2D9:?8E@? s]r][ 92D `_ D49@@=D[ f_ C6D62C49 46?E6CD[ 2?5 2 =2C86 ?6EH@C< @7 =:3C2C:6D] p44@C5:?8 E@ !2J$42=6[ 8C25F2E6D 8@ @? E@ @3E2:? 9:89\A2J:?8 42C66CD :? :?5FDEC:6D =:<6 C6D62C49 2?2=JD:D 2?5 D@7EH2C6 6?8:?66C:?8]k^Am
- Difference engine // Wikimedia Commons
- 40-year net present value: $1,420,000
- 10-year net present value: $144,000
kAm\ vC25F2E:@? C2E6i hcTk^Am
kAm\ |65:2? 563Ei S`c[gdbk^Am
kAm%96 &?:G6CD:EJ @7 r9:428@ :D 2 C6D62C49 F?:G6CD:EJ E92E H2D 7@F?565 :? `gh_] xE :D 4@?D:56C65 E@ 36 @?6 @7 E96 E@A F?:G6CD:E:6D :? E96 H@C=5 7@C 2CED 2?5 D4:6?46D[ 2D H6== 2D :ED AC@76DD:@?2= D49@@=D] x? A2CE:4F=2C[ &r9:428@ DEF56?ED 92G6 2? gb\ggT 2446AE2?46 C2E6 2E E96 E@A `d =2H D49@@=D 2?5 2? g_\ggT 2446AE2?46 C2E6 :?E@ >65:42= D49@@=]k^Am
- Nicomachian // Wikimedia Commons
- 40-year net present value: $1,421,000
- 10-year net present value: $90,000
kAm\ vC25F2E:@? C2E6i haTk^Am
kAm\ |65:2? 563Ei Saf[___k^Am
kAmr@==686 @7 E96 w@=J rC@DD :D 2 y6DF:E =:36C2= 2CED 4@==686 =@42E65 :? |2DD249FD6EED 2?5 @776CD ca >2;@CD] uC@> E96 4=2DD @7 a_`h[ egT @7 DEF56?ED 2C6 6>A=@J65 7F==\E:>6] %96 =2C86DE A6C46?E286 @7 8C25F2E6D H@C< :? 7:?2?4:2= D6CG:46D[ 7@==@H65 3J 962=E9 42C6[ E96? 8@G6C?>6?E[ A@=:E:4D[ 2?5 =2H]k^Am
- Paul Keleher // Wikimedia Commons
- 40-year net present value: $1,430,000
- 10-year net present value: $185,000
kAm\ vC25F2E:@? C2E6i efTk^Am
kAm\ |65:2? 563Ei S`h[d__k^Am
kAm|:49:82? %649?@=@8:42= &?:G6CD:EJ :D 2 C6D62C49 F?:G6CD:EJ =@42E65 :? w@F89E@?[ |:49:82?] xED 7@4FD :D :? 6?8:?66C:?8[ D4:6?46[ 4@>AFE:?8[ 3FD:?6DD[ E649[ 2?5 >@C6] %9C@F89 :ED 4@\@A AC@8C2>[ DEF56?ED E2<6 E96:C <?@H=6586 @7 E96:C 49@D6? 7:6=5 7@C 2 E6DE CF?[ H9:49 92D 96=A65 E96 hcT A=246>6?E C2E:?8 7@C 8C25F2E6D]k^Am
kAmkDEC@?8m*@F >2J 2=D@ =:<6ik^DEC@?8m k2 9C67lQ9EEADi^^DE24<6C]4@>^DE@C:6D^a`hc^d_\36DE\4@==686D\>:5H6DEQmd_ 36DE 4@==686D :? E96 |:5H6DEk^2mk^Am
- Michigan Technological University // Wikimedia Commons
- 40-year net present value: $1,448,000
- 10-year net present value: $134,000
kAm\ vC25F2E:@? C2E6i hcTk^Am
kAm\ |65:2? 563Ei S`g[d__k^Am
kAm(2D9:?8E@? &?:G6CD:EJ :? $E] {@F:D :D 2 AC:G2E6 C6D62C49 F?:G6CD:EJ C6?@H?65 7@C :ED AC@8C2>D :? 2CED 2?5 D4:6?46[ 3FD:?6DD[ 56D:8?[ 6?8:?66C:?8[ =2H[ AF3=:4 962=E9[ 2?5 >@C6] $6G6?EJ\7@FC A6C46?E @7 a_`h 8C25D 6?E6C65 E96 H@C<7@C46[ D64FC:?8 H@C< :? :?5FDEC:6D =:<6 7:?2?46 2?5 32?<:?8[ 24256>:2[ 962=E942C6[ E649?@=@8J[ 2?5 4@?DF=E:?8]k^Am
- Public domain // Wikimedia Commons
- 40-year net present value: $1,454,000
- 10-year net present value: $103,000
kAm\ vC25F2E:@? C2E6i gaTk^Am
kAm\ |65:2? 563Ei Sab[___k^Am
kAm%96 AC:G2E6 y6DF:E u2:C7:6=5 &?:G6CD:EJ[ =@42E65 :? r@??64E:4FE[ @776CD 568C66D 24C@DD :ED 7@FC 4@==686D] %96 k2 9C67lQ9EEADi^^HHH]?:496]4@>^4@==686D^72:C7:6=5\F?:G6CD:EJ^>2;@CD^Qm>@DE A@AF=2C >2;@CDk^2m 244@C5:?8 E@ k2 9C67lQ9EEAi^^}:496]4@>Qm}:496]4@>k^2m 2C6 ?FCD:?8[ 7:?2?46[ >2C<6E:?8[ 2?5 244@F?E:?8] %96 4=2DD @7 a_`h D2H hgT @7 DEF56?ED D64FC6 7F==\E:>6 6>A=@J>6?E[ A=246>6?E :? 8C25F2E6 D49@@=[ @C 6?C@==>6?E :? 2 G@=F?E66C D6CG:46 AC@8C2> H:E9:? D:I >@?E9D @7 8C25F2E:@?]k^Am
- Stagophile // Wikimedia Commons
- 40-year net present value: $1,455,000
- 10-year net present value: $162,000
kAm\ vC25F2E:@? C2E6i hcTk^Am
kAm\ |65:2? 563Ei S`e[d__k^Am
kAm}@CE9H6DE6C? &?:G6CD:EJ :D 2 AC:G2E6 :?DE:EFE:@? E92E H2D 7@F?565 :? `gd`] %96 >@DE A@AF=2C >2;@CD 7@C F?56C8C25F2E6D 2C6 64@?@>:4D[ ;@FC?2=:D>[ ADJ49@=@8J[ A@=:E:42= D4:6?46[ 2?5 ?6FC@D4:6?46[ 244@C5:?8 E@ &]$] }6HD U2>Aj (@C=5 #6A@CE] $6G6?EJ\E9C66 A6C46?E @7 E96 4=2DD @7 a_`h H2D 6>A=@J65 D:I >@?E9D 27E6C 8C25F2E:@? :? 7:6=5D =:<6 7:?2?46[ 4@?DF=E:?8[ 6?8:?66C:?8[ 2?5 4@>>F?:42E:@?D]k^Am
- Paradoxsociety // Wikimedia Commons
- 40-year net present value: $1,462,000
- 10-year net present value: $167,000
kAm\ vC25F2E:@? C2E6i faTk^Am
kAm\ |65:2? 563Ei Saa[d__k^Am
kAm{@42E65 :? r9:428@[ x==:?@:D[ E96 x==:?@:D x?DE:EFE6 @7 %649?@=@8J :D 2 AC:G2E6 C6D62C49 F?:G6CD:EJ DA64:2=:K:?8 :? 2C49:E64EFC6[ 3FD:?6DD[ 4@>>F?:42E:@?D[ 56D:8?[ 6?8:?66C:?8[ E649?@=@8J[ =2H[ ADJ49@=@8J[ 2?5 D4:6?46] |62? DE2CE:?8 D2=2C:6D 7@C 8C25F2E6D 2G6C286 Sea[afc[ 2?5 8C25F2E6D 8@ @? E@ 82:? 6>A=@J>6?E 2E 4@CA@C2E:@?D =:<6 v@@8=6[ w@?6JH6==[ |:4C@D@7E[ 2?5 %96 q@6:?8 r@>A2?J[ 2>@?8 @E96CD]k^Am
kAmkDEC@?8m*@F >2J 2=D@ =:<6ik^DEC@?8m k2 9C67lQ9EEADi^^DE24<6C]4@>^DE@C:6D^aca`^36DE\3:8\4@==686\E@H?D\2>6C:42Qmq6DE 3:8 4@==686 E@H?D :? p>6C:42k^2mk^Am
- John Picken // Wikimedia Commons
- 40-year net present value: $1,462,000
- 10-year net present value: $169,000
kAm\ vC25F2E:@? C2E6i haTk^Am
kAm\ |65:2? 563Ei S`b[cc_k^Am
kAm'2?56C3:=E &?:G6CD:EJ[ =@42E65 :? }2D9G:==6[ %6??6DD66[ :D 2 AC:G2E6 C6D62C49 F?:G6CD:EJ 7@F?565 :? `gfb] $:IEJ\7:G6 A6C46?E @7 '2?56C3:=E DEF56?ED 4FCC6?E=J C646:G6 D@>6 7@C> @7 7:?2?4:2= 2:5[ 2D E96 F?:G6CD:EJ >66ED `__T @7 6G6CJ DEF56?EVD 56>@?DEC2E65 7:?2?4:2= ?665 H:E9@FE =@2?D]k^Am
- Stablenode // Wikimedia Commons
- 40-year net present value: $1,472,000
- 10-year net present value: $129,000
kAm\ vC25F2E:@? C2E6i ehTk^Am
kAm\ |65:2? 563Ei Sa_[`a`k^Am
kAm{@42E65 :? }@CE96C? r2=:7@C?:2[ &?:G6CD:EJ @7 E96 !24:7:4VD k2 9C67lQ9EEADi^^HHH]FD?6HD]4@>^36DE\4@==686D^F?:G6CD:EJ\@7\E96\A24:7:4\`bahRiOiE6IEl%96Ta_>@DETa_A@AF=2CTa_>2;@CDTa_2E[w62=E9Ta_!C@76DD:@?DTa_2?5Ta_#6=2E65Ta_!C@8C2>D]Qm>@DE A@AF=2C >2;@CDk^2m :?4=F56 3FD:?6DD[ >2?286>6?E[ 2?5 >2C<6E:?8j 3:@=@8:42= 2?5 3:@>65:42= D4:6?46Dj 2?5 6?8:?66C:?8[ 244@C5:?8 E@ &]$] }6HD U2>Aj (@C=5 #6A@CE] }:?6EJ\E9C66 A6C46?E @7 6>A=@J65 8C25F2E6D :?5:42E6 E92E E96:C 4FCC6?E A@D:E:@? :D C6=2E65 E@ E96:C 42C66C @3;64E:G6]k^Am
- Carol M. Highsmith // Wikimedia Commons
- 40-year net present value: $1,476,000
- 10-year net present value: $117,000
kAm\ vC25F2E:@? C2E6i haTk^Am
kAm\ |65:2? 563Ei S`g[heak^Am
kAmq@DE@? r@==686[ 7@F?565 :? `geb[ :D 2 AC:G2E6 :?DE:EFE:@? =@42E65 ;FDE @FED:56 5@H?E@H? q@DE@?] xED >@DE A@AF=2C >2;@CD[ 244@C5:?8 E@ &]$] }6HD U2>Aj (@C=5 #6A@CE[ :?4=F56 64@?@>:4D[ 7:?2?46[ 3:@=@8J[ DA6649 4@>>F?:42E:@?[ 2?5 A@=:E:42= D4:6?46] u@C E96 4=2DD @7 a_`h[ a`T C646:G65 ;@3 @776CD 367@C6 7:CDE D6>6DE6C D6?:@C J62C] %96 E@A 6>A=@J6CD H6C6 tC?DE 2?5 *@F?8[ !C:46H2E6C9@FD6r@@A6CD[ 2?5 ~C24=6]k^Am
- BCLicious // Wikimedia Commons
- 40-year net present value: $1,492,000
- 10-year net present value: $192,000
kAm\ vC25F2E:@? C2E6i deTk^Am
kAm\ |65:2? 563Ei Sab[_c`k^Am
kAm}6F>@?E r@==686 @7 r@>AFE6C $4:6?46 :D 2 7@C\AC@7:E 4@==686 7@4FD65 @? D4F=AE:?8 E96 E649 >:?5D @7 E96 7FEFC6] p== DEF56?ED 62C? 2 q2496=@C @7 $4:6?46 568C66 7@4FD65 @? 4@>AFE6C D4:6?46] y@3D :? E96 4@>AFE6C D4:6?46 7:6=5 2C6 k2 9C67lQ9EEADi^^HHH]3=D]8@G^@@9^4@>AFE6C\2?5\:?7@C>2E:@?\E649?@=@8J^4@>AFE6C\2?5\:?7@C>2E:@?\C6D62C49\D4:6?E:DED]9E>RiOiE6IElt>A=@J>6?ETa_@7Ta_4@>AFE6CTa_2?5Ta_:?7@C>2E:@?[E96Ta_2G6C286Ta_7@CTa_2==Ta_@44FA2E:@?D]QmAC@;64E65 E@ 8C@H `dTk^2m 7C@> a_`h E@ a_ah[ 244@C5:?8 E@ E96 &]$] qFC62F @7 {23@C $E2E:DE:4D]k^Am
kAmkDEC@?8m*@F >2J 2=D@ =:<6ik^DEC@?8m k2 9C67lQ9EEADi^^DE24<6C]4@>^DE@C:6D^ahg`^4@==686\>2;@CD\>2<6\>@DE\>@?6JQmr@==686 >2;@CD E92E >2<6 E96 >@DE >@?6Jk^2mk^Am
- Rob Duane // Wikimedia Commons
- 40-year net present value: $1,493,000
- 10-year net present value: $133,000
kAm\ vC25F2E:@? C2E6i ghTk^Am
kAm\ |65:2? 563Ei S`h[`eek^Am
kAm$2?E2 r=2C2 &?:G6CD:EJ[ =@42E65 :? $:=:4@? '2==6J[ 92D 2 DEF56?E\724F=EJ C2E:@ @7 `_i`[ 244@C5:?8 E@ &]$] }6HD U2>Aj (@C=5 #6A@CE] xED >@DE A@AF=2C >2;@CD 2C6 3FD:?6DD[ D@4:2= D4:6?46D[ 6?8:?66C:?8[ 4@>>F?:42E:@?[ 2?5 ADJ49@=@8J] uC@> E96 4=2DD @7 a_`h[ gf]hT @7 8C25F2E6D 2C6 6>A=@J65] %96:C >65:2? D2=2CJ :D Sea[d__]k^Am
- Arnaudh // Wikimedia Commons
- 40-year net present value: $1,508,000
- 10-year net present value: $136,000
kAm\ vC25F2E:@? C2E6i hbTk^Am
kAm\ |65:2? 563Ei S`a[ecdk^Am
kAmy@9?D w@A<:?D &?:G6CD:EJ[ =@42E65 :? |2CJ=2?5[ :D 2 =625:?8 AC:G2E6 C6D62C49 F?:G6CD:EJ C64@8?:K65 7@C :ED H@C< :? 2CED 2?5 D4:6?46D[ 6?8:?66C:?8[ >65:4:?6[ AF3=:4 962=E9[ 3FD:?6DD[ 2?5 65F42E:@?] p44@C5:?8 E@ !2J$42=6[ y@9?D w@A<:?D &?:G6CD:EJ 8C25F2E6D 92G6 2? 2G6C286 62C=J 42C66C D2=2CJ @7 Sfa[g__ :? :?5FDEC:6D =:<6 D@7EH2C6 6?8:?66C:?8[ 52E2 D4:6?46[ AC@;64E >2?286>6?E[ 2?5 >6492?:42= 6?8:?66C:?8]k^Am
- Daderot // Wikimedia Commons
- 40-year net present value: $1,516,000
- 10-year net present value: $150,000
kAm\ vC25F2E:@? C2E6i h`Tk^Am
kAm\ |65:2? 563Ei S`b[___k^Am
kAm{@42E65 :? r=2C6>@?E[ r2=:7@C?:2[ r=2C6>@?E |4z6??2 r@==686 :D 2 =:36C2= 2CED 4@==686 <?@H? 7@C :ED D>2== 4=2DD D:K6D—&]$] }6HD U2>Aj (@C=5 #6A@CE D2JD E96 DEF56?E\724F=EJ C2E:@ :D gi`] xED >@DE A@AF=2C >2;@CD :?4=F56 64@?@>6EC:4D[ A@=:E:42= D4:6?46[ 6IA6C:>6?E2= ADJ49@=@8J[ :?E6C?2E:@?2= C6=2E:@?D[ 2?5 244@F?E:?8] %96 2G6C286 7F==\E:>6 D2=2CJ :D >@C6 E92? Seb[___ 27E6C 8C25F2E:@?[ H:E9 8C25F2E6D 7:?5:?8 ;@3D :? :?5FDEC:6D =:<6 244@F?E:?8[ 4@?DF=E:?8[ 8@G6C?>6?E[ 2?5 >65:4:?6]k^Am
- Craig Stanfill // Wikimedia Commons
- 40-year net present value: $1,520,000
- 10-year net present value: $133,000
kAm\ vC25F2E:@? C2E6i haTk^Am
kAm\ |65:2? 563Ei Sa`[ad_k^Am
kAm{@42E65 :? {@D p?86=6D[ E96 &?:G6CD:EJ @7 $@FE96C? r2=:7@C?:2 :D @?6 @7 E96 =2C86DE AC:G2E6 :?DE:EFE:@?D :? E96 4@F?ECJ] %92E D2:5[ :E 92D 2 9:89=J 72G@C23=6 DEF56?E\724F=EJ C2E:@ 2E gi`] !@AF=2C >2;@CD :?4=F56 3FD:?6DD[ D@4:2= D4:6?46D[ G:DF2= 2?5 A6C7@C>:?8 2CED[ 2?5 ;@FC?2=:D>] p44@C5:?8 E@ !2J$42=6[ 62C=J 42C66C D2=2C:6D 2G6C286 See[`__[ H:E9 E96 9:896DE\A2J:?8 ;@3D :?4=F5:?8 E9@D6 :? D@7EH2C6 6?8:?66C:?8[ AC@;64E >2?286>6?E[ 2?5 >6492?:42= 6?8:?66C:?8[]k^Am
kAmkDEC@?8m*@F >2J 2=D@ =:<6ik^DEC@?8m k2 9C67lQ9EEADi^^DE24<6C]4@>^DE@C:6D^hdb^4@==686D\36DE\DEF56?E\=:76\6G6CJ\DE2E6Qmr@==686D H:E9 E96 36DE DEF56?E =:76 :? 6G6CJ DE2E6k^2mk^Am
- Brion Vibber // Wikimedia Commons
- 40-year net present value: $1,520,000
- 10-year net present value: $183,000
kAm\ vC25F2E:@? C2E6i edTk^Am
kAm\ |65:2? 563Ei Sad[d__k^Am
kAm%96 |:=H2F<66 $49@@= @7 t?8:?66C:?8 :D 2 D>2== D49@@= E92E @776CD `e 32496=@CVD 568C66D[ `_ @7 H9:49 2C6 :? 6?8:?66C:?8] %96 F?:G6CD:EJ :?4=F56D 2 7@FC\J62C 8C25F2E:@? 8F2C2?E66[ 2?5 heT @7 8C25F2E6D 2C6 6:E96C 6>A=@J65 @C 8@:?8 E@ 8C25 D49@@= H:E9:? D:I >@?E9D @7 8C25F2E:@?]k^Am
- Sulfur // Wikimedia Commons
- 40-year net present value: $1,543,000
- 10-year net present value: $122,000
kAm\ vC25F2E:@? C2E6i hbTk^Am
kAm\ |65:2? 563Ei S`e[_dak^Am
kAm%F7ED &?:G6CD:EJ[ =@42E65 :? |657@C5[ |2DD249FD6EED[ :D 4@>AC:D65 @7 E96 $49@@= @7 pCED 2?5 $4:6?46D 2?5 E96 $49@@= @7 t?8:?66C:?8] p44@C5:?8 E@ &]$] }6HD U2>Aj (@C=5 #6A@CE[ eg]`T @7 4=2DD6D 92G6 76H6C E92? a_ DEF56?ED] !@AF=2C >2;@CD :?4=F56 D@4:2= D4:6?46D[ 4@>AFE6C 2?5 :?7@C>2E:@? D4:6?46D[ 6?8:?66C:?8[ 2?5 3:@>65:42= D4:6?46D] %96 E@A :?5FDEC:6D H96C6 8C25F2E6D =2?5 42C66CD 2C6 7:?2?46[ 6?8:?66C:?8[ 2?5 =:76 D4:6?46D^962=E9]k^Am
- John Phelan // Wikimedia Commons
- 40-year net present value: $1,548,000
- 10-year net present value: $213,000
kAm\ vC25F2E:@? C2E6i ecTk^Am
kAm\ |65:2? 563Ei S`e[hhgk^Am
kAm%96 |:DD@FC: &?:G6CD:EJ @7 $4:6?46 2?5 %649?@=@8J :D 2 AF3=:4 F?:G6CD:EJ H96C6 E96 >@DE A@AF=2C >2;@CD :?4=F56 6?8:?66C:?8[ 4@>AFE6C D4:6?46D[ 3:@>65:42= D4:6?46D[ 2?5 A9JD:42= D4:6?46D] %96 F?:G6CD:EJ @776CD :ED DEF56?ED 42C66C @AA@CEF?:E:6D 2?5 6>A=@J6C C6=2E:@?D D6CG:46D[ H9:49 724:=:E2E6D E96 C6=2E:@?D9:A 36EH66? 6>A=@J6CD 2?5 DEF56?ED 2?5 2=F>?: 3J @776C:?8 @?\42>AFD :?E6CG:6HD[ 24E:G6 C64CF:E>6?E[ 2?5 ;@3D A@DE65 DA64:7:42==J 7@C $U2>Aj% DEF56?ED]k^Am
- Steveewatkins // Wikimedia Commons
- 40-year net present value: $1,561,000
- 10-year net present value: $146,000
kAm\ vC25F2E:@? C2E6i heTk^Am
kAm\ |65:2? 563Ei S`a[___k^Am
kAms2CE>@FE9 r@==686[ =@42E65 :? w2?@G6C[ }6H w2>AD9:C6[ :D 2 AC6DE:8:@FD AC:G2E6 4@==686 E92E :D A2CE @7 E96 xGJ {628F6] %96 DEF56?E\724F=EJ C2E:@ :D DEC@?8 2E fi`[ 244@C5:?8 E@ &]$] }6HD U2>Aj (@C=5 #6A@CE] !@AF=2C >2;@CD :?4=F56 D@4:2= D4:6?46D[ 6?8:?66C:?8[ 3:@>65:42= D4:6?46D[ 4@>AFE6C D4:6?46D[ 2?5 >2E9] |@C6 E92? daT @7 8C25F2E6D 92G6 2G6C286 DE2CE:?8 D2=2C:6D 23@G6 Sf_[___]k^Am
- Jay Yuan // Shutterstock
- 40-year net present value: $1,563,000
- 10-year net present value: $103,000
kAm\ vC25F2E:@? C2E6i h_Tk^Am
kAm\ |65:2? 563Ei Sad[___k^Am
kAm':==2?@G2 &?:G6CD:EJ :D <?@H? 7@C :ED AC@8C2>D :? 3FD:?6DD[ 962=E9[ 6?8:?66C:?8[ D@4:2= D4:6?46D[ 2?5 4@>>F?:42E:@?] %96 2G6C286 DE2CE:?8 D2=2CJ 7@C E96 4=2DD @7 a_`h H2D Sea[dac[ H:E9 fd]dT @7 8C25F2E6D D64FC:?8 6>A=@J>6?E 27E6C 8C25F2E:@?]k^Am
kAmkDEC@?8m*@F >2J 2=D@ =:<6ik^DEC@?8m k2 9C67lQ9EEADi^^DE24<6C]4@>^DE@C:6D^abaa^36DE\G2=F6\AC:G2E6\4@==686D\2>6C:42Qmq6DE G2=F6 AC:G2E6 4@==686D :? p>6C:42k^2mk^Am
- Nfutvol // Wikimedia Commons
- 40-year net present value: $1,578,000
- 10-year net present value: $152,000
kAm\ vC25F2E:@? C2E6i haTk^Am
kAm\ |65:2? 563Ei S`h[d__k^Am
kAm(2D9:?8E@? 2?5 {66 &?:G6CD:EJ[ =@42E65 :? {6I:?8E@?[ ':C8:?:2[ :D 2 D>2==[ AC:G2E6 :?DE:EFE:@? D6E @? cb_ 24C6D] xED DEF56?E\724F=EJ C2E:@ :D gi` 2?5 fe]hT @7 :ED 4=2DD6D 92G6 76H6C E92? a_ DEF56?ED[ 244@C5:?8 E@ &]$] }6HD U2>Aj (@C=5 #6A@CE] !@AF=2C >2;@CD :?4=F56 64@?@>:4D[ 3FD:?6DD[ A@=:E:42= D4:6?46[ 244@F?E:?8[ 2?5 9:DE@CJ] &A@? 8C25F2E:@?[ E96 >@DE 4@>>@? 7:6=5D H96C6 DEF56?ED 7@F?5 6>A=@J>6?E H6C6 7:?2?4:2= D6CG:46D[ 64@?@>:4D[ 65F42E:@?[ 2?5 4@?DF=E:?8]k^Am
- Jan Kronsell // Wikimedia Commons
- 40-year net present value: $1,607,000
- 10-year net present value: $160,000
kAm\ vC25F2E:@? C2E6i hcTk^Am
kAm\ |65:2? 563Ei S`a[b_dk^Am
kAm{@42E65 :? xE9242[ }6H *@C<[ r@C?6== &?:G6CD:EJ :D 2 =2C86[ AC:G2E6 :?DE:EFE:@? H:E9 >@C6 E92? `[___ DEF56?E @C82?:K2E:@?D @? 42>AFD] !@AF=2C >2;@CD :?4=F56 6?8:?66C:?8[ 3FD:?6DD[ 3:@>65:42= D4:6?46D[ 4@>AFE6C D4:6?46D[ 2?5 28C:4F=EFC6] uC@> E96 4=2DD @7 a_`h[ E96 >2;@C:EJ @7 8C25F2E6D D64FC65 6>A=@J>6?E :? E649?@=@8J[ 7:?2?4:2= D6CG:46D[ 2?5 4@?DF=E:?8] %96 2G6C286 DE2CE:?8 D2=2CJ :D See[___]k^Am
- Axel Tschentscher // Wikimedia Commons
- 40-year net present value: $1,616,000
- 10-year net present value: $113,000
kAm\ vC25F2E:@? C2E6i c`Tk^Am
kAm\ |65:2? 563Ei Sa`[gfdk^Am
kAm%96 D>2== 7@C\AC@7:E D49@@= @7 s:8:!6? x?DE:EFE6 @7 %649?@=@8J :D =@42E65 :? #65>@?5[ (2D9:?8E@?] xED >@DE A@AF=2C >2;@CD :?4=F56 2?:>2E:@?[ :?E6C24E:G6 E649?@=@8J[ 4@>AFE6C AC@8C2>>:?8[ G:CEF2= 6?G:C@?>6?ED[ 2?5 >FD:4 E96@CJ] p44@C5:?8 E@ !2J$42=6[ 8C25F2E6D 8@ @? E@ D64FC6 6>A=@J>6?E :? 7:6=5D =:<6 D@7EH2C6 6?8:?66C:?8[ G:56@ 82>6 AC@8C2>>:?8[ 2?5 D@7EH2C6 56G6=@A>6?E]k^Am
- Canva
- 40-year net present value: $1,626,000
- 10-year net present value: $157,000
kAm\ vC25F2E:@? C2E6i hdTk^Am
kAm\ |65:2? 563Ei Sa_[fd_k^Am
kAm&?:G6CD:EJ @7 }@EC6 s2>6[ =@42E65 :? $@FE9 q6?5[ x?5:2?2[ :D 5:G:565 :?E@ 6:89E D49@@=D 2?5 4@==686D] %96 >@DE A@AF=2C >2;@CD :?4=F56 64@?@>:4D[ 7:?2?46[ A@=:E:42= D4:6?46[ >6492?:42= 6?8:?66C:?8[ 2?5 4@>AFE6C D4:6?46] p44@C5:?8 E@ !2J$42=6[ E96 2G6C286 62C=J 42C66C D2=2CJ 7@C 8C25F2E6D :D Seg[b__[ 2?5 8C25F2E6D 8@ @? E@ D64FC6 6>A=@J>6?E :? D@7EH2C6 6?8:?66C:?8[ >6492?:42= 6?8:?66C:?8[ 2?5 7:?2?4:2= 2?2=JD:D]k^Am
- Ssantera // Wikimedia Commons
- 40-year net present value: $1,642,000
- 10-year net present value: $242,000
kAm\ vC25F2E:@? C2E6i hfTk^Am
kAm\ |65:2? 563Ei Sf[d__k^Am
kAm!C:?46E@? &?:G6CD:EJ[ 2? xGJ {628F6 F?:G6CD:EJ =@42E65 :? }6H y6CD6J[ :D @?6 @7 E96 >@DE 277@C523=6 D49@@=D :? E96 ?2E:@?] %92EVD 3642FD6 7:?2?4:2= 2:5 4@G6CD `__T @7 EF:E:@? 7@C 72>:=:6D E92E 62C?65 Sed[___ @C =6DD] %9:D 6?23=65 gaT @7 C646?E D6?:@CD E@ 8C25F2E6 H:E9@FE 563E]k^Am
kAmkDEC@?8m*@F >2J 2=D@ =:<6ik^DEC@?8m k2 9C67lQ9EEADi^^DE24<6C]4@>^DE@C:6D^aegc^36DE\AC:G2E6\4@==686D\6G6CJ\DE2E6Qmq6DE AC:G2E6 4@==686D :? 6G6CJ DE2E6k^2mk^Am
- Highsmith, Carol M. // Wikimedia Commons
- 40-year net present value: $1,662,000
- 10-year net present value: $153,000
kAm\ vC25F2E:@? C2E6i dfTk^Am
kAm\ |65:2? 563Ei Sac[d__k^Am
kAmz6EE6C:?8 &?:G6CD:EJ[ =@42E65 :? u=:?E[ |:49:82?[ :D DAC625 24C@DD D6G6C2= 4@==686D[ :?4=F5:?8 @?6D 565:42E65 E@ 6?8:?66C:?8[ >2?286>6?E[ 2?5 2CED U2>Aj D4:6?46D] &?56C8C25F2E6D 92G6 E96 @AA@CEF?:EJ E@ A2CE:4:A2E6 :? E96 F?:G6CD:EJ 4@\@A 6IA6C:6?46[ H9:49 92D >@C6 E92? ca_ A2CE?6C @C82?:K2E:@?D[ AFEE:?8 DEF56?ED 7C@?E 2?5 46?E6C H:E9 A@E6?E:2= 6>A=@J6CD :? E96:C 49@D6? 7:6=5D]k^Am
- Bryan Duggan // Wikimedia Commons
- 40-year net present value: $1,665,000
- 10-year net present value: $149,000
kAm\ vC25F2E:@? C2E6i gaTk^Am
kAm\ |65:2? 563Ei Saf[___k^Am
kAm#@D6\wF=>2? x?DE:EFE6 @7 %649?@=@8J :D @?6 @7 E96 =625:?8 :?DE:EFE:@?D 7@C 6?8:?66C:?8] x? 724E[ &]$] }6HD U2>Aj (@C=5 #6A@CE 92D ?2>65 :E R` :? F?56C8C25F2E6 6?8:?66C:?8 AC@8C2>D 2E D49@@=D H96C6 2 5@4E@C2E6 :D?’E @776C65 7@C k2 9C67lQ9EEADi^^HHH]C@D6\9F=>2?]65F^?6HD^a_a_^C@D6\9F=>2?\C2?<65\?F>36C\@?6\7@C\aa?5\DEC2:89E\J62C]9E>=Qmaa 4@?D64FE:G6 J62CDk^2m] x? 255:E:@?[ `__T @7 DEF56?ED C646:G6 7:?2?4:2= 2:5[ D49@=2CD9:AD[ 2?5 8C2?ED[ 2?5 hgT @7 DEF56?ED 925 2 ;@3 H:E9:? D:I >@?E9D @7 8C25F2E:@?[ H:E9 2? 2G6C286 DE2CE:?8 D2=2CJ @7 Sfb[___]k^Am
- Yipdw // Wikimedia Commons
- 40-year net present value: $1,687,000
- 10-year net present value: $150,000
kAm\ vC25F2E:@? C2E6i gbTk^Am
kAm\ |65:2? 563Ei Saf[___k^Am
kAm#6?DD6=26C !@=JE649?:4 x?DE:EFE6[ =@42E65 ?62C p=32?J[ }6H *@C<[ :D 2 =625:?8 :?DE:EFE:@? H96? :E 4@>6D E@ DF3;64ED =:<6 4J36CD64FC:EJ[ 3:8 52E2[ ?2?@E649?@=@8J[ 2?5 3:@E649] !2J$42=6 D9@HD 2? 2??F2= #~x @7 e]gT[ H:E9 2? 62C=J 42C66C D2=2CJ 2G6C286 @7 Sfa[e__] vC25F2E6D 8@ @? E@ 42C66CD :? D@7EH2C6 6?8:?66C:?8[ >6492?:42= 6?8:?66C:?8[ AC@;64E 6?8:?66C:?8[ 2?5 6=64EC:42= 6?8:?66C:?8]k^Am
- Besselfunctions // Wikimedia Commons
- 40-year net present value: $1,688,000
- 10-year net present value: $153,000
kAm\ vC25F2E:@? C2E6i gfTk^Am
kAm\ |65:2? 563Ei Sa`[d__k^Am
kAm{69:89 &?:G6CD:EJ[ =@42E65 :? q6E9=696>[ !6??DJ=G2?:2[ D:ED @? 2 DAC2H=:?8 a[bdd\24C6 42>AFD] &]$] }6HD U2>Aj (@C=5 #6A@CE D2JD E96 >@DE A@AF=2C >2;@CD 2C6 7:?2?46[ >6492?:42= 6?8:?66C:?8[ :?5FDEC:2= 6?8:?66C:?8[ 244@F?E:?8[ 2?5 >2C<6E:?8] }:?6EJ\7@FC A6C46?E @7 DEF56?ED 4@>A=6E6 @?6 @C >@C6 :?E6C?D9:AD @C 6IA6C:6?E:2= =62C?:?8 @AA@CEF?:E:6D H9:=6 2EE6?5:?8[ 2?5 E96 2G6C286 DE2CE:?8 D2=2CJ @7 a_`h 8C25F2E6D H2D Sef[___]k^Am
- Peter L Moore // Wikimedia Commons
- 40-year net present value: $1,725,000
- 10-year net present value: $133,000
kAm\ vC25F2E:@? C2E6i gfTk^Am
kAm\ |65:2? 563Ei Saf[___k^Am
kAm(@C46DE6C !@=JE649?:4 x?DE:EFE6 @776CD >@C6 E92? d_ F?56C8C25F2E6 AC@8C2>D :? D4:6?46[ 6?8:?66C:?8[ E649?@=@8J[ >2E9[ 3FD:?6DD[ 2?5 E96 9F>2?:E:6D] p== DEF56?ED C646:G6 2 @?6\E:>6 k2 9C67lQ9EEADi^^HHH]HA:]65F^25>:DD:@?D^EF:E:@?\2:5^EJA6D\@7\2:5^D49@=2CD9:AD\8C2?ED^8=@32=Qmv=@32= $49@=2CD9:Ak^2m E@ 4@>A=6E6 AC@;64E H@C<[ 2?5 E96 2G6C286 DE2CE:?8 D2=2CJ 7@C E96 4=2DD @7 a_`h H2D >@C6 E92? Sfa[___]k^Am
kAmkDEC@?8m*@F >2J 2=D@ =:<6ik^DEC@?8m k2 9C67lQ9EEADi^^DE24<6C]4@>^DE@C:6D^b`gh^d_\36DE\AF3=:4\4@==686D\C2?<65\=62DE\>@DE\6IA6?D:G6Qmd_ 36DE AF3=:4 4@==686D C2?<65 7C@> =62DE E@ >@DE 6IA6?D:G6k^2mk^Am
- Kenneth C. Zirkel // Wikimedia Commons
- 40-year net present value: $1,729,000
- 10-year net present value: $246,000
kAm\ vC25F2E:@? C2E6i geTk^Am
kAm\ |65:2? 563Ei Sa`[d__k^Am
kAm%96 v6@C8:2 x?DE:EFE6 @7 %649?@=@8J :D 2 AF3=:4 C6D62C49 F?:G6CD:EJ E92E 6?C@==D 23@FE c_[___ DEF56?ED] xE :D 2>@?8 E96 ?2E:@?VD =2C86DE C6D62C49 F?:G6CD:E:6D 2?5 C646:G6D >@C6 E92? S` 3:==:@? 6249 J62C :? C6D62C49 2H2C5D] p44@C5:?8 E@ !2J$42=6[ E96 2??F2= #~x :D `aT[ H9:=6 62C=J 42C66C D2=2C:6D 2G6C286 2E Sfc[d__]k^Am
- JJonahJackalope // Wikimedia Commons
- 40-year net present value: $1,750,000
- 10-year net present value: $183,000
kAm\ vC25F2E:@? C2E6i ghTk^Am
kAm\ |65:2? 563Ei Sac[d__k^Am
kAmr2C?68:6 |6==@? &?:G6CD:EJ :D 2 AC:G2E6 C6D62C49 F?:G6CD:EJ E92E 4@?E:?F6D E@ C2?< 9:89=J 7@C 4@>AFE6C D4:6?46[ E649?@=@8J[ :?7@C>2E:@? DJDE6>D[ 2?5 6?8:?66C:?8] $E2CE:?8 D2=2C:6D 7@C E96 4=2DD @7 a_`h H6C6 D:8?:7:42?E=J 9:896C E92? E96 ?2E:@?2= 2G6C286[ 2E Sh_[af`] vC25F2E6D 7C@> r2C?68:6 |6==@? 92G6 8@?6 @? E@ D64FC6 6>A=@J>6?E 2E 4@>A2?:6D =:<6 q@6:?8[ r2A:E2= ~?6[ u2463@@<[ v@@8=6[ |:4C@D@7E[ 2?5 >@C6]k^Am
- Persage // Wikimedia Commons
- 40-year net present value: $1,754,000
- 10-year net present value: $173,000
kAm\ vC25F2E:@? C2E6i hdTk^Am
kAm\ |65:2? 563Ei Sh[___k^Am
kAmsF<6 &?:G6CD:EJ :D 2 }@CE9 r2C@=:?2 F?:G6CD:EJ H:E9 C@F89=J e[d__ F?56C8C25F2E6D] %96 E@A 7:G6 >2;@CD 7@C E96 4=2DD @7 a_ab :?4=F56 4@>AFE6C D4:6?46[ 64@?@>:4D[ AF3=:4 A@=:4J[ 3:@=@8J[ 2?5 ADJ49@=@8J] %9:D J62C[ sF<6 92D C2?<65 D64@?5 :? E96 4@F?ECJ H:E9 E96 (2== $EC66E y@FC?2= 7@C k2 9C67lQ9EEADi^^HHH]HD;]4@>^2CE:4=6D^a_a`\36DE\4@==686D\:?\2>6C:42\92CG2C5\=625D\E96\F?:G6CD:EJ\C2?<:?8D\``e__bgbhhen>@5l9A0=6250A@D`_QmDEF56?E @FE4@>6Dk^2m[ H9:49 =@@<D 2E 8C25F2E:@? C2E6[ E6249:?8 C6AFE2E:@?[ 8C25F2E6 D2=2C:6D[ 2?5 DEF56?E 563E]k^Am
- Bluedog423 // Wikimedia Commons
- 40-year net present value: $1,761,000
- 10-year net present value: $210,000
kAm\ vC25F2E:@? C2E6i e_Tk^Am
kAm\ |65:2? 563Ei Sa_[___k^Am
kAm$&}* |2C:E:>6 r@==686[ =@42E65 :? %9C@88D }64<[ }6H *@C<[ :D 2 AF3=:4 :?DE:EFE:@? E92E H2D 7@F?565 :? E96 `hE9 46?EFCJ] %96 >@DE A@AF=2C >2;@CD :?4=F56 >2C:?6 D4:6?46[ >6492?:42= 6?8:?66C:?8[ 3FD:?6DD[ ?2G2= 2C49:E64EFC6[ 2?5 6=64EC:42= 6?8:?66C:?8] p44@C5:?8 E@ &]$] }6HD U2>Aj (@C=5 #6A@CE[ E96 EF:E:@? :D >F49 =@H6C E92? E96 ?2E:@?2= 2G6C286 7@C 3@E9 :?\DE2E6 2?5 @FE\@7\DE2E6 EF:E:@?[ 2?5 !2J$42=6 C6A@CED E92E :E 92D 2? 2??F2= #~x @7 `bT[ H:E9 2? 62C=J 42C66C D2=2CJ 2G6C286 @7 >@C6 E92? Sfe[___]k^Am
- Jrc1234 // Wikimedia Commons
- 40-year net present value: $1,769,000
- 10-year net present value: $208,000
kAm\ vC25F2E:@? C2E6i hdTk^Am
kAm\ |65:2? 563Ei S`g[fhck^Am
kAm{@42E65 :? }6H *@C< r:EJ[ r@=F>3:2 &?:G6CD:EJ :D @?6 @7 E96 H@C=5VD >@DE AC6DE:8:@FD F?:G6CD:E:6D[ 6DE23=:D965 :? `fdc] %96 DEF56?E\724F=EJ C2E:@ :D ei` 2?5 >@C6 E92? g_T @7 4=2DD6D 92G6 76H6C E92? a_ DEF56?ED[ 244@C5:?8 E@ &]$] }6HD U2>Aj (@C=5 #6A@CE] %96 >@DE A@AF=2C >2;@CD 2C6 D@4:2= D4:6?46D[ 6?8:?66C:?8[ 4@>AFE6C D4:6?46D[ 3:@>65:42= D4:6?46D[ 2?5 G:DF2= 2?5 A6C7@C>:?8 2CED] !2J$42=6 C6A@CED 62C=J 42C66C D2=2C:6D 2C6[ @? 2G6C286[ Sfe[`__]k^Am
kAmkDEC@?8m*@F >2J 2=D@ =:<6ik^DEC@?8m k2 9C67lQ9EEADi^^DE24<6C]4@>^DE@C:6D^ba__^d_\36DE\AC:G2E6\4@==686D\C2?<65\=62DE\>@DE\6IA6?D:G6Qmd_ 36DE AC:G2E6 4@==686D C2?<65 7C@> =62DE E@ >@DE 6IA6?D:G6k^2mk^Am
- JSquish // Wikimedia Commons
- 40-year net present value: $1,777,000
- 10-year net present value: $218,000
kAm\ vC25F2E:@? C2E6i hgTk^Am
kAm\ |65:2? 563Ei S`a[___k^Am
kAm*2=6 &?:G6CD:EJ :D @?6 @7 E96 @=56DE :?DE:EFE:@?D :? p>6C:42] xE H2D 7@F?565 :? }6H w2G6?[ r@??64E:4FE[ :? `f_`] k2 9C67lQ9EEADi^^@4D]J2=6]65F^@FE4@>6D^QmvC25F2E6D 7C@> E96 4=2DD @7 a_`hk^2m H6?E @? E@ D64FC6 6>A=@J>6?E AC:>2C:=J :? 7:?2?46[ 24256>:2[ 4@?DF=E:?8[ E649?@=@8J[ 2?5 962=E942C6] %96 >62? DE2CE:?8 D2=2CJ H2D Seg[cfa]k^Am
- Ragesoss // Wikimedia Commons
- 40-year net present value: $1,786,000
- 10-year net present value: $158,000
kAm\ vC25F2E:@? C2E6i h_Tk^Am
kAm\ |65:2? 563Ei Sad[___k^Am
kAmq6?E=6J &?:G6CD:EJ :D 2 AC:G2E6 F?:G6CD:EJ =@42E65 :? (2=E92>[ |2DD249FD6EED[ H:E9 2 7@4FD @? 3FD:?6DD] %@A >2;@CD :?4=F56 7:?2?46[ 3FD:?6DD 25>:?:DEC2E:@?[ 3FD:?6DD >2?286>6?E[ 2?5 244@F?E:?8] vC25F2E6D 92G6 2 hgT ;@3 A=246>6?E C2E6[ H:E9 2 >65:2? DE2CE:?8 D2=2CJ @7 Se_[___]k^Am
- Daderot // Wikimedia Commons
- 40-year net present value: $1,794,000
- 10-year net present value: $203,000
kAm\ vC25F2E:@? C2E6i ffTk^Am
kAm\ |65:2? 563Ei Sa`[h`dk^Am
kAmr@=@C25@ $49@@= @7 |:?6D :D 2 AF3=:4 C6D62C49 F?:G6CD:EJ E92E @776CD 568C66D :? 6?8:?66C:?8[ D4:6?46[ 2?5 >2E9] %96 42C66C 46?E6C 2E E96 F?:G6CD:EJ H@C<D E@ 96=A DEF56?ED >2I:>:K6 E96:C 568C66] u@C E96 a_`g\a_`h 24256>:4 J62C[ >@C6 E92? `[b__ @C82?:K2E:@?D C64CF:E65 @C 9:C65 2E |:?6D] %96 2G6C286 DE2CE:?8 D2=2CJ H2D Sfb[___]k^Am
- Mines CERSE // Wikimedia Commons
- 40-year net present value: $1,818,000
- 10-year net present value: $265,000
kAm\ vC25F2E:@? C2E6i ebTk^Am
kAm\ |65:2? 563Ei Sa_[d__k^Am
kAmr2=:7@C?:2 $E2E6 &?:G6CD:EJ |2C:E:>6 p4256>J[ =@42E65 ?62C $2? uC2?4:D4@[ @776CD 568C66D :? :?E6C?2E:@?2= 3FD:?6DD 2?5 =@8:DE:4D[ 724:=:E:6D 6?8:?66C:?8 E649?@=@8J[ 8=@32= DEF5:6D 2?5 >2C:E:>6 2772:CD[ >2C:?6 6?8:?66C:?8 E649?@=@8J[ >2C:?6 EC2?DA@CE2E:@? @C >6492?:42= 6?8:?66C:?8] xE 92D E96 9:896DE ;@3 A=246>6?E C2E6D @7 E96 ab r2=:7@C?:2 $E2E6 &?:G6CD:E:6D[ 244@C5:?8 E@ &]$] }6HD U2>Aj (@C=5 #6A@CE]k^Am
kAmkDEC@?8m*@F >2J 2=D@ =:<6ik^DEC@?8m k2 9C67lQ9EEADi^^DE24<6C]4@>^DE@C:6D^bchf^b_\4@==686\>2;@CD\5:5?E\6I:DE\d_\J62CD\28@Qmb_ 4@==686 >2;@CD E92E 5:5?VE 6I:DE d_ J62CD 28@k^2mk^Am
- Unknown // Wikimedia Commons
- 40-year net present value: $1,832,000
- 10-year net present value: $222,000
kAm\ vC25F2E:@? C2E6i hdTk^Am
kAm\ |65:2? 563Ei S`a[d__k^Am
kAm%96 &?:G6CD:EJ @7 !6??DJ=G2?:2 2:>D E@ >2<6 :ED 9:89\BF2=:EJ 65F42E:@? 277@C523=6 7@C 2==] %96 8C2?E\32D65 7:?2?4:2= 2:5 AC@8C2> >66ED `__T @7 56>@?DEC2E65 7:?2?4:2= ?665 H:E9 8C2?ED 2?5 H@C<\DEF5J 7F?5:?8] %96 2G6C286 DE2CE:?8 D2=2CJ 7@C E96 4=2DD @7 a_`h H2D Sff[d__]k^Am
- Peetlesnumber1 // Wikimedia Commons
- 40-year net present value: $1,833,000
- 10-year net present value: $162,000
kAm\ vC25F2E:@? C2E6i gbTk^Am
kAm\ |65:2? 563Ei Sae[___k^Am
kAm$E6G6?D x?DE:EFE6 @7 %649?@=@8J :D 2 =625:?8 F?:G6CD:EJ :? E96 7:6=5D @7 2CE:7:4:2= :?E6==:86?46[ 4@>AFE:?8[ 7:?2?46[ >65:4:?6[ ?2?@E649?@=@8J[ 2?5 >@C6] $6G6?EJ\D6G6? A6C46?E @7 D6?:@CD 7C@> E96 4=2DD @7 a_a_ 7:?2=:K65 E96:C A@DE8C25F2E6 @FE4@>6D AC:@C E@ 8C25F2E:@?[ 2?5 hdT D64FC65 ;@3D H:E9:? D:I >@?E9D] %96 2G6C286 DE2CE:?8 D2=2CJ H2D Sff[___]k^Am
- Antony-22 // Wikimedia Commons
- 40-year net present value: $1,851,000
- 10-year net present value: $187,000
kAm\ vC25F2E:@? C2E6i hdTk^Am
kAm\ |65:2? 563Ei Sa`[adck^Am
kAmw2CG6J |F55 r@==686[ =@42E65 :? r=2C6>@?E[ r2=:7@C?:2[ :D 2 D>2== :?DE:EFE:@? 2?5 :D @?6 @7 E96 4@F?ECJVD E@A $%t| D49@@=D] xE @776CD 2 q2496=@C @7 $4:6?46 568C66 E@ :ED 8C25F2E6D[ 2?5 dfT @7 :ED 4=2DD6D 92G6 76H6C E92? a_ DEF56?ED[ 244@C5:?8 E@ &]$] }6HD U2>Aj (@C=5 #6A@CE] vC25F2E6D’ >65:2? DE2CE:?8 D2=2CJ :D Sgf[d__]k^Am
- Bovineone // Wikimedia Commons
- 40-year net present value: $1,869,000
- 10-year net present value: $246,000
kAm\ vC25F2E:@? C2E6i fdTk^Am
kAm\ |65:2? 563Ei Sab[ad_k^Am
kAm|2DD249FD6EED |2C:E:>6 p4256>J :D 2 =625:?8 :?DE:EFE:@? :? E96 7:6=5D @7 6?8:?66C:?8[ >2C:E:>6 3FD:?6DD[ >2C:?6 EC2?DA@CE2E:@?[ 2?5 >2C:?6 D4:6?46 D276EJ] p44@C5:?8 E@ !2J$42=6[ E96C6 :D 2? 2??F2= #~x @7 ``]hT 2?5 E96 62C=J 42C66C D2=2CJ :D Seg[e__] vC25F2E6D 8@ @? E@ @3E2:? 42C66CD 2D AC@;64E >2?286CD[ A@CE 6?8:?66CD[ 6?G:C@?>6?E2= 962=E9 2?5 D276EJ >2?286CD[ 2?5 @A6C2E:@?D >2?286CD]k^Am
- United States Maritime Administration // Wikimedia Commons
- 40-year net present value: $1,949,000
- 10-year net present value: $298,000
kAm\ vC25F2E:@? C2E6i fgTk^Am
kAm\ |65:2? 563Ei Se[d__k^Am
kAm&?:E65 $E2E6D |6C492?E |2C:?6 p4256>J :D 2 7656C2= D6CG:46 24256>J <?@H? 7@C :ED 7@FC\J62C AC@8C2> E92E :?4=F56D D6CG:46 2E D62[ >2C:E:>6 6>A=@J>6?E 2D9@C6[ 2?5 D6CG:?8 2D 2 4@>>:DD:@?65 @77:46C :? E96 &]$] pC>65 u@C46D] %96 u656C2= v@G6C?>6?E A2JD E96 >2;@C:EJ @7 4@DED 7@C DEF56?ED 6?C@==65 :? E96 24256>J[ :?4=F5:?8 EF:E:@?[ C@@> 2?5 3@2C5[ F?:7@C>D[ E6IE3@@<D[ 2?5 962=E942C6]k^Am
- Jim.henderson // Wikimedia Commons
- 40-year net present value: $1,985,000
- 10-year net present value: $184,000
kAm\ vC25F2E:@? C2E6i h`Tk^Am
kAm\ |65:2? 563Ei Sac[gfdk^Am
kAmq23D@? r@==686 :D 2 9:89=J C2E65 3FD:?6DD D49@@= E92E @776CD 2== F?56C8C25F2E6D 2 q2496=@C @7 $4:6?46 568C66] k2 9C67lQ9EEADi^^HHH]323D@?]65F^42C66C\D6CG:46D^42C66C\56G6=@A>6?E^F?56C8C25F2E6^42C66C\@FE4@>6D^RQmuC@> E96 a_`h 8C25F2E:?8 4=2DDk^2m[ hhT H6C6 6>A=@J65 @C 2EE6?565 8C25F2E6 D49@@= H:E9:? D:I >@?E9D @7 8C25F2E:@?] u:G6 A6C46?E @7 8C25F2E:?8 DEF56?ED DE2CE65 E96:C @H? 3FD:?6DD H:E9:? D:I >@?E9D @7 8C25F2E:?8[ 2?5 h_T @7 DEF56?ED 925 2E =62DE @?6 :?E6C?D9:A 5FC:?8 E96:C E:>6 E96C6]k^Am
- Aziz bm // Wikimedia Commons
- 40-year net present value: $2,043,000
- 10-year net present value: $251,000
kAm\ vC25F2E:@? C2E6i eeTk^Am
kAm\ |65:2? 563Ei Saf[___k^Am
kAm|2:?6 |2C:E:>6 p4256>J[ =@42E65 :? r2DE:?6[ |2:?6[ :D 2 AF3=:4 4@==686 7@4FD65 @? >2C:E:>6 EC2:?:?8] &]$] }6HD U2>Aj (@C=5 #6A@CE D2JD E92E k2 9C67lQ9EEADi^^HHH]FD?6HD]4@>^36DE\4@==686D^>2:?6\>2C:E:>6\24256>J\a_cc^24256>:4DQmE96 >@DE A@AF=2C >2;@CDk^2m 2C6 ?2G2= 2C49:E64EFC6 2?5 >2C:?6 6?8:?66C:?8[ >2C:?6 D4:6?46[ 6?8:?66C:?8 E649?@=@8:6D[ :?E6C?2E:@?2= 3FD:?6DD[ 2?5 DJDE6>D 6?8:?66C:?8] p44@C5:?8 E@ !2J$42=6[ k2 9C67lQ9EEADi^^HHH]A2JD42=6]4@>^C6D62C49^&$^$49@@=l|2:?60|2C:E:>60p4256>J^$2=2CJQmE96 2G6C286 DE2CE:?8 D2=2CJ :D Sef[e__k^2m[ H:E9 2? #~x @7 ``T]k^Am
kAmkDEC@?8m*@F >2J 2=D@ =:<6ik^DEC@?8m k2 9C67lQ9EEADi^^DE24<6C]4@>^DE@C:6D^`chd^36DE\G2=F6\4@==686D\6G6CJ\DE2E6Qmq6DE G2=F6 4@==686D :? 6G6CJ DE2E6k^2mk^Am
- Billy Hathorn // Wikimedia Commons
- 40-year net present value: $2,068,000
- 10-year net present value: $307,000
kAm\ vC25F2E:@? C2E6i hcTk^Am
kAm\ |65:2? 563Ei S`_[gfck^Am
kAm$E2?7@C5 &?:G6CD:EJ[ =@42E65 :? $E2?7@C5[ r2=:7@C?:2[ H2D 7@F?565 :? `ggd 2?5 :D 2 AC:G2E6 C6D62C49 F?:G6CD:EJ[ 6I46==:?8 :? 6?8:?66C:?8[ 4@>AFE6C D4:6?46D[ D@4:2= D4:6?46D[ 2?5 >2E9] %96 F?:G6CD:EJ H@C<D E@ >2<6 65F42E:@? 277@C523=6 7@C 2==] %F:E:@? :D 7F==J 4@G6C65 7@C F?56C8C25D H:E9 72>:=J :?4@>6D 36=@H S`d_[___]k^Am
- Jawed Karim // Wikimedia Commons
- 40-year net present value: $2,273,000
- 10-year net present value: $311,000
kAm\ vC25F2E:@? C2E6i hbTk^Am
kAm\ |65:2? 563Ei S`d[bcek^Am
kAm%96 |2DD249FD6EED x?DE:EFE6 @7 %649?@=@8J :D 2? :?E6C?2E:@?2==J C6?@H?65 :?DE:EFE:@? 7@C $%t| DEF5:6D] xE :D @?6 @7 7:G6 &]$] 4@==686D E92E :D ?665\3=:?5 2?5 7F==\?665 7@C F?56C8C25F2E6 DEF56?ED] $:I @FE @7 `_ DEF56?ED C646:G6 7:?2?4:2= 2:5[ 2?5 D6G6? :? E6? 8C25F2E6 563E\7C66] u@C a_`h 8C25F2E6D 6?E6C:?8 :?5FDECJ A@D:E:@?D[ E96 2G6C286 DE2CE:?8 D2=2CJ H2D Shg[fc`]k^Am
- Balthazar Korab // Wikimedia Commons
- 40-year net present value: $2,421,000
- 10-year net present value: $247,000
kAm\ vC25F2E:@? C2E6i feTk^Am
kAm\ |65:2? 563Ei Sad[___k^Am
kAm%96 |2DD249FD6EED r@==686 @7 !92C>24J 2?5 w62=E9 :D 2 AC:G2E6 F?:G6CD:EJ 7@4FD65 @? >65:42= 2?5 962=E9\C6=2E65 AC@8C2>D] p44@C5:?8 E@ E96 &]$] qFC62F @7 {23@C $E2E:DE:4D[ k2 9C67lQ9EEADi^^HHH]3=D]8@G^@@9^962=E942C6^9@>6]9E>QmE96C6 H:== 36 C@F89=J a]c >:==:@? ?6H ;@3D :? 962=E942C6 E9C@F89 a_ahk^2m] p44@C5:?8 E@ !2J$42=6[ E96 2G6C286 62C=J 42C66C D2=2CJ :D Sed[b__]k^Am
- DJRazma // Wikimedia Commons
- 40-year net present value: $2,714,000
- 10-year net present value: $389,000
kAm\ vC25F2E:@? C2E6i faTk^Am
kAm\ |65:2? 563Ei S`h[d__k^Am
kAm$E] {@F:D r@==686 @7 !92C>24J :D 2 D>2== D49@@= :? |:DD@FC: H:E9 2? 6?C@==>6?E @7 =6DD E92? c__ DEF56?ED] p44@C5:?8 E@ }:496[ E96 >@DE A@AF=2C >2;@CD :?4=F56 3:@>65:42= D4:6?46D 2?5 >@=64F=2C >65:4:?6 2?5 =:36C2= 2CED 2?5 9F>2?:E:6D] p=F>?: 8@ @? E@ 62C? 2 DE2CE:?8 D2=2CJ @7 S`a_[c__]k^Am
- Canva
- 40-year net present value: $2,722,000
- 10-year net present value: $385,000
kAm\ vC25F2E:@? C2E6i fcTk^Am
kAm\ |65:2? 563Ei Sad[___k^Am
kAmp=32?J r@==686 @7 !92C>24J 2?5 w62=E9[ =@42E65 :? p=32?J[ }6H *@C<[ :D E96 36DE G2=F6 4@==686 :? p>6C:42 H:E9 E96 >@DE 72G@C23=6 C6EFC? @? :?G6DE>6?E] p44@C5:?8 E@ !2J$42=6[ k2 9C67lQ9EEADi^^HHH]A2JD42=6]4@>^C6D62C49^&$^$49@@=lp=32?J0r@==6860@70!92C>24J02?50w62=E90$4:6?46D^$2=2CJQmE96 C6EFC? @? :?G6DE>6?E :D h]cTk^2m[ H:E9 2? 62C=J 42C66C D2=2CJ @7 Sff[f__] vC25F2E6D 92G6 8@?6 @? E@ H@C< 7@C r'$[ (2=\|2CE] 2?5 #qr (62=E9 |2?286>6?E]k^Am
kAmkDEC@?8m*@F >2J 2=D@ =:<6ik^DEC@?8m k2 9C67lQ9EEADi^^DE24<6C]4@>^DE@C:6D^a`gh^d_\36DE\4@==686D\62DE\4@2DEQmd_ 36DE 4@==686D @? E96 t2DE r@2DEk^2mk^Am
- UpstateNYer // Wikimedia Commons
- 40-year net present value: $1,967,000
- 10-year net present value: $286,000
kAm\ vC25F2E:@? C2E6i hfTk^Am
kAm\ |65:2? 563Ei Sf[___k^Am
kAmw2CG2C5 &?:G6CD:EJ :D E96 @=56DE :?DE:EFE:@? @7 9:896C =62C?:?8 :? E96 &?:E65 $E2E6D] xE H2D 6DE23=:D965 :? `ebe 2?5 :ED =:3C2CJ 92D E96 =2C86DE AC:G2E6 4@==64E:@? :? E96 H@C=5] w2CG2C5 &?:G6CD:EJ AC@G:56D ?665\32D65 2:5[ C682C5=6DD @7 23:=:EJ E@ A2J] pD 2 C6DF=E[ a_T @7 DEF56?ED A2J ?@E9:?8 E@ 2EE6?5[ H9:=6 >@C6 E92? d_T C646:G6 ?665\32D65 D49@=2CD9:AD]k^Am
- Daderot // Wikimedia Commons
50 colleges with the best ROI
50 colleges with the best ROI
kAm%96J D2J E96 4@==686 J62CD 2C6 E96 36DE @7 J@FC =:76] %96J D92A6 9@H J@F D66 E96 H@C=5[ E96 A2DD:@?D J@F H:D9 E@ AFCDF6[ 2?5 E96 A6CD@? J@F 9@A6 E@ 36] r@==686 :D 2 D:8?:7:42?E 7:?2?4:2= :?G6DE>6?E[ 3FE >F49 >@C6 E92? 2? 6>@E:@?2=[ A6CD@?2=[ 2?5 AC@76DD:@?2= DE2CE:?8 A@:?E]k^Am
kAmx? E96 =2DE `h J62CD[ E96 k2 9C67lQ9EEADi^^HHH]FD?6HD]4@>^65F42E:@?^36DE\4@==686D^A2J:?8\7@C\4@==686^2CE:4=6D^D66\a_\J62CD\@7\EF:E:@?\8C@HE9\2E\?2E:@?2=\F?:G6CD:E:6DQm4@DE @7 2EE6?5:?8k^2m 2 AF3=:4[ :?\DE2E6 4@==686 92D :?4C62D65 3J ahT H96? 25;FDE65 7@C :?7=2E:@?[ 244@C5:?8 E@ 2 $6AE6>36C a_ad C6A@CE 7C@> &]$] }6HD 2?5 (@C=5 #6A@CE] pD @7 pF8FDE a_ad[ AC:G2E6 4@==686D k2 9C67lQ9EEADi^^65F42E:@?52E2]@C8^2G6C286\4@DE\@7\4@==686Qm4@DE 2? 2G6C286k^2m @7 Sde[eag A6C J62C[ 2?5 AF3=:4 @?6D 4@DE Saf[`ce] p7E6C 7@FC J62CD[ 2?5 :? >2?J 42D6D 7:G6 E@ D:I J62CD[ E92E 4@DE 42? DE24< FA D:8?:7:42?E=J[ D@ J@F H:== H2?E E@ 6?DFC6 E92E J@FVC6 AFEE:?8 J@FC 5@==2CD :?E@ 2? :?DE:EFE:@? E92E H:== >2<6 :E H@CE9H9:=6] {F4<:=J[ E9@D6 H:E9 32496=@CVD 568C66D k2 9C67lQ9EEADi^^HHH]2A=F]@C8^@FC\H@C<^c\A@=:4J\2?5\25G@424J^AF3=:4FG2=F6D^6>A=@J>6?E\62C?:?8D^Qm62C? 23@FE Sc_[d__k^2m >@C6 2??F2==J E92? E9@D6 H:E9@FE[ C6A@CED E96 pDD@4:2E:@? @7 !F3=:4 U2>Aj {2?5\vC2?E &?:G6CD:E:6D] w@H6G6C[ D@>6 4@==686D 92G6 2 9:896C C6EFC? @? :?G6DE>6?E E92? @E96CD]k^Am
kAmk2 9C67lQ9EEADi^^HHH]DE24<6C]4@>^DE@C:6DQm$E24<6Ck^2m 4@>A:=65 2 =:DE @7 E96 ?@?AC@7:E 4@==686D H:E9 E96 36DE C6EFC? @? :?G6DE>6?E[ FD:?8 2 k2 9C67lQ9EEADi^^46H]86@C86E@H?]65F^46H\C6A@CED^C@:a_ad^RC6D@FC46DQma_ad DEF5Jk^2m 3J q2? r9629[ |2CE:? '2? s6C (6C7[ r2E96C:?6 |@CC:D[ 2?5 y677 $EC@9= 2E v6@C86E@H? &?:G6CD:EJ] r@==686D E92E AC:>2C:=J :DDF6 32496=@CVD 568C66D H6C6 4@?D:56C65] r@==686D 2C6 C2?<65 3J E96 9:896DE c_\J62C #~x[ H:E9 E:6D 3C@<6? 3J `_\J62C #~x] %96 DEF5J 4@?D:56C65 ?6E AC6D6?E G2=F6[ 32=2?4:?8 E@52JVD 4@DED 282:?DE 7FEFC6 62C?:?8D]k^Am
kAm&?:G6CD:E:6D DA64:2=:K:?8 :? $%t| DEF5:6D WD4:6?46[ E649?@=@8J[ 6?8:?66C:?8[ 2?5 >2E9X E6?5 E@ 92G6 2 9:896C C6EFC? @? :?G6DE>6?E 7@C E96:C 8C25F2E6D] $%t| 92D 82:?65 8C@F?5 @G6C E96 A2DE `_ J62CD 2D >@C6 2?5 >@C6 42C66CD ?665 D4:6?46 2?5 E649 <?@H=6586] p44@C5:?8 E@ E96 &]$] qFC62F @7 {23@C $E2E:DE:4D[ E96C6 H6C6 k2 9C67lQ9EEADi^^HHH]3=D]8@G^6>A^E23=6D^DE6>\6>A=@J>6?E]9E>Qm`_]g >:==:@? $%t| ;@3Dk^2m :? a_ac[ C6AC6D6?E:?8 >@C6 E92? eT @7 6>A=@J>6?E :? E96 &?:E65 $E2E6D] |@C6@G6C[ E9@D6 :? $%t| @44FA2E:@?D 62C? 2 >65:2? 2??F2= H286 @7 S`_b[dg_[ >@C6 E92? 5@F3=6 E96 2G6C286 J62C=J D2=2CJ @7 Sch[d__]k^Am
kAmr@==686D E92E 7@4FD @? A92C>246FE:42=D 2=D@ D9@H DEC@?8 C6EFC?D @? :?G6DE>6?E] p44@C5:?8 E@ E96 &]$] qFC62F @7 {23@C $E2E:DE:4D[ :? a_ac[ E96C6 H6C6 k2 9C67lQ9EEADi^^HHH]3=D]8@G^@@9^962=E942C6^A92C>24:DED]9E>Qm>@C6 E92? bbd[___ A92C>24:DE ;@3Dk^2m[ 2?5 E96 >65:2? H286 H2D S`bf[cg_]k^Am
kAm}@H :EVD E:>6 E@ =@@< 2E E96 4@==686D E92E 4FE] z66A C625:?8 E@ D66 E96 `__ 4@==686D H:E9 E96 36DE #~x] xD J@FC 4@==686 @? E96 =:DEnk^Am
k7:8FC6mk:>8 DC4lQ9EEADi^^:>286D]DE24<6C]4@>^H^`ag_^E6DE65:Eg!"t]A?8Q 2=ElQ$EF56?ED E2<:?8 2 HC:EE6? E6DE]Q E:E=6lQRd_] qCJ2?E &?:G6CD:EJQ DEJ=6lQH:5E9i `__TjQ ^mk7:842AE:@?mv@C@56?<@77 ^^ $9FEE6CDE@4<k^7:842AE:@?mk^7:8FC6m
k9amRd_] qCJ2?E &?:G6CD:EJk^9am
kAm\ c_\J62C ?6E AC6D6?E G2=F6i Sb[_`e[___k^Am
kAm\ `_\J62C ?6E AC6D6?E G2=F6i Sa_b[___k^Am
kAm\ $49@@= EJA6i !C:G2E6 ?@?AC@7:Ek^Am
kAm{@42E65 :? $>:E97:6=5[ #9@56 xD=2?5[ qCJ2?E &?:G6CD:EJ 92D E9C66 4@==686Di E96 r@==686 @7 pCED 2?5 $4:6?46D[ E96 $49@@= @7 w62=E9 2?5 q692G:@C2= $4:6?46D[ 2?5 E96 r@==686 @7 qFD:?6DD] |@DE DEF56?ED 2EE6?5 7@C >2C<6E:?8[ 7:?2?46[ @C 3FD:?6DD 3FE >FDE 4@>A=6E6 2 =:36C2= 2CED @C 962=E9 2?5 3692G:@C2= D4:6?46D >:?@C] $EF56?ED >2;@C:?8 :? E96 r@==686 @7 pCED 2?5 $4:6?46D @C E96 $49@@= @7 w62=E9 2?5 q692G:@C2= $4:6?46D >FDE 2=D@ 4@>A=6E6 2 3FD:?6DD >:?@C] p44@C5:?8 E@ qCJ2?E &?:G6CD:EJ[ hhT @7 C646?E 8C25F2E6D 2C6 6>A=@J65 @C 4@?E:?F:?8 E96:C 65F42E:@? H:E9:? D:I >@?E9D @7 8C25F2E:@?[ 2?5 Sfe[___ H2D E96 >65:2? 7:CDE\J62C D2=2CJ 7@C DEF56?ED :? E96 r=2DD @7 a_ac]k^Am
k7:8FC6mk:>8 DC4lQ9EEADi^^:>286D]DE24<6C]4@>^H^`ag_^42=A@=J_fw(];A8Q 2=ElQr2=:7@C?:2 !@=JE649?:4 $E2E6 &?:G6CD:EJ]Q E:E=6lQRch] r2=:7@C?:2 !@=JE649?:4 $E2E6 &?:G6CD:EJ\$2? {F:D ~3:DA@Q DEJ=6lQH:5E9i `__TjQ ^mk7:842AE:@?my:>0qC@H?0!9@E@8C2A9J ^^ $9FEE6CDE@4<k^7:842AE:@?mk^7:8FC6m
k9amRch] r2=:7@C?:2 !@=JE649?:4 $E2E6 &?:G6CD:EJ\$2? {F:D ~3:DA@k^9am
kAm\ c_\J62C ?6E AC6D6?E G2=F6i Sb[_`e[___k^Am
kAm\ `_\J62C ?6E AC6D6?E G2=F6i Sb`g[___k^Am
kAm\ $49@@= EJA6i !F3=:4k^Am
kAmq2D65 :? $2? {F:D ~3:DA@[ r2=:7@C?:2 !@=JE649?:4 $E2E6 &?:G6CD:EJ :D @?6 @7 E9C66 A@=JE649?:4D :? E96 r2=:7@C?:2 $E2E6 &?:G6CD:EJ DJDE6>] r2= !@=J ${~ 7@4FD6D @? F?56C8C25F2E6 65F42E:@?[ H:E9 @?6 AC@8C2> 4@>3:?:?8 E649?:42= 4FCC:4F=F> H:E9 =:36C2= 2CED] p44@C5:?8 E@ 52E2 7C@> }:496[ heT @7 r2= !@=J ${~ 8C25D D64FC65 7F==\E:>6 ;@3D H:E9:? 2 J62C @7 8C25F2E:@?[ 2?5 h_T @7 DEF56?ED DE2E65 E92E E96 4@==686VD 42C66C 46?E6C 96=A65 5FC:?8 E96 ;@3 D62C49 AC@46DD]k^Am
k7:8FC6mk:>8 DC4lQ9EEADi^^:>286D]DE24<6C]4@>^H^`ag_^>>24256>Jez(s];A8Q 2=ElQ(2E6C7C@?E D46?6 H:E9 A@CED:56 G:6H @7 pC4E:4 $49@@?6C q@H5@:?[ 2 E2== D9:A 2E |2:?6 |2C:E:>6 p4256>J]Q E:E=6lQRcg] |2:?6 |2C:E:>6 p4256>JQ DEJ=6lQH:5E9i `__TjQ ^mk7:842AE:@?mz6? $49F=K6 ^^ $9FEE6CDE@4<k^7:842AE:@?mk^7:8FC6m
k9amRcg] |2:?6 |2C:E:>6 p4256>Jk^9am
kAm\ c_\J62C ?6E AC6D6?E G2=F6i Sb[_bb[___k^Am
kAm\ `_\J62C ?6E AC6D6?E G2=F6i Sbcf[___k^Am
kAm\ $49@@= EJA6i !F3=:4k^Am
kAm|2:?6 |2C:E:>6 p4256>J[ =@42E65 :? r2DE:?6[ |2:?6[ :D 2 AF3=:4 4@==686 7@4FD65 @? >2C:E:>6 EC2:?:?8 2?5 E96 D4:6?46D] &]$] }6HD U2>Aj (@C=5 #6A@CE D2JD E92E k2 9C67lQ9EEADi^^HHH]FD?6HD]4@>^36DE\4@==686D^>2:?6\>2C:E:>6\24256>J\a_cc^24256>:4DQmE96 >@DE A@AF=2C >2;@CDk^2m 2C6 ?2G2= 2C49:E64EFC6 2?5 >2C:?6 6?8:?66C:?8[ >2C:?6 D4:6?46[ 6?6C8J DJDE6>D E649?@=@8J[ :?E6C?2E:@?2= 3FD:?6DD[ 2?5 >2C:?6 3:@=@8J] p44@C5:?8 E@ !2J$42=6[ k2 9C67lQ9EEADi^^HHH]A2JD42=6]4@>^C6D62C49^&$^$49@@=l|2:?60|2C:E:>60p4256>J^$2=2CJQmE96 2G6C286 DE2CE:?8 D2=2CJ :D S`_g[___k^2m A6C J62C]k^Am
k7:8FC6mk:>8 DC4lQ9EEADi^^:>286D]DE24<6C]4@>^H^`ag_^D2J=6D~{(a];A8Q 2=ElQ$2J=6D w2== 2E qC@H? &?:G6CD:EJ]Q E:E=6lQRcf] qC@H? &?:G6CD:EJQ DEJ=6lQH:5E9i `__TjQ ^mk7:842AE:@?m:C@B:? ^^ $9FEE6CDE@4<k^7:842AE:@?mk^7:8FC6m
k9amRcf] qC@H? &?:G6CD:EJk^9am
kAm\ c_\J62C ?6E AC6D6?E G2=F6i Sb[_cb[___k^Am
kAm\ `_\J62C ?6E AC6D6?E G2=F6i Saga[___k^Am
kAm\ $49@@= EJA6i !C:G2E6 ?@?AC@7:Ek^Am
kAmqC@H? &?:G6CD:EJ :D @?6 @7 p>6C:42VD @=56DE :?DE:EFE:@?D[ 7@F?565 :? `fec] %@52J :E :D @?6 @7 E96 AC6DE:8:@FD F?:G6CD:E:6D :? E96 xGJ {628F6 2?5 @?6 @7 ?:?6 4@=@?:2= 4@==686D 492CE6C65 367@C6 E96 p>6C:42? #6G@=FE:@?] vC25F2E6 DEF56?ED[ DF49 2D 7@C>6C &]$] %C62DFCJ $64C6E2CJ y2?6E *6==6?[ 249:6G6 ?@E23=6 42C66CD 2?5 E:E=6D]k^Am
k7:8FC6mk:>8 DC4lQ9EEADi^^:>286D]DE24<6C]4@>^H^`ag_^=:3C2CJH@C<w|ex];A8Q 2=ElQ$EF56?ED H@C<:?8 :? 2 =:3C2CJ]Q E:E=6lQRce] |2?92EE2? &?:G6CD:EJQ DEJ=6lQH:5E9i `__TjQ ^mk7:842AE:@?m!6@A=6x>286D ^^ $9FEE6CDE@4<k^7:842AE:@?mk^7:8FC6m
k9amRce] |2?92EE2? &?:G6CD:EJk^9am
kAm\ c_\J62C ?6E AC6D6?E G2=F6i Sb[_e`[___k^Am
kAm\ `_\J62C ?6E AC6D6?E G2=F6i Sacc[___k^Am
kAm\ $49@@= EJA6i !C:G2E6 ?@?AC@7:Ek^Am
kAm{@42E65 :? E96 qC@?I 3@C@F89 @7 }6H *@C< r:EJ[ |2?92EE2? &?:G6CD:EJ :D 2 AC:G2E6[ =:36C2= 2CED 4@==686 <?@H? 7@C :ED >@C6 E92? `__ >2;@CD 2?5 AC@8C2>D] ~? 2G6C286[ fgT A6C46?E @7 DEF56?ED 82:? ;@3\C6=2E65 6IA6C:6?46D H9:=6 2EE6?5:?8[ H9:49 7F6=D E96 gfT @7 2=F>D H9@ 8@ @? E@ H@C< :? E96:C 56D:C65 7:6=5D]k^Am
k7:8FC6mk:>8 DC4lQ9EEADi^^:>286D]DE24<6C]4@>^H^`ag_^?@CE962DE6C?)h_)];A8Q 2=ElQ}@CE962DE6C? &?:G6CD:EJ H:E9 2 3C:4< D:8? :? E96 7@C68C@F?5]Q E:E=6lQRcd] }@CE962DE6C? &?:G6CD:EJQ DEJ=6lQH:5E9i `__TjQ ^mk7:842AE:@?m(2?8<F? y:2 ^^ $9FEE6CDE@4<k^7:842AE:@?mk^7:8FC6m
k9amRcd] }@CE962DE6C? &?:G6CD:EJk^9am
kAm\ c_\J62C ?6E AC6D6?E G2=F6i Sb[_eg[___k^Am
kAm\ `_\J62C ?6E AC6D6?E G2=F6i Safd[___k^Am
kAm\ $49@@= EJA6i !C:G2E6 ?@?AC@7:Ek^Am
kAmq2D65 :? q@DE@?[ H:E9 42>AFD6D ?2E:@?H:56[ }@CE962DE6C? &?:G6CD:EJ :D <?@H? 7@C :ED 4@\@A W4@@A6C2E:G6 65F42E:@?X AC@8C2>[ H9:49 :?E68C2E6D 4=2DDC@@> DEF5J H:E9 AC@76DD:@?2= H@C< 6IA6C:6?46] pD 2 C6DF=E[ hfT @7 DEF56?ED 2C6 6>A=@J65 @C :? 8C25F2E6 D49@@= H:E9:? ?:?6 >@?E9D @7 8C25F2E:@?]k^Am
k7:8FC6mk:>8 DC4lQ9EEADi^^:>286D]DE24<6C]4@>^H^`ag_^C:46DF??J*!'#];A8Q 2=ElQ#:46 &?:G6CD:EJ @? 2 DF??J 52J]Q E:E=6lQRcc] #:46 &?:G6CD:EJQ DEJ=6lQH:5E9i `__TjQ ^mk7:842AE:@?muC2>2=:4:@FD ^^ $9FEE6CDE@4<k^7:842AE:@?mk^7:8FC6m
k9amRcc] #:46 &?:G6CD:EJk^9am
kAm\ c_\J62C ?6E AC6D6?E G2=F6i Sb[_ff[___k^Am
kAm\ `_\J62C ?6E AC6D6?E G2=F6i Sbbc[___k^Am
kAm\ $49@@= EJA6i !C:G2E6 ?@?AC@7:Ek^Am
kAm#:46 &?:G6CD:EJ :D 2 w@FDE@?\32D65 C6D62C49 F?:G6CD:EJ H:E9 2? 6>A92D:D @? 2AA=:65 D4:6?46[ DA246 D4:6?46[ 2?5 ?2?@E649?@=@8J] p7E6C 8C25F2E:?8[ hcT @7 DEF56?ED 2C6 6>A=@J65 H:E9:? 2 J62C] |@DE DEF56?ED AFCDF6 42C66CD :? :?7@C>2E:@? D4:6?46D[ 3:@=@8J[ 2?5 64@?@>:4D]k^Am
k7:8FC6mk:>8 DC4lQ9EEADi^^:>286D]DE24<6C]4@>^H^`ag_^&$||p&z"#];A8Q 2=ElQ&$||p 492A6= 2?5 >6>@C:2= 36== @? E96 H2E6C]Q E:E=6lQRcb] &?:E65 $E2E6D |6C492?E |2C:?6 p4256>JQ DEJ=6lQH:5E9i `__TjQ ^mk7:842AE:@?m7:D96C252>`b ^^ $9FEE6CDE@4<k^7:842AE:@?mk^7:8FC6m
k9amRcb] &?:E65 $E2E6D |6C492?E |2C:?6 p4256>Jk^9am
kAm\ c_\J62C ?6E AC6D6?E G2=F6i Sb[_fg[___k^Am
kAm\ `_\J62C ?6E AC6D6?E G2=F6i Scdb[___k^Am
kAm\ $49@@= EJA6i !F3=:4k^Am
kAm%96 &?:E65 $E2E6D |6C492?E |2C:?6 p4256>J :D 2 7656C2= D6CG:46 24256>J <?@H? 7@C :ED 7@FC\J62C AC@8C2> E92E :?4=F56D EC2:?:?8 7@C D6CG:46 2E D62[ D6CG:?8 2D 2 4@>>:DD:@?65 @77:46C :? E96 &]$] pC>65 u@C46D[ 2?5 >2C:E:>6 6>A=@J>6?E 2D9@C6] %96 7656C2= 8@G6C?>6?E 4@G6CD >@DE @7 E96 4@DED @7 2EE6?52?46 7@C DEF56?ED 6?C@==65 :? E96 24256>J[ :?4=F5:?8 EF:E:@?[ C@@> 2?5 3@2C5[ F?:7@C>D[ E6IE3@@<D[ 2?5 962=E9 42C6]k^Am
k7:8FC6mk:>8 DC4lQ9EEADi^^:>286D]DE24<6C]4@>^H^`ag_^r@2DEvF2C5b`!)];A8Q 2=ElQp &]$] r@2DE8F2C5 3@2E :? 7C@?E @7 E96 $E2EF6 @7 {:36CEJ]Q E:E=6lQRca] $&}* |2C:E:>6 r@==686Q DEJ=6lQH:5E9i `__TjQ ^mk7:842AE:@?m#2?5J #F?ED49 ^^ $9FEE6CDE@4<k^7:842AE:@?mk^7:8FC6m
k9amRca] $&}* |2C:E:>6 r@==686k^9am
kAm\ c_\J62C ?6E AC6D6?E G2=F6i Sb[_ha[___k^Am
kAm\ `_\J62C ?6E AC6D6?E G2=F6i Sbc_[___k^Am
kAm\ $49@@= EJA6i !F3=:4k^Am
kAm$&}* |2C:E:>6 r@==686[ =@42E65 :? %9C@88D }64<[ }6H *@C<[ :D 2 AF3=:4 :?DE:EFE:@? 7@F?565 :? E96 `hE9 46?EFCJ] %96 >@DE A@AF=2C >2;@CD :?4=F56 >2C:?6 D4:6?46[ >6492?:42= 6?8:?66C:?8[ 3FD:?6DD DFAA@CE D6CG:46D[ 2?5 6=64EC:42= 6?8:?66C:?8] }:496 C6A@CED E92E 2D @7 a_ad[ $&}* |2C:E:>6 r@==686 8C25F2E6D >2<6 2 >65:2? D2=2CJ @7 >@C6 E92? Sfg[d__ H:E9:? 2 J62C @7 8C25F2E:@?[ 23@G6 E96 ?2E:@?2= >65:2? @7 C@F89=J Sea[___]k^Am
k7:8FC6mk:>8 DC4lQ9EEADi^^:>286D]DE24<6C]4@>^H^`ag_^&$r{:3C2CJ`vf!];A8Q 2=ElQu=@H6CD :? 7C@?E @7 E96 t5H2C5 {] s@96?J yC] |6>@C:2= {:3C2CJ @? &?:G6CD:EJ @7 $@FE96C? r2=:7@C?:2 42>AFD]Q E:E=6lQRc`] &?:G6CD:EJ @7 $@FE96C? r2=:7@C?:2Q DEJ=6lQH:5E9i `__TjQ ^mk7:842AE:@?m(2?8<F? y:2 ^^ $9FEE6CDE@4<k^7:842AE:@?mk^7:8FC6m
k9amRc`] &?:G6CD:EJ @7 $@FE96C? r2=:7@C?:2k^9am
kAm\ c_\J62C ?6E AC6D6?E G2=F6i Sb[_hf[___k^Am
kAm\ `_\J62C ?6E AC6D6?E G2=F6i Safa[___k^Am
kAm\ $49@@= EJA6i !C:G2E6 ?@?AC@7:Ek^Am
kAm{@42E65 :? {@D p?86=6D[ E96 &?:G6CD:EJ @7 $@FE96C? r2=:7@C?:2 :D @?6 @7 E96 =2C86DE AC:G2E6 :?DE:EFE:@?D :? E96 4@F?ECJ] xE 92D 2 9:89=J 72G@C23=6 DEF56?E\724F=EJ C2E:@ 2E gi`] !@AF=2C >2;@CD :?4=F56 >2?286>6?E 2?5 :?7@C>2E:@? D4:6?46D[ 3:@=@8J[ 2?5 4@>AFE6C D4:6?46] }:496 D2JD E96 >65:2? 62C=J 42C66C D2=2CJ :D Seb[afd H:E9:? 2 J62C @7 8C25F2E:@?[ E9@F89 >65:2? 62C?:?8D ;F>A E@ Sh`[c_g 27E6C 7:G6 J62CD]k^Am
k7:8FC6mk:>8 DC4lQ9EEADi^^:>286D]DE24<6C]4@>^H^`ag_^&rq6C<xtc%];A8Q 2=ElQp? 26C:2= G:6H @7 &r q6C<6=6J]Q E:E=6lQRc_] &?:G6CD:EJ @7 r2=:7@C?:2\q6C<6=6JQ DEJ=6lQH:5E9i `__TjQ ^mk7:842AE:@?m$F?5CJ !9@E@8C2A9J ^^ $9FEE6CDE@4<k^7:842AE:@?mk^7:8FC6m
k9amRc_] &?:G6CD:EJ @7 r2=:7@C?:2\q6C<6=6Jk^9am
kAm\ c_\J62C ?6E AC6D6?E G2=F6i Sb[_hh[___k^Am
kAm\ `_\J62C ?6E AC6D6?E G2=F6i Sbb`[___k^Am
kAm\ $49@@= EJA6i !F3=:4k^Am
kAm%96 &?:G6CD:EJ @7 r2=:7@C?:2\q6C<6=6J :D 2 AF3=:4 C6D62C49 F?:G6CD:EJ :? }@CE96C? r2=:7@C?:2] xED =625:?8 2C62D :?4=F56 E96 |2E96>2E:42= $4:6?46D #6D62C49 x?DE:EFE6 2?5 E96 $A246 $4:6?46D {23@C2E@CJ] %96 >65:2? DE2CE:?8 D2=2CJ 7@C &r q6C<6=6J 8C25D :D Sdf[ccd A6C J62C 2D @7 a_ad]k^Am
k7:8FC6mk:>8 DC4lQ9EEADi^^:>286D]DE24<6C]4@>^H^`ag_^H2D9_|w(];A8Q 2=ElQp DE@?6 D:8? 7@C (2D9:?8E@? &?:G6CD:EJ]Q E:E=6lQRbh] (2D9:?8E@? &?:G6CD:EJ :? $E] {@F:DQ DEJ=6lQH:5E9i `__TjQ ^mk7:842AE:@?mz6? (@=E6C ^^ $9FEE6CDE@4<k^7:842AE:@?mk^7:8FC6m
k9amRbh] (2D9:?8E@? &?:G6CD:EJ :? $E] {@F:Dk^9am
kAm\ c_\J62C ?6E AC6D6?E G2=F6i Sb[`dh[___k^Am
kAm\ `_\J62C ?6E AC6D6?E G2=F6i Sb_h[___k^Am
kAm\ $49@@= EJA6i !C:G2E6 ?@?AC@7:Ek^Am
kAm(2D9:?8E@? &?:G6CD:EJ :? $E] {@F:D :D 2 AC:G2E6 C6D62C49 F?:G6CD:EJ C6?@H?65 7@C :ED 2CED 2?5 D4:6?46D[ 3FD:?6DD[ 56D:8?[ 6?8:?66C:?8[ =2H[ AF3=:4 962=E9[ 2?5 >@C6 AC@8C2>D] p44@C5:?8 E@ a_ad 52E2 7C@> }:496[ hcT @7 8C25F2E6D H6C6 6>A=@J65 H:E9:? 2 J62C @7 8C25F2E:?8[ H:E9 >65:2? 62C?:?8D @7 >@C6 E92? Sdf[e__]k^Am
k7:8FC6mk:>8 DC4lQ9EEADi^^:>286D]DE24<6C]4@>^H^`ag_^;@9?D9@A<:?D{$bh];A8Q 2=ElQ$EF56?ED H2=< A2DE v:=>2? w2== @? E96 y@9?D w@A<:?D &?:G6CD:EJ 42>AFD]Q E:E=6lQRbg] y@9?D w@A<:?D &?:G6CD:EJQ DEJ=6lQH:5E9i `__TjQ ^mk7:842AE:@?m{:K p=3C@ !9@E@8C2A9J ^^ $9FEE6CDE@4<k^7:842AE:@?mk^7:8FC6m
k9amRbg] y@9?D w@A<:?D &?:G6CD:EJk^9am
kAm\ c_\J62C ?6E AC6D6?E G2=F6i Sb[`eb[___k^Am
kAm\ `_\J62C ?6E AC6D6?E G2=F6i Sbcf[___k^Am
kAm\ $49@@= EJA6i !C:G2E6 ?@?AC@7:Ek^Am
kAmy@9?D w@A<:?D &?:G6CD:EJ[ =@42E65 :? |2CJ=2?5[ :D 2 =625:?8 AC:G2E6 C6D62C49 F?:G6CD:EJ E92E @776CD 568C66D :? E96 2CED 2?5 D4:6?46D[ 6?8:?66C:?8[ AF3=:4 962=E9[ 2?5 >@C6] p44@C5:?8 E@ !2J$42=6[ y@9?D w@A<:?D &?:G6CD:EJ 8C25F2E6D 92G6 2? 2G6C286 32D6 D2=2CJ @7 Shh[___[ H:E9 >2?J 8C25F2E6D H@C<:?8 2D D@7EH2C6 6?8:?66CD[ 52E2 D4:6?E:DED[ 2?5 >6492?:42= 6?8:?66CD]k^Am
k7:8FC6mk:>8 DC4lQ9EEADi^^:>286D]DE24<6C]4@>^H^`ag_^72:C7:6=5&!%u];A8Q 2=ElQp A@?5 :? 7C@?E @7 u2:C7:6=5 &?:G6CD:EJ :? u2==]Q E:E=6lQRbf] u2:C7:6=5 &?:G6CD:EJQ DEJ=6lQH:5E9i `__TjQ ^mk7:842AE:@?m#@36CE r r@?5@? ^^ $9FEE6CDE@4<k^7:842AE:@?mk^7:8FC6m
k9amRbf] u2:C7:6=5 &?:G6CD:EJk^9am
kAm\ c_\J62C ?6E AC6D6?E G2=F6i Sb[`g_[___k^Am
kAm\ `_\J62C ?6E AC6D6?E G2=F6i S`g`[___k^Am
kAm\ $49@@= EJA6i !C:G2E6 ?@?AC@7:Ek^Am
kAm%96 AC:G2E6[ y6DF:E u2:C7:6=5 &?:G6CD:EJ :? r@??64E:4FE @776CD 568C66D 24C@DD :ED 7:G6 4@==686D] %96 k2 9C67lQ9EEADi^^HHH]?:496]4@>^4@==686D^72:C7:6=5\F?:G6CD:EJ^>2;@CD^Qm>@DE A@AF=2C >2;@CDk^2m 244@C5:?8 E@ }:496 2C6 ?FCD:?8[ 7:?2?46[ >2C<6E:?8[ 2?5 244@F?E:?8] %96 4=2DD @7 a_ac D2H hgT @7 DEF56?ED D64FC6 7F==\E:>6 6>A=@J>6?E[ A=246>6?E :? 8C25F2E6 D49@@=[ @C 6?C@==>6?E :? 2 G@=F?E66C D6CG:46 AC@8C2> H:E9:? D:I >@?E9D @7 8C25F2E:@?]k^Am
k7:8FC6mk:>8 DC4lQ9EEADi^^:>286D]DE24<6C]4@>^H^`ag_^=272J6EE6+`u+];A8Q 2=ElQp?56CD@? r@FCEJ2C5 2E {272J6EE6 r@==686]Q E:E=6lQRbe] {272J6EE6 r@==686Q DEJ=6lQH:5E9i `__TjQ ^mk7:842AE:@?mBF:88JEc ^^ $9FEE6CDE@4<k^7:842AE:@?mk^7:8FC6m
k9amRbe] {272J6EE6 r@==686k^9am
kAm\ c_\J62C ?6E AC6D6?E G2=F6i Sb[`hb[___k^Am
kAm\ `_\J62C ?6E AC6D6?E G2=F6i Saba[___k^Am
kAm\ $49@@= EJA6i !C:G2E6 ?@?AC@7:Ek^Am
kAm{272J6EE6 r@==686 :D 2 AC:G2E6 =:36C2= 2CED 4@==686 :? t2DE@?[ !6??DJ=G2?:2] xE H2D 7@F?565 :? `gae 2?5 :D 4@?D:56C65 2 Qw:556? xGJQ F?:G6CD:EJ] xED 8C25F2E6D D64FC6 6>A=@J>6?E 7C@> D@>6 @7 E96 H@C=5VD >@DE C6AFE23=6 4@>A2?:6D[ :?4=F5:?8 u2463@@<[ v@@8=6[ 2?5 tII@?|@3:=[ 2>@?8 >2?J @E96CD]k^Am
k7:8FC6mk:>8 DC4lQ9EEADi^^:>286D]DE24<6C]4@>^H^`ag_^<6EE6C:?8'abc];A8Q 2=ElQ$EF56?ED :? 7C@?E @7 z6EE6C:?8 &?:G6CD:EJ]Q E:E=6lQRbd] z6EE6C:?8 &?:G6CD:EJQ DEJ=6lQH:5E9i `__TjQ ^mk7:842AE:@?my2>6D #] |2CE:? ^^ $9FEE6CDE@4<k^7:842AE:@?mk^7:8FC6m
k9amRbd] z6EE6C:?8 &?:G6CD:EJk^9am
kAm\ c_\J62C ?6E AC6D6?E G2=F6i Sb[abf[___k^Am
kAm\ `_\J62C ?6E AC6D6?E G2=F6i Saee[___k^Am
kAm\ $49@@= EJA6i !C:G2E6 ?@?AC@7:Ek^Am
kAmz6EE6C:?8 &?:G6CD:EJ[ =@42E65 :? u=:?E[ |:49:82?[ :D DAC625 24C@DD D6G6C2= 4@==686D[ :?4=F5:?8 @?6D 565:42E65 E@ 6?8:?66C:?8[ >2?286>6?E[ 2?5 E96 2CED 2?5 D4:6?46D] &?56C8C25F2E6D 42? A2CE:4:A2E6 :? E96 F?:G6CD:EJ 4@\@A 6IA6C:6?46[ H9:49 92D >@C6 E92? dd_ A2CE?6C @C82?:K2E:@?D[ AFEE:?8 DEF56?ED 7C@?E 2?5 46?E6C H:E9 A@E6?E:2= 6>A=@J6CD :? E96:C 49@D6? 7:6=5D]k^Am
k7:8FC6mk:>8 DC4lQ9EEADi^^:>286D]DE24<6C]4@>^H^`ag_^&}@EC6s2>6ypr'];A8Q 2=ElQ!:?< C@D6D :? 7C@?E @7 v:33@?D w2== 2E &?:G6CD:EJ @7 }@EC6 s2>6]Q E:E=6lQRbc] &?:G6CD:EJ @7 }@EC6 s2>6Q DEJ=6lQH:5E9i `__TjQ ^mk7:842AE:@?my@9? q:=@FD ^^ $9FEE6CDE@4<k^7:842AE:@?mk^7:8FC6m
k9amRbc] &?:G6CD:EJ @7 }@EC6 s2>6k^9am
kAm\ c_\J62C ?6E AC6D6?E G2=F6i Sb[acg[___k^Am
kAm\ `_\J62C ?6E AC6D6?E G2=F6i Sb`f[___k^Am
kAm\ $49@@= EJA6i !C:G2E6 ?@?AC@7:Ek^Am
kAm%96 &?:G6CD:EJ @7 }@EC6 s2>6[ =@42E65 :? $@FE9 q6?5[ x?5:2?2[ :D 5:G:565 :?E@ 6:89E D49@@=D 2?5 4@==686D] %96 >@DE A@AF=2C >2;@CD :?4=F56 64@?@>:4D[ 7:?2?46[ A@=:E:42= D4:6?46[ 2?5 >2E96>2E:4D] p44@C5:?8 E@ !2J$42=6[ E96 2G6C286 32D6 D2=2CJ 7@C 8C25F2E6D :D Shd[___[ 2?5 8C25F2E6D @7E6? D64FC6 6>A=@J>6?E :? D@7EH2C6 6?8:?66C:?8[ >6492?:42= 6?8:?66C:?8[ 2?5 52E2 2?2=JD:D]k^Am
k7:8FC6mk:>8 DC4lQ9EEADi^^:>286D]DE24<6C]4@>^H^`ag_^>2C:E:>6b~e(];A8Q 2=ElQ$9:AD :? 7C@?E @7 r$& |2C:E:>6 p4256>J]Q E:E=6lQRbb] r2=:7@C?:2 $E2E6 &?:G6CD:EJ |2C:E:>6 p4256>JQ DEJ=6lQH:5E9i `__TjQ ^mk7:842AE:@?my:> u6=:4:2?@ ^^ $9FEE6CDE@4<k^7:842AE:@?mk^7:8FC6m
k9amRbb] r2=:7@C?:2 $E2E6 &?:G6CD:EJ |2C:E:>6 p4256>Jk^9am
kAm\ c_\J62C ?6E AC6D6?E G2=F6i Sb[aea[___k^Am
kAm\ `_\J62C ?6E AC6D6?E G2=F6i Sbfe[___k^Am
kAm\ $49@@= EJA6i !F3=:4k^Am
kAmr2=:7@C?:2 $E2E6 &?:G6CD:EJ |2C:E:>6 p4256>J[ =@42E65 ?62C $2? uC2?4:D4@[ @776CD 568C66D :? G2C:@FD 7:6=5D[ :?4=F5:?8 3FD:?6DD 25>:?:DEC2E:@?[ @462?@8C2A9J[ 2?5 >6492?:42= 6?8:?66C:?8] (:E9 ;FDE fe` 6?C@==65 DEF56?ED[ r$& |2C:E:>6 p4256>J 92D 2 `_i` DEF56?E\E62496C C2E:@]k^Am
k7:8FC6mk:>8 DC4lQ9EEADi^^:>286D]DE24<6C]4@>^H^`ag_^G:==2?@G2qvzy];A8Q 2=ElQ':==2?@G2 &?:G6CD:EJ]Q E:E=6lQRba] ':==2?@G2 &?:G6CD:EJQ DEJ=6lQH:5E9i `__TjQ ^mk7:842AE:@?mp>J {FEK ^^ $9FEE6CDE@4<k^7:842AE:@?mk^7:8FC6m
k9amRba] ':==2?@G2 &?:G6CD:EJk^9am
kAm\ c_\J62C ?6E AC6D6?E G2=F6i Sb[aeg[___k^Am
kAm\ `_\J62C ?6E AC6D6?E G2=F6i Sacd[___k^Am
kAm\ $49@@= EJA6i !C:G2E6 ?@?AC@7:Ek^Am
kAm':==2?@G2 &?:G6CD:EJ :D <?@H? 7@C :ED 3FD:?6DD[ 962=E9[ 6?8:?66C:?8[ D@4:2= D4:6?46D[ 2?5 4@>>F?:42E:@? AC@8C2>D] %96 2G6C286 D2=2CJ 7@C E96 4=2DD @7 a_ac H2D ?62C=J Sg_[___[ H:E9 fa]dT @7 8C25F2E6D D64FC:?8 6>A=@J>6?E 27E6C 8C25F2E:@?]k^Am
k7:8FC6mk:>8 DC4lQ9EEADi^^:>286D]DE24<6C]4@>^H^`ag_^3@DE@?4@==686w*(!];A8Q 2=ElQp 9:DE@C:4 8@E9:4 3F:=5:?8 H:E9 2 4=@4<E@H6C 2E q@DE@? r@==686]Q E:E=6lQRb`] q@DE@? r@==686Q DEJ=6lQH:5E9i `__TjQ ^mk7:842AE:@?mu6?8 r96?8 ^^ $9FEE6CDE@4<k^7:842AE:@?mk^7:8FC6m
k9amRb`] q@DE@? r@==686k^9am
kAm\ c_\J62C ?6E AC6D6?E G2=F6i Sb[agf[___k^Am
kAm\ `_\J62C ?6E AC6D6?E G2=F6i Sadg[___k^Am
kAm\ $49@@= EJA6i !C:G2E6 ?@?AC@7:Ek^Am
kAmq@DE@? r@==686[ 7@F?565 :? `geb[ :D 2 AC:G2E6 :?DE:EFE:@? @FED:56 5@H?E@H? q@DE@?] p44@C5:?8 E@ &]$] }6HD U2>Aj (@C=5 #6A@CE[ :ED >@DE A@AF=2C >2;@CD :?4=F56 64@?@>:4D[ 7:?2?46[ 3:@=@8J[ DA6649 4@>>F?:42E:@?[ 2?5 A@=:E:42= D4:6?46] pC@F?5 fdT @7 E96 4=2DD @7 a_ac 6?E6C65 E96 H@C<7@C46 27E6C 8C25F2E:@?[ H:E9 bdT @7 E9@D6 ?6H 8C25D 6?E6C:?8 E96 7:?2?4:2= D6CG:46D :?5FDECJ]k^Am
k7:8FC6mk:>8 DC4lQ9EEADi^^:>286D]DE24<6C]4@>^H^`ag_^42>A2:8?\a_AC@>:D6D\a_D=:56\a_c0_]A?8Q 2=ElQ$EF56?ED @? E96 =2H? :? 7C@?E @7 s2CE>@FE9 r@==686]Q E:E=6lQRb_] s2CE>@FE9 r@==686Q DEJ=6lQH:5E9i `__TjQ ^mk7:842AE:@?my2J *F2? ^^ $9FEE6CDE@4<k^7:842AE:@?mk^7:8FC6m
k9amRb_] s2CE>@FE9 r@==686k^9am
kAm\ c_\J62C ?6E AC6D6?E G2=F6i Sb[ahg[___k^Am
kAm\ `_\J62C ?6E AC6D6?E G2=F6i Sahd[___k^Am
kAm\ $49@@= EJA6i !C:G2E6 ?@?AC@7:Ek^Am
kAms2CE>@FE9 r@==686[ =@42E65 :? w2?@G6C[ }6H w2>AD9:C6[ :D 2 AC6DE:8:@FD AC:G2E6 4@==686 :? E96 xGJ {628F6] %96 DEF56?E\724F=EJ C2E:@ :D DEC@?8 2E ei`[ 244@C5:?8 E@ &]$] }6HD U2>Aj (@C=5 #6A@CE] !@AF=2C >2;@CD :?4=F56 D@4:2= D4:6?46D[ 6?8:?66C:?8[ 3:@>65:42=[ 4@>AFE6C[ 2?5 >2E9] s2CE>@FE9 8C25D 62C? 2? 2G6C286 32D6 D2=2CJ @7 S`_c[___ A6C J62C[ 244@C5:?8 E@ !2J$42=6]k^Am
k7:8FC6mk:>8 DC4lQ9EEADi^^:>286D]DE24<6C]4@>^H^`ag_^8@=56?at}b];A8Q 2=ElQp? 26C:2= G:6H @7 r$| :? v@=56?[ r@=@C25@]Q E:E=6lQRah] r@=@C25@ $49@@= @7 |:?6DQ DEJ=6lQH:5E9i `__TjQ ^mk7:842AE:@?muC2>2=:4:@FD ^^ $9FEE6CDE@4<k^7:842AE:@?mk^7:8FC6m
k9amRah] r@=@C25@ $49@@= @7 |:?6Dk^9am
kAm\ c_\J62C ?6E AC6D6?E G2=F6i Sb[bag[___k^Am
kAm\ `_\J62C ?6E AC6D6?E G2=F6i Sb`c[___k^Am
kAm\ $49@@= EJA6i !F3=:4k^Am
kAmr@=@C25@ $49@@= @7 |:?6D :D 2 AF3=:4 C6D62C49 F?:G6CD:EJ @776C:?8 6?8:?66C:?8[ D4:6?46[ 2?5 >2E9 568C66D] %96 42C66C 46?E6C 2E E96 F?:G6CD:EJ H@C<D E@ 96=A DEF56?ED >2I:>:K6 E96:C 568C66] p44@C5:?8 E@ E96 $49@@= @7 |:?6D[ fbT @7 DEF56?ED 82:? E649?:42= 6IA6C:6?46 :? E96:C 7:6=5 367@C6 8C25F2E:@?[ AC@G:565 3J dgd A2CE?6C @C82?:K2E:@?D]k^Am
k7:8FC6mk:>8 DC4lQ9EEADi^^:>286D]DE24<6C]4@>^H^`ag_^#wx%v{uc];A8Q 2=ElQ%96 #@D6\wF=>2? x?DE:EFE6 @7 %649?@=@8J]Q E:E=6lQRag] #@D6\wF=>2? x?DE:EFE6 @7 %649?@=@8JQ DEJ=6lQH:5E9i `__TjQ ^mk7:842AE:@?m#@D6>2C:6 |@DE6==6C ^^ $9FEE6CDE@4<k^7:842AE:@?mk^7:8FC6m
k9amRag] #@D6\wF=>2? x?DE:EFE6 @7 %649?@=@8Jk^9am
kAm\ c_\J62C ?6E AC6D6?E G2=F6i Sb[bcf[___k^Am
kAm\ `_\J62C ?6E AC6D6?E G2=F6i Safe[___k^Am
kAm\ $49@@= EJA6i !C:G2E6 ?@?AC@7:Ek^Am
kAm#@D6\wF=>2? x?DE:EFE6 @7 %649?@=@8J :D @?6 @7 E96 =625:?8 6?8:?66C:?8 :?DE:EFE:@?D] x? 724E[ &]$] }6HD U2>Aj (@C=5 #6A@CE 92D ?2>65 :E R` :? F?56C8C25F2E6 6?8:?66C:?8 AC@8C2>D 7@C k2 9C67lQ9EEADi^^HHH]C@D6\9F=>2?]65F^?6HD^a_ad^C@D6\9F=>2?\C2?<65\?@\`\7@C\afE9\4@?D64FE:G6\J62C\2D\?2E:@?D\36DE\F?56C8C25F2E6\6?8:?66C:?8\4@==686\:?\F\D\?6HD\2?5\H@C=5\C6A@CE]9E>=RiOiE6IElu@CTa_E96Ta_afE9Ta_4@?D64FE:G6[(@C=5Ta_#6A@CEUR_bhjDTa_q6DETa_r@==686DTa_vF:56]Qmaf 4@?D64FE:G6 J62CDk^2m] x? 255:E:@?[ `__T @7 DEF56?ED C646:G6 D@>6 7@C> @7 7:?2?4:2= 2:5[ 2?5 hdT @7 E96 r=2DD @7 a_ac 925 2 ;@3 @C 8C25F2E6 D49@@= A=246>6?E H:E9:? D:I >@?E9D @7 8C25F2E:@?[ H:E9 2? 2G6C286 DE2CE:?8 D2=2CJ @7 Sga[g`f]k^Am
k7:8FC6mk:>8 DC4lQ9EEADi^^:>286D]DE24<6C]4@>^H^`ag_^5F<6492A6=|wu"];A8Q 2=ElQ%96 :4@?:4 492A6= 2E sF<6 &?:G6CD:EJ]Q E:E=6lQRaf] sF<6 &?:G6CD:EJQ DEJ=6lQH:5E9i `__TjQ ^mk7:842AE:@?m(:C6DE@4< rC62E@CD ^^ $9FEE6CDE@4<k^7:842AE:@?mk^7:8FC6m
k9amRaf] sF<6 &?:G6CD:EJk^9am
kAm\ c_\J62C ?6E AC6D6?E G2=F6i Sb[bf`[___k^Am
kAm\ `_\J62C ?6E AC6D6?E G2=F6i Sb_g[___k^Am
kAm\ $49@@= EJA6i !C:G2E6 ?@?AC@7:Ek^Am
kAmsF<6 &?:G6CD:EJ :D 2 }@CE9 r2C@=:?2 F?:G6CD:EJ H:E9 C@F89=J e[d__ F?56C8C25F2E6D] %96 E@A >2;@CD :?4=F56 4@>AFE6C D4:6?46[ ?FCD:?8[ 2?5 E96 =:36C2= 2CED 2?5 9F>2?:E:6D] sF<6 2=D@ C2?<D 2D E96 Ra 4@==686 :? E96 4@F?ECJ 7@C }FCD:?8[ !F3=:4 !@=:4J[ 2?5 !F3=:4 w62=E9[ 244@C5:?8 E@ }:496]k^Am
k7:8FC6mk:>8 DC4lQ9EEADi^^:>286D]DE24<6C]4@>^H^`ag_^D2?E24=2C2("z|];A8Q 2=ElQ$2?E2 r=2C2 &?:G6CD:EJ]Q E:E=6lQRae] $2?E2 r=2C2 &?:G6CD:EJQ DEJ=6lQH:5E9i `__TjQ ^mk7:842AE:@?m3=F6DE@C< ^^ $9FEE6CDE@4<k^7:842AE:@?mk^7:8FC6m
k9amRae] $2?E2 r=2C2 &?:G6CD:EJk^9am
kAm\ c_\J62C ?6E AC6D6?E G2=F6i Sb[bg`[___k^Am
kAm\ `_\J62C ?6E AC6D6?E G2=F6i Saeg[___k^Am
kAm\ $49@@= EJA6i !C:G2E6 ?@?AC@7:Ek^Am
kAm$2?E2 r=2C2 &?:G6CD:EJ[ =@42E65 :? $:=:4@? '2==6J[ 92D 2 DEF56?E\724F=EJ C2E:@ @7 ``i`[ 244@C5:?8 E@ &]$] }6HD U2>Aj (@C=5 #6A@CE] xED >@DE A@AF=2C >2;@CD 2C6 7:?2?46[ 4@>>F?:42E:@?D[ 2?5 ADJ49@=@8J] pD @7 a_ad[ geT @7 8C25F2E6D 2C6 6>A=@J65[ H:E9 2 >65:2? DE2CE:?8 D2=2CJ @7 Sdb[___]k^Am
k7:8FC6mk:>8 DC4lQ9EEADi^^:>286D]DE24<6C]4@>^H^`ag_^*2=626C:2=au&h];A8Q 2=ElQp? 26C:2= G:6H @7 *2=6]Q E:E=6lQRad] *2=6 &?:G6CD:EJQ DEJ=6lQH:5E9i `__TjQ ^mk7:842AE:@?m(:?DE@? %2? ^^ $9FEE6CDE@4<k^7:842AE:@?mk^7:8FC6m
k9amRad] *2=6 &?:G6CD:EJk^9am
kAm\ c_\J62C ?6E AC6D6?E G2=F6i Sb[bg`[___k^Am
kAm\ `_\J62C ?6E AC6D6?E G2=F6i Sbec[___k^Am
kAm\ $49@@= EJA6i !C:G2E6 ?@?AC@7:Ek^Am
kAm*2=6 &?:G6CD:EJ :D @?6 @7 E96 @=56DE :?DE:EFE:@?D :? p>6C:42] xE H2D 7@F?565 :? }6H w2G6?[ r@??64E:4FE[ :? `f_`] k2 9C67lQ9EEADi^^@4D]J2=6]65F^@FE4@>6D^QmvC25F2E6D 7C@> E96 4=2DD @7 a_ack^2m H6?E @? E@ D64FC6 6>A=@J>6?E AC:>2C:=J :? 7:?2?46[ 24256>:2[ 4@?DF=E:?8[ E649?@=@8J[ 2?5 962=E9 42C6] %96 >62? 2??F2= DE2CE:?8 D2=2CJ H2D Sfd[aae]k^Am
k7:8FC6mk:>8 DC4lQ9EEADi^^:>286D]DE24<6C]4@>^H^`ag_^H:56?6C=:3C2CJ92CGdc{#];A8Q 2=ElQ(:56?6C {:3C2CJ 2E w2CG2C5]Q E:E=6lQRac] w2CG2C5 &?:G6CD:EJQ DEJ=6lQH:5E9i `__TjQ ^mk7:842AE:@?mw6:5: q6D6? ^^ $9FEE6CDE@4<k^7:842AE:@?mk^7:8FC6m
k9amRac] w2CG2C5 &?:G6CD:EJk^9am
kAm\ c_\J62C ?6E AC6D6?E G2=F6i Sb[bga[___k^Am
kAm\ `_\J62C ?6E AC6D6?E G2=F6i Sbha[___k^Am
kAm\ $49@@= EJA6i !C:G2E6 ?@?AC@7:Ek^Am
kAmw2CG2C5 &?:G6CD:EJ :D E96 @=56DE :?DE:EFE:@? @7 9:896C =62C?:?8 :? E96 &?:E65 $E2E6D] xE H2D 6DE23=:D965 :? `ebe[ 2?5 :ED =:3C2CJ 92D E96 >@DE 6IE6?D:G6 AC:G2E6 4@==64E:@? :? E96 H@C=5] w2CG2C5 &?:G6CD:EJ AC@G:56D ?665\32D65 2:5[ C682C5=6DD @7 23:=:EJ E@ A2J] $EF56?ED H9@D6 72>:=:6D 62C? =6DD E92? S`__[___ A2J ?@E9:?8 E@ 2EE6?5[ 2?5 ddT C646:G6 ?665\32D65 D49@=2CD9:AD]k^Am
k7:8FC6mk:>8 DC4lQ9EEADi^^:>286D]DE24<6C]4@>^H^`ag_^H@C46DE6C&v*v];A8Q 2=ElQp? 26C:2= G:6H @7 (@C46DE6C !@=JE649?:4]Q E:E=6lQRab] (@C46DE6C !@=JE649?:4 x?DE:EFE6Q DEJ=6lQH:5E9i `__TjQ ^mk7:842AE:@?m(2?8<F? y:2 ^^ $9FEE6CDE@4<k^7:842AE:@?mk^7:8FC6m
k9amRab] (@C46DE6C !@=JE649?:4 x?DE:EFE6k^9am
kAm\ c_\J62C ?6E AC6D6?E G2=F6i Sb[c_g[___k^Am
kAm\ `_\J62C ?6E AC6D6?E G2=F6i Sadg[___k^Am
kAm\ $49@@= EJA6i !C:G2E6 ?@?AC@7:Ek^Am
kAm(@C46DE6C !@=JE649?:4 x?DE:EFE6 @776CD @G6C f_ F?56C8C25F2E6 AC@8C2>D :? D4:6?46[ 6?8:?66C:?8[ E649?@=@8J[ >2E9[ 3FD:?6DD[ 2?5 E96 9F>2?:E:6D] p== DEF56?ED C646:G6 2 @?6\E:>6 k2 9C67lQ9EEADi^^HHH]HA:]65F^25>:DD:@?D^EF:E:@?\2:5^EJA6D\@7\2:5^D49@=2CD9:AD\8C2?ED^8=@32=Qmv=@32= $49@=2CD9:Ak^2m E@ 4@>A=6E6 AC@;64E H@C<[ 2?5 E96 2G6C286 DE2CE:?8 D2=2CJ 7@C E96 4=2DD @7 a_ac H2D ?62C=J Sg_[b__]k^Am
k7:8FC6mk:>8 DC4lQ9EEADi^^:>286D]DE24<6C]4@>^H^`ag_^4@C?6==ea'`];A8Q 2=ElQp? 26C:2= G:6H @7 r@C?6== &?:G6CD:EJ]Q E:E=6lQRaa] r@C?6== &?:G6CD:EJQ DEJ=6lQH:5E9i `__TjQ ^mk7:842AE:@?m%( u2C=@H |65:2 ^^ $9FEE6CDE@4<k^7:842AE:@?mk^7:8FC6m
k9amRaa] r@C?6== &?:G6CD:EJk^9am
kAm\ c_\J62C ?6E AC6D6?E G2=F6i Sb[cac[___k^Am
kAm\ `_\J62C ?6E AC6D6?E G2=F6i Sbbb[___k^Am
kAm\ $49@@= EJA6i !C:G2E6 ?@?AC@7:Ek^Am
kAm{@42E65 :? xE9242[ }6H *@C<[ r@C?6== &?:G6CD:EJ :D 2 =2C86[ AC:G2E6 :?DE:EFE:@? H:E9 >@C6 E92? `[___ DEF56?E @C82?:K2E:@?D] !@AF=2C >2;@CD :?4=F56 4@>AFE6C D4:6?46[ 9@DA:E2=:EJ[ 2?5 3:@=@8J] uC@> E96 4=2DD @7 a_ac[ >@DE 8C25F2E6D D64FC65 6>A=@J>6?E :? E649?@=@8J[ 7:?2?4:2= D6CG:46D[ 2?5 4@?DF=E:?8] %96 2G6C286 DE2CE:?8 D2=2CJ :D Sgd[d_b]k^Am
k7:8FC6mk:>8 DC4lQ9EEADi^^:>286D]DE24<6C]4@>^H^`ag_^4@=F>3:2=:3&t}$];A8Q 2=ElQ$EF56?ED @? E96 DE6AD 2E E96 r@=F>3:2 &?:G6CD:EJ =:3C2CJ]Q E:E=6lQRa`] r@=F>3:2 &?:G6CD:EJ :? E96 r:EJ @7 }6H *@C<Q DEJ=6lQH:5E9i `__TjQ ^mk7:842AE:@?m!@A@G2 '2=6C:J2 ^^ $9FEE6CDE@4<k^7:842AE:@?mk^7:8FC6m
k9amRa`] r@=F>3:2 &?:G6CD:EJ :? E96 r:EJ @7 }6H *@C<k^9am
kAm\ c_\J62C ?6E AC6D6?E G2=F6i Sb[cb_[___k^Am
kAm\ `_\J62C ?6E AC6D6?E G2=F6i Sbec[___k^Am
kAm\ $49@@= EJA6i !C:G2E6 ?@?AC@7:Ek^Am
kAm{@42E65 :? }6H *@C< r:EJ 2?5 6DE23=:D965 :? `fdc[ r@=F>3:2 &?:G6CD:EJ :D @?6 @7 E96 H@C=5VD >@DE AC6DE:8:@FD F?:G6CD:E:6D] %96 DEF56?E\724F=EJ C2E:@ :D ei`[ 244@C5:?8 E@ &]$] }6HD U2>Aj (@C=5 #6A@CE] %96 >@DE A@AF=2C >2;@CD 2C6 4@>AFE6C D4:6?46[ 64@?@>:4D[ 2?5 A@=:E:42= D4:6?46] !2J$42=6 C6A@CED E92E 32D6 D2=2C:6D 7@C r@=F>3:2 &?:G6CD:EJ 8C25F2E6D 2C6[ @? 2G6C286[ She[___]k^Am
k7:8FC6mk:>8 DC4lQ9EEADi^^:>286D]DE24<6C]4@>^H^`ag_^vx%$|d+];A8Q 2=ElQp? 26C:2= G:6H @7 vx%]Q E:E=6lQRa_] v6@C8:2 x?DE:EFE6 @7 %649?@=@8J\|2:? r2>AFDQ DEJ=6lQH:5E9i `__TjQ ^mk7:842AE:@?m|2C4FD t y@?6D ^^ $9FEE6CDE@4<k^7:842AE:@?mk^7:8FC6m
k9amRa_] v6@C8:2 x?DE:EFE6 @7 %649?@=@8J\|2:? r2>AFDk^9am
kAm\ c_\J62C ?6E AC6D6?E G2=F6i Sb[cbf[___k^Am
kAm\ `_\J62C ?6E AC6D6?E G2=F6i Sc_f[___k^Am
kAm\ $49@@= EJA6i !F3=:4k^Am
kAm%96 v6@C8:2 x?DE:EFE6 @7 %649?@=@8J :D 2 AF3=:4 C6D62C49 F?:G6CD:EJ H:E9 23@FE db[___ DEF56?ED] xE :D 2>@?8 E96 ?2E:@?VD =625:?8 C6D62C49 F?:G6CD:E:6D 2?5 C646:G6D ?62C=J S`]c 3:==:@? J62C=J :? C6D62C49 2H2C5D] p44@C5:?8 E@ !2J$42=6[ E96 2G6C286 2??F2= 32D6 D2=2CJ 7@C 8C25F2E6D :D S`_`[___]k^Am
k7:8FC6mk:>8 DC4lQ9EEADi^^:>286D]DE24<6C]4@>^H^`ag_^4=2C6>@?E#fhp];A8Q 2=ElQp DE@?6 D:8? :? 7C@?E @7 r=2C6>@?E |4z6??2 r@==686]Q E:E=6lQR`h] r=2C6>@?E |4z6??2 r@==686Q DEJ=6lQH:5E9i `__TjQ ^mk7:842AE:@?mq2C32C2 z2=37=6:D49 ^^ $9FEE6CDE@4<k^7:842AE:@?mk^7:8FC6m
k9amR`h] r=2C6>@?E |4z6??2 r@==686k^9am
kAm\ c_\J62C ?6E AC6D6?E G2=F6i Sb[ccc[___k^Am
kAm\ `_\J62C ?6E AC6D6?E G2=F6i Sbgh[___k^Am
kAm\ $49@@= EJA6i !C:G2E6 ?@?AC@7:Ek^Am
kAm{@42E65 :? r=2C6>@?E[ r2=:7@C?:2[ r=2C6>@?E |4z6??2 r@==686 :D 2 =:36C2= 2CED 4@==686 <?@H? 7@C :ED D>2== 4=2DD D:K6D—&]$] }6HD U2>Aj (@C=5 #6A@CE D2JD E96 DEF56?E\724F=EJ C2E:@ :D gi`] xED >@DE A@AF=2C >2;@CD :?4=F56 64@?@>6EC:4D[ A@=:E:42= D4:6?46[ 6IA6C:>6?E2= ADJ49@=@8J[ 2?5 :?E6C?2E:@?2= C6=2E:@?D] %96 2G6C286 7F==\E:>6 D2=2CJ :D >@C6 E92? Sgb[___ 27E6C 8C25F2E:@?[ H:E9 8C25F2E6D 7:?5:?8 244@F?E:?8[ 4@?DF=E:?8[ 2?5 E649?@=@8J ;@3D]k^Am
k7:8FC6mk:>8 DC4lQ9EEADi^^:>286D]DE24<6C]4@>^H^`ag_^C6?}pev];A8Q 2=ElQw:DE@C:4 5@C>:E@C:6D 2E #6?DD6=26C]Q E:E=6lQR`g] #6?DD6=26C !@=JE649?:4 x?DE:EFE6Q DEJ=6lQH:5E9i `__TjQ ^mk7:842AE:@?mqC:2? {@82? !9@E@8C2A9J ^^ $9FEE6CDE@4<k^7:842AE:@?mk^7:8FC6m
k9amR`g] #6?DD6=26C !@=JE649?:4 x?DE:EFE6k^9am
kAm\ c_\J62C ?6E AC6D6?E G2=F6i Sb[cce[___k^Am
kAm\ `_\J62C ?6E AC6D6?E G2=F6i Sahf[___k^Am
kAm\ $49@@= EJA6i !C:G2E6 ?@?AC@7:Ek^Am
kAm#6?DD6=26C !@=JE649?:4 x?DE:EFE6[ =@42E65 ?62C p=32?J[ }6H *@C<[ :D 2 =625:?8 :?DE:EFE:@? :? 4J36CD64FC:EJ[ 3:8 52E2[ ?2?@E649?@=@8J[ 2?5 3:@E649] !2J$42=6 D9@HD 2? 2G6C286 32D6 D2=2CJ @7 Shg[___] vC25F2E6D 8@ @? E@ 42C66CD :? D@7EH2C6 6?8:?66C:?8[ 26C@DA246 6?8:?66C:?8[ >6492?:42= 6?8:?66C:?8[ 2?5 2C49:E64EFC2= 56D:8?]k^Am
k7:8FC6mk:>8 DC4lQ9EEADi^^:>286D]DE24<6C]4@>^H^`ag_^||pvf%`];A8Q 2=ElQp D9:A 369:?5 u=2?282? w2== 2E |2DD249FD6EED |2C:E:>6 p4256>J]Q E:E=6lQR`f] |2DD249FD6EED |2C:E:>6 p4256>JQ DEJ=6lQH:5E9i `__TjQ ^mk7:842AE:@?mtC:< r=688 ^^ $9FEE6CDE@4<k^7:842AE:@?mk^7:8FC6m
k9amR`f] |2DD249FD6EED |2C:E:>6 p4256>Jk^9am
kAm\ c_\J62C ?6E AC6D6?E G2=F6i Sb[cdg[___k^Am
kAm\ `_\J62C ?6E AC6D6?E G2=F6i Sbab[___k^Am
kAm\ $49@@= EJA6i !F3=:4k^Am
kAm|2DD249FD6EED |2C:E:>6 p4256>J :D 2 =625:?8 :?DE:EFE:@? :? 6?8:?66C:?8[ >2C:E:>6 3FD:?6DD[ >2C:?6 EC2?DA@CE2E:@?[ 2?5 >2C:?6 D4:6?46 D276EJ] p44@C5:?8 E@ !2J$42=6[ E96 2G6C286 32D6 D2=2CJ :D Sgf[___] vC25F2E6D AFCDF6 42C66CD 2D 724:=:E:6D >2?286CD[ D6CG:46 6?8:?66CD[ 2?5 @A6C2E:@?D >2?286CD]k^Am
k7:8FC6mk:>8 DC4lQ9EEADi^^:>286D]DE24<6C]4@>^H^`ag_^86@C86E@H?+#fb];A8Q 2=ElQ%96 9:DE@C:4 w62=J w2== 2E v6@C86E@H? &?:G6CD:EJ]Q E:E=6lQR`e] v6@C86E@H? &?:G6CD:EJQ DEJ=6lQH:5E9i `__TjQ ^mk7:842AE:@?mz:E {6@?8 ^^ $9FEE6CDE@4<k^7:842AE:@?mk^7:8FC6m
k9amR`e] v6@C86E@H? &?:G6CD:EJk^9am
kAm\ c_\J62C ?6E AC6D6?E G2=F6i Sb[cfd[___k^Am
kAm\ `_\J62C ?6E AC6D6?E G2=F6i Safd[___k^Am
kAm\ $49@@= EJA6i !C:G2E6 ?@?AC@7:Ek^Am
kAm{@42E65 :? (2D9:?8E@? s]r][ v6@C86E@H? &?:G6CD:EJ :D 2 AC:G2E6 y6DF:E F?:G6CD:EJ] #@F89=J edT @7 4=2DD6D 92G6 76H6C E92? a_ DEF56?ED[ 244@C5:?8 E@ &]$] }6HD U2>Aj (@C=5 #6A@CE] !@AF=2C >2;@CD :?4=F56 :?E6C?2E:@?2= C6=2E:@?D[ A@=:E:42= D4:6?46 2?5 8@G6C?>6?E[ 2?5 7:?2?46] }:?6EJ\D:I A6C46?E @7 8C25F2E6D 7C@> a_ac 92G6 8@?6 @? E@ D64FC6 6>A=@J>6?E] %96 E@A 6>A=@J6CD :?4=F565 p>2K@?[ s6=@:EE6[ 2?5 |@C82? $E2?=6J]k^Am
k7:8FC6mk:>8 DC4lQ9EEADi^^:>286D]DE24<6C]4@>^H^`ag_^{69:89qeqy];A8Q 2=ElQ{69:89 &?:G6CD:EJ :? E96 D?@H]Q E:E=6lQR`d] {69:89 &?:G6CD:EJQ DEJ=6lQH:5E9i `__TjQ ^mk7:842AE:@?mC@Dd`e ^^ $9FEE6CDE@4<k^7:842AE:@?mk^7:8FC6m
k9amR`d] {69:89 &?:G6CD:EJk^9am
kAm\ c_\J62C ?6E AC6D6?E G2=F6i Sb[cge[___k^Am
kAm\ `_\J62C ?6E AC6D6?E G2=F6i Sbad[___k^Am
kAm\ $49@@= EJA6i !C:G2E6 ?@?AC@7:Ek^Am
kAm{69:89 &?:G6CD:EJ[ =@42E65 :? q6E9=696>[ !6??DJ=G2?:2[ D:ED @? 2 DAC2H=:?8 a[bdd\24C6 42>AFD] &]$] }6HD U2>Aj (@C=5 #6A@CE D2JD E96 >@DE A@AF=2C >2;@CD :?4=F56 7:?2?46[ >6492?:42= 6?8:?66C:?8[ :?5FDEC:2= 6?8:?66C:?8[ 2?5 ADJ49@=@8J] $:IEJ\D6G6? A6C46?E @7 DEF56?ED :? E96 r=2DD @7 a_ac D64FC65 6>A=@J>6?E 27E6C 8C25F2E:@?[ H:E9 abT 8@:?8 @? E@ 9:896C 65F42E:@?[ 2?5 E96 2G6C286 DE2CE:?8 D2=2CJ H2D Sfc[___]k^Am
k7:8FC6mk:>8 DC4lQ9EEADi^^:>286D]DE24<6C]4@>^H^`ag_^DE6G6?Daqe{];A8Q 2=ElQp 9:DE@C:4 3F:=5:?8 :? 7C@?E @7 E96 wF5D@? #:G6C @? E96 $E6G6?D x?DE:EFE6 42>AFD]Q E:E=6lQR`c] $E6G6?D x?DE:EFE6 @7 %649?@=@8JQ DEJ=6lQH:5E9i `__TjQ ^mk7:842AE:@?m$A:C@G:6H x?4 ^^ $9FEE6CDE@4<k^7:842AE:@?mk^7:8FC6m
k9amR`c] $E6G6?D x?DE:EFE6 @7 %649?@=@8Jk^9am
kAm\ c_\J62C ?6E AC6D6?E G2=F6i Sb[e_b[___k^Am
kAm\ `_\J62C ?6E AC6D6?E G2=F6i Sb_c[___k^Am
kAm\ $49@@= EJA6i !C:G2E6 ?@?AC@7:Ek^Am
kAm$E6G6?D x?DE:EFE6 @7 %649?@=@8J :D 2 =625:?8 F?:G6CD:EJ :? 2CE:7:4:2= :?E6==:86?46[ 4@>AFE:?8[ 7:?2?46[ >65:4:?6[ ?2?@E649?@=@8J[ 2?5 >@C6] }62C=J hfT @7 D6?:@CD 7C@> E96 4=2DD @7 a_ac 7:?2=:K65 E96:C A@DE8C25F2E6 @FE4@>6D 367@C6 8C25F2E:@?] %96 2G6C286 DE2CE:?8 D2=2CJ H2D Sgc[g__]k^Am
k7:8FC6mk:>8 DC4lQ9EEADi^^:>286D]DE24<6C]4@>^H^`ag_^36?E=6J||h!];A8Q 2=ElQp? 26C:2= G:6H @7 q6?E=6J &?:G6CD:EJ]Q E:E=6lQR`b] q6?E=6J &?:G6CD:EJQ DEJ=6lQH:5E9i `__TjQ ^mk7:842AE:@?m(2?8<F? y:2 ^^ $9FEE6CDE@4<k^7:842AE:@?mk^7:8FC6m
k9amR`b] q6?E=6J &?:G6CD:EJk^9am
kAm\ c_\J62C ?6E AC6D6?E G2=F6i Sb[gb_[___k^Am
kAm\ `_\J62C ?6E AC6D6?E G2=F6i Sb`a[___k^Am
kAm\ $49@@= EJA6i !C:G2E6 ?@?AC@7:Ek^Am
kAmq6?E=6J &?:G6CD:EJ :D 2 AC:G2E6 F?:G6CD:EJ :? (2=E92>[ |2DD249FD6EED[ 7@4FD:?8 @? 3FD:?6DD] %@A >2;@CD :?4=F56 7:?2?46[ 3FD:?6DD[ 2?5 244@F?E:?8] vC25F2E6D 92G6 2 hgT ;@3 A=246>6?E C2E6[ H:E9 2 >65:2? DE2CE:?8 D2=2CJ @7 Sfb[___]k^Am
k7:8FC6mk:>8 DC4lQ9EEADi^^:>286D]DE24<6C]4@>^H^`ag_^r|&}z'c];A8Q 2=ElQr2C?68:6 |6==@? &?:G6CD:EJ]Q E:E=6lQR`a] r2C?68:6 |6==@? &?:G6CD:EJQ DEJ=6lQH:5E9i `__TjQ ^mk7:842AE:@?mp>J {FEK ^^ $9FEE6CDE@4<k^7:842AE:@?mk^7:8FC6m
k9amR`a] r2C?68:6 |6==@? &?:G6CD:EJk^9am
kAm\ c_\J62C ?6E AC6D6?E G2=F6i Sb[gdd[___k^Am
kAm\ `_\J62C ?6E AC6D6?E G2=F6i Sbeb[___k^Am
kAm\ $49@@= EJA6i !C:G2E6 ?@?AC@7:Ek^Am
kAmr2C?68:6 |6==@? &?:G6CD:EJ :D 2 AC:G2E6 C6D62C49 F?:G6CD:EJ E92E 4@?E:?F6D E@ C2?< 9:89=J 7@C 4@>AFE6C D4:6?46[ 6?8:?66C:?8[ 2?5 >2E96>2E:4D] $E2CE:?8 D2=2C:6D 7@C E96 4=2DD @7 a_ac H6C6 D:8?:7:42?E=J 9:896C E92? E96 ?2E:@?2= 2G6C286[ 2E S`ac[`_f] vC25F2E6D 7C@> r2C?68:6 |6==@? 92G6 D64FC65 6>A=@J>6?E 2E 4@>A2?:6D =:<6 pAA=6[ p>2K@?[ v@@8=6[ 2?5 >@C6]k^Am
k7:8FC6mk:>8 DC4lQ9EEADi^^:>286D]DE24<6C]4@>^H^`ag_^323D@?fpf"];A8Q 2=ElQq23D@? r@==686]Q E:E=6lQR``] q23D@? r@==686Q DEJ=6lQH:5E9i `__TjQ ^mk7:842AE:@?m*:?8?2 r2: ^^ $9FEE6CDE@4<k^7:842AE:@?mk^7:8FC6m
k9amR``] q23D@? r@==686k^9am
kAm\ c_\J62C ?6E AC6D6?E G2=F6i Sb[gea[___k^Am
kAm\ `_\J62C ?6E AC6D6?E G2=F6i Sbdb[___k^Am
kAm\ $49@@= EJA6i !C:G2E6 ?@?AC@7:Ek^Am
kAmq23D@? r@==686 :D 2 9:89=J C2E65 3FD:?6DD D49@@= @776C:?8 F?56C8C25F2E6D 2 q2496=@C @7 $4:6?46 568C66] k2 9C67lQ9EEADi^^HHH]323D@?]65F^42C66C\D6CG:46D^42C66C\56G6=@A>6?E^F?56C8C25F2E6^42C66C\@FE4@>6D^RQmuC@> E96 a_ac 8C25F2E:?8 4=2DDk^2m[ 2C@F?5 hgT H6C6 6>A=@J65 @C 2EE6?565 8C25F2E6 D49@@= H:E9:? D:I >@?E9D @7 8C25F2E:@?] #@F89=J gdT @7 DEF56?ED 925 2E =62DE @?6 :?E6C?D9:A 2E q23D@?]k^Am
k7:8FC6mk:>8 DC4lQ9EEADi^^:>286D]DE24<6C]4@>^H^`ag_^$E2?7@C526C:2="rqe];A8Q 2=ElQp? 26C:2= G:6H @7 $E2?7@C5]Q E:E=6lQR`_] $E2?7@C5 &?:G6CD:EJQ DEJ=6lQH:5E9i `__TjQ ^mk7:842AE:@?mrC2G6?p ^^ $9FEE6CDE@4<k^7:842AE:@?mk^7:8FC6m
k9amR`_] $E2?7@C5 &?:G6CD:EJk^9am
kAm\ c_\J62C ?6E AC6D6?E G2=F6i Sb[gfa[___k^Am
kAm\ `_\J62C ?6E AC6D6?E G2=F6i Sd_h[___k^Am
kAm\ $49@@= EJA6i !C:G2E6 ?@?AC@7:Ek^Am
kAm$E2?7@C5 &?:G6CD:EJ[ =@42E65 :? $E2?7@C5[ r2=:7@C?:2[ H2D 7@F?565 :? `ggd 2?5 :D 2 AC:G2E6 C6D62C49 F?:G6CD:EJ[ 6I46==:?8 :? 6?8:?66C:?8[ 4@>AFE6C D4:6?46D[ ADJ49@=@8J[ 2?5 64@?@>:4D] %96 F?:G6CD:EJ H@C<D E@ >2<6 65F42E:@? 277@C523=6 7@C 2==] %F:E:@? :D 7F==J 4@G6C65 7@C F?56C8C25D H:E9 72>:=J :?4@>6D 36=@H S`d_[___]k^Am
k7:8FC6mk:>8 DC4lQ9EEADi^^:>286D]DE24<6C]4@>^H^`ag_^42=:?DEE649{|{%];A8Q 2=ElQ%96 q64<>2? x?DE:EFE6 2E r2=:7@C?:2 x?DE:EFE6 @7 %649?@=@8J]Q E:E=6lQRh] r2=:7@C?:2 x?DE:EFE6 @7 %649?@=@8JQ DEJ=6lQH:5E9i `__TjQ ^mk7:842AE:@?mz6? (@=E6C ^^ $9FEE6CDE@4<k^7:842AE:@?mk^7:8FC6m
k9amRh] r2=:7@C?:2 x?DE:EFE6 @7 %649?@=@8Jk^9am
kAm\ c_\J62C ?6E AC6D6?E G2=F6i Sb[h_b[___k^Am
kAm\ `_\J62C ?6E AC6D6?E G2=F6i Seaf[___k^Am
kAm\ $49@@= EJA6i !C:G2E6 ?@?AC@7:Ek^Am
kAm%96 r2=:7@C?:2 x?DE:EFE6 @7 %649?@=@8J :D <?@H? 7@C :ED DEF56?E\724F=EJ C2E:@[ H9:49[ 244@C5:?8 E@ &]$] }6HD U2>Aj (@C=5 #6A@CE[ :D bi`] %9:D !2D256?2 4@==686 :D H@C=5\C6?@H?65 7@C :ED D4:6?46 2?5 6?8:?66C:?8 AC@8C2>D] %96 r2C66C s6G6=@A>6?E r6?E6C 96=AD DEF56?ED 3J 9@DE:?8 D6G6C2= :?\A6CD@? 2?5 G:CEF2= 42C66C 72:CD[ H9:49 3C:?8 :? `__ C64CF:E6CD 7C@> G2C:@FD 7:6=5D] p44@C5:?8 E@ !2J$42=6[ 8C25F2E6D 62C? 2? 2G6C286 32D6 D2=2CJ @7 S``c[___ 2??F2==J]k^Am
k7:8FC6mk:>8 DC4lQ9EEADi^^:>286D]DE24<6C]4@>^H^`ag_^&!6??~pd}];A8Q 2=ElQp 9:DE@C:4 3F:=5:?8 2E E96 &?:G6CD:EJ @7 !6??DJ=G2?:2]Q E:E=6lQRg] &?:G6CD:EJ @7 !6??DJ=G2?:2Q DEJ=6lQH:5E9i `__TjQ ^mk7:842AE:@?m7``A9@E@ ^^ $9FEE6CDE@4<k^7:842AE:@?mk^7:8FC6m
k9amRg] &?:G6CD:EJ @7 !6??DJ=G2?:2k^9am
kAm\ c_\J62C ?6E AC6D6?E G2=F6i Sb[ha_[___k^Am
kAm\ `_\J62C ?6E AC6D6?E G2=F6i Sbfd[___k^Am
kAm\ $49@@= EJA6i !C:G2E6 ?@?AC@7:Ek^Am
kAm%96 &?:G6CD:EJ @7 !6??DJ=G2?:2 2:>D E@ >2<6 :ED 9:89\BF2=:EJ 65F42E:@? 277@C523=6 7@C 2==] %96 8C2?E\32D65 7:?2?4:2= 2:5 AC@8C2> >66ED `__T @7 56>@?DEC2E65 7:?2?4:2= ?665 H:E9 8C2?ED 2?5 H@C<\DEF5J 7F?5:?8] %96 >65:2? DE2CE:?8 D2=2CJ 7@C E96 4=2DD @7 a_ab H2D S`__[___]k^Am
k7:8FC6mk:>8 DC4lQ9EEADi^^:>286D]DE24<6C]4@>^H^`ag_^AC:?46|)zf];A8Q 2=ElQ!C:?46E@? &?:G6CD:EJ 3F:=5:?8 4@G6C65 :? G:?6D]Q E:E=6lQRf] !C:?46E@? &?:G6CD:EJQ DEJ=6lQH:5E9i `__TjQ ^mk7:842AE:@?m~=68 z@GEF? wJ5C@3:@ ^^ $9FEE6CDE@4<k^7:842AE:@?mk^7:8FC6m
k9amRf] !C:?46E@? &?:G6CD:EJk^9am
kAm\ c_\J62C ?6E AC6D6?E G2=F6i Sb[hch[___k^Am
kAm\ `_\J62C ?6E AC6D6?E G2=F6i Scff[___k^Am
kAm\ $49@@= EJA6i !C:G2E6 ?@?AC@7:Ek^Am
kAm!C:?46E@? &?:G6CD:EJ[ 2? xGJ {628F6 F?:G6CD:EJ =@42E65 :? }6H y6CD6J[ :D @?6 @7 E96 >@DE 277@C523=6 D49@@=D :? E96 ?2E:@?] %92EVD 3642FD6 7:?2?4:2= 2:5 4@G6CD `__T @7 EF:E:@? 7@C 72>:=:6D E92E 62C? S`d_[___ @C =6DD] %9:D 6?23=65 h_T @7 C646?E D6?:@CD E@ 8C25F2E6 H:E9@FE 563E]k^Am
k7:8FC6mk:>8 DC4lQ9EEADi^^:>286D]DE24<6C]4@>^H^`ag_^u(~vw%c];A8Q 2=ElQuC2?<=:? ( ~=:? r@==686 @7 t?8:?66C:?8]Q E:E=6lQRe] uC2?<=:? ( ~=:? r@==686 @7 t?8:?66C:?8Q DEJ=6lQH:5E9i `__TjQ ^mk7:842AE:@?my6??{$9@@ED ^^ $9FEE6CDE@4<k^7:842AE:@?mk^7:8FC6m
k9amRe] uC2?<=:? ( ~=:? r@==686 @7 t?8:?66C:?8k^9am
kAm\ c_\J62C ?6E AC6D6?E G2=F6i Sc[`e_[___k^Am
kAm\ `_\J62C ?6E AC6D6?E G2=F6i Scgb[___k^Am
kAm\ $49@@= EJA6i !C:G2E6 ?@?AC@7:Ek^Am
kAmp D>2==[ $%t|\7@4FD65 D49@@= H:E9 2 E@E2= 6?C@==>6?E @7 =6DD E92? d__ DEF56?ED[ ~=:? r@==686 @7 t?8:?66C:?8 :D =@42E65 :? }66592>[ |2DD249FD6EED] p??F2= EF:E:@? 2=@?6 4=@4<65 :? 2E >@C6 E92? Sec[d__ 7@C E96 a_ad\ae D49@@= J62C[ 3FE 2C@F?5 cbT @7 DEF56?ED EJA:42==J C646:G6 7:?2?4:2= 2:5] p7E6C 8C25F2E:@?[ E96 r=2DD @7 a_ac H6?E @? E@ 62C? 2? 2G6C286 DE2CE:?8 D2=2CJ @7 2=>@DE Sh_[d__]k^Am
k7:8FC6mk:>8 DC4lQ9EEADi^^:>286D]DE24<6C]4@>^H^`ag_^>4A9D65:Eau|_]A?8Q 2=ElQ|2DD249FD6EED r@==686 @7 !92C>24J 2?5 w62=E9 $4:6?46D]Q E:E=6lQRd] |2DD249FD6EED r@==686 @7 !92C>24J 2?5 w62=E9 $4:6?46DQ DEJ=6lQH:5E9i `__TjQ ^mk7:842AE:@?ms2G:5 {] #J2?^%96 q@DE@? v=@36 ^^ v6EEJ x>286Dk^7:842AE:@?mk^7:8FC6m
k9amRd] |2DD249FD6EED r@==686 @7 !92C>24J 2?5 w62=E9 $4:6?46Dk^9am
kAm\ c_\J62C ?6E AC6D6?E G2=F6i Sc[abh[___k^Am
kAm\ `_\J62C ?6E AC6D6?E G2=F6i Sbbe[___k^Am
kAm\ $49@@= EJA6i !C:G2E6 ?@?AC@7:Ek^Am
kAm%96 |2DD249FD6EED r@==686 @7 !92C>24J 2?5 w62=E9 $4:6?46D :D 2 AC:G2E6 F?:G6CD:EJ 7@4FD65 @? >65:42= 2?5 962=E9\C6=2E65 AC@8C2>D] p44@C5:?8 E@ E96 &]$] qFC62F @7 {23@C $E2E:DE:4D[ E96C6 H:== 36 C@F89=J `]h >:==:@? k2 9C67lQ9EEADi^^HHH]3=D]8@G^@@9^962=E942C6^9@>6]9E>Qm?6H ;@3D :? 962=E9 42C6k^2m 6G6CJ J62C E9C@F89 a_bc] p44@C5:?8 E@ !2J$42=6[ E96 2G6C286 J62C=J D2=2CJ 7@C 8C25F2E6D :D S`_b[___]k^Am
k7:8FC6mk:>8 DC4lQ9EEADi^^:>286D]DE24<6C]4@>^H^`ag_^p=32?Jr!65:Eyxv!]A?8Q 2=ElQ!92C>24J DEF56?ED A@D6 7@C p=32?J r@==686 @7 !92C>24J 2?5 w62=E9 $4:6?46D 6G6?E]Q E:E=6lQRc] p=32?J r@==686 @7 !92C>24J 2?5 w62=E9 $4:6?46DQ DEJ=6lQH:5E9i `__TjQ ^mk7:842AE:@?m{@C: '2? qFC6?^p=32?J %:>6D &?:@? ^^ v6EEJ x>286Dk^7:842AE:@?mk^7:8FC6m
k9amRc] p=32?J r@==686 @7 !92C>24J 2?5 w62=E9 $4:6?46Dk^9am
kAm\ c_\J62C ?6E AC6D6?E G2=F6i Sc[ccf[___k^Am
kAm\ `_\J62C ?6E AC6D6?E G2=F6i Scha[___k^Am
kAm\ $49@@= EJA6i !C:G2E6 ?@?AC@7:Ek^Am
kAmp=32?J r@==686 @7 !92C>24J 2?5 w62=E9[ =@42E65 :? p=32?J[ }6H *@C<[ :D 2 AC:G2E6[ :?56A6?56?E F?:G6CD:EJ E92E EC2:?D E96 ?6IE 86?6C2E:@? @7 962=E9 42C6 AC@76DD:@?2=D] p44@C5:?8 E@ !2J$42=6[ E96 2G6C286 8C25F2E6 62C?D S`a`[___ A6C J62C]k^Am
k7:8FC6mk:>8 DC4lQ9EEADi^^:>286D]DE24<6C]4@>^H^`ag_^|x%w&eb];A8Q 2=ElQp 9:DE@C:4 3F:=5:?8 2E |x% H:E9 vC66< 2C49:E64EFC6]Q E:E=6lQRb] |2DD249FD6EED x?DE:EFE6 @7 %649?@=@8JQ DEJ=6lQH:5E9i `__TjQ ^mk7:842AE:@?ms:68@ vC2?5: ^^ $9FEE6CDE@4<k^7:842AE:@?mk^7:8FC6m
k9amRb] |2DD249FD6EED x?DE:EFE6 @7 %649?@=@8Jk^9am
kAm\ c_\J62C ?6E AC6D6?E G2=F6i Sc[cgc[___k^Am
kAm\ `_\J62C ?6E AC6D6?E G2=F6i Sdfh[___k^Am
kAm\ $49@@= EJA6i !C:G2E6 ?@?AC@7:Ek^Am
kAm%96 |2DD249FD6EED x?DE:EFE6 @7 %649?@=@8J :D 2? :?E6C?2E:@?2==J C6?@H?65 :?DE:EFE:@? 7@C $%t| DEF5:6D] xE :D ?665\3=:?5 2?5 7F==\?665 7@C F?56C8C25F2E6 DEF56?ED] $:I @FE @7 `_ DEF56?ED C646:G6 7:?2?4:2= 2:5[ 2?5 2=>@DE ggT @7 E96 r=2DD @7 a_ad 8C25F2E65 563E\7C66] %96 2G6C286 DE2CE:?8 D2=2CJ 7@C a_ad 8C25F2E6D 6?E6C:?8 :?5FDECJ A@D:E:@?D H2D S`ae[cbg]k^Am
k7:8FC6mk:>8 DC4lQ9EEADi^^:>286D]DE24<6C]4@>^H^`ag_^92CG6J|vsr];A8Q 2=ElQw2CG6J |F55 r@==686]Q E:E=6lQRa] w2CG6J |F55 r@==686Q DEJ=6lQH:5E9i `__TjQ ^mk7:842AE:@?my:>0qC@H?0!9@E@8C2A9J ^^ $9FEE6CDE@4<k^7:842AE:@?mk^7:8FC6m
k9amRa] w2CG6J |F55 r@==686k^9am
kAm\ c_\J62C ?6E AC6D6?E G2=F6i Sc[d_e[___k^Am
kAm\ `_\J62C ?6E AC6D6?E G2=F6i Scfe[___k^Am
kAm\ $49@@= EJA6i !C:G2E6 ?@?AC@7:Ek^Am
kAmw2CG6J |F55 r@==686[ =@42E65 :? r=2C6>@?E[ r2=:7@C?:2[ :D 2 D>2== :?DE:EFE:@? 2?5 :D @?6 @7 E96 4@F?ECJVD E@A $%t| D49@@=D] xE @776CD 2 q2496=@C @7 $4:6?46 568C66 E@ :ED 8C25F2E6D[ 2?5 ebT @7 :ED 4=2DD6D 92G6 76H6C E92? a_ DEF56?ED[ 244@C5:?8 E@ &]$] }6HD U2>Aj (@C=5 #6A@CE] vC25F2E6DV >65:2? DE2CE:?8 D2=2CJ :D S``a[d__]k^Am
k7:8FC6mk:>8 DC4lQ9EEADi^^:>286D]DE24<6C]4@>^H^`ag_^D4:6?46DEF56?ED}+%+];A8Q 2=ElQ$4:6?46 DEF56?ED FD:?8 2 >:4C@D4@A6]Q E:E=6lQR`] &?:G6CD:EJ @7 w62=E9 $4:6?46D 2?5 !92C>24J :? $E] {@F:DQ DEJ=6lQH:5E9i `__TjQ ^mk7:842AE:@?m!6@A=6x>286D ^^ $9FEE6CDE@4<k^7:842AE:@?mk^7:8FC6m
k9amR`] &?:G6CD:EJ @7 w62=E9 $4:6?46D 2?5 !92C>24J :? $E] {@F:Dk^9am
kAm\ c_\J62C ?6E AC6D6?E G2=F6i Sc[dea[___k^Am
kAm\ `_\J62C ?6E AC6D6?E G2=F6i Sd_a[___k^Am
kAm\ $49@@= EJA6i !C:G2E6 ?@?AC@7:Ek^Am
kAm%9:D AC:G2E6 F?:G6CD:EJ 92D 2 D>2== 6?C@==>6?E @7 =6DD E92? f__[ H9:49 2==@HD 7@C 2 DEC@?8 DEF56?E\E62496C C2E:@ @7 fi`] p44@C5:?8 E@ &]$] }6HD U2>Aj (@C=5 #6A@CE[ E96 >65:2? D2=2CJ 7@C &w$! DEF56?ED :D S``e[be_ H:E9:? D:I J62CD @7 8C25F2E:@?] %96 F?:G6CD:EJ 92D 2 C@3FDE 42C66C D6CG:46D 46?E6C 2DD:DED 4FCC6?E DEF56?ED 2?5 2=F>?: 5FC:?8 E96 ;@3 D62C49 AC@46DD]k^Am
kAmk6>ms2E2 C6A@CE:?8 3J #@3 !@H6==] $E@CJ 65:E:?8 3J rF u=6D9>2?] r@AJ 65:E:?8 3J !2C:D r=@D6]k^6>mk^Am
They say the college years are the best of your life. They shape the way you see the world, the passions you wish to pursue, and the person you hope to be. But much more than an emotional, personal, and professional starting point, college is a significant financial investment.
In the last 10 years, the cost of college has gone up by more than 25%, according to CNBC. For the 2019 academic year, private colleges cost an average of $48,510 per year, and public ones cost $21,370. After four years, and in many cases five to six years, that cost can stack up significantly, so you’re going to want to ensure that you’re putting your dollars into an institution that is going to make it worth your while. Luckily, those who have a bachelor’s degree earn about $32,000 more annually than those without, reports the Association of Public & Land-Grant Universities. But some colleges have a higher return on investment than others.
kAmk2 9C67lQ9EEAi^^E96DE24<6C]4@>Qm$E24<6Ck^2m 4@>A:=65 2 =:DE @7 E96 4@==686D H:E9 E96 36DE C6EFC? @? :?G6DE>6?E[ FD:?8 2 k2 9C67lQ9EEADi^^`8J9@BcfhF75bJ?2ahIfF3;?\HA6?8:?6]?6E5?2\DD=]4@>^HA\4@?E6?E^FA=@25D^r@==6860#~x]A57Qma_`h DEF5Jk^2m 3J p?E9@?J !] r2C?6G2=6[ q2? r9629[ 2?5 |2CE:? '2? s6C (6C7 2E v6@C86E@H? &?:G6CD:EJ] r@==686D E92E AC:>2C:=J :DDF6 32496=@C’D 568C66D H6C6 4@?D:56C65] r@==686D 2C6 C2?<65 3J E96 9:896DE c_\J62C #~x[ H:E9 E:6D 3C@<6? 3J `_\J62C #~x] %96 DEF5J 4@?D:56C65 ?6E AC6D6?E G2=F6[ 32=2?4:?8 E@52JVD 4@DED 282:?DE 7FEFC6 62C?:?8D]k^Am
kAm&?:G6CD:E:6D E92E DA64:2=:K6 :? $%t| DEF5:6D WD4:6?46[ E649?@=@8J[ 6?8:?66C:?8[ 2?5 >2E9X E6?5 E@ 92G6 2 9:896C C6EFC? @? :?G6DE>6?E 7@C E96:C 8C25F2E6D] $%t| 92D 82:?65 8C@F?5 @G6C E96 A2DE `_ J62CD 2D >@C6 2?5 >@C6 42C66CD 92G6 2 ?665 7@C D4:6?46 2?5 E649 <?@H=6586] p44@C5:?8 E@ E96 &]$] qFC62F @7 {23@C $E2E:DE:4D[ k2 9C67lQ9EEADi^^HHH]3=D]8@G^DA@E=:89E^a_`f^D4:6?46\E649?@=@8J\6?8:?66C:?8\2?5\>2E96>2E:4D\DE6>\@44FA2E:@?D\A2DE\AC6D6?E\2?5\7FEFC6^A57^D4:6?46\E649?@=@8J\6?8:?66C:?8\2?5\>2E96>2E:4D\DE6>\@44FA2E:@?D\A2DE\AC6D6?E\2?5\7FEFC6]A57QmE96C6 H6C6 g]d >:==:@? $%t| ;@3D :? a_`dk^2m[ H9:49 C6AC6D6?E65 e]aT @7 6>A=@J>6?E :? E96 &?:E65 $E2E6D] }:?6EJ\E9C66 A6C46?E @7 $%t| @44FA2E:@?D 92G6 H286D 23@G6 E96 ?2E:@?2= 2G6C286[ 2D H6==]k^Am
kAmr@==686D E92E 7@4FD :? A92C>246FE:42=D 2=D@ D9@H E96 DEC@?86DE C6EFC? @? :?G6DE>6?E] p44@C5:?8 E@ E96 &]$] qFC62F @7 {23@C $E2E:DE:4D[ :? a_`h E96C6 H6C6 k2 9C67lQ9EEADi^^HHH]3=D]8@G^@@9^962=E942C6^A92C>24:DED]9E>Qm>@C6 E92? b__[___ A92C>24:DE ;@3Dk^2m[ 2?5 E96 >65:2? H286 H2D S`ag[_h_]k^Am
kAm}@H :EVD E:>6 E@ E2<6 2 =@@< 2E E96 4@==686D E92E >256 E96 4FE] z66A C625:?8 E@ D66 E96 `__ 4@==686D H:E9 E96 36DE #~x] xD J@FC 4@==686 @? E96 =:DEnk^Am
kAmkDEC@?8m*@F >2J 2=D@ =:<6ik^DEC@?8m k2 9C67lQ9EEADi^^DE24<6C]4@>^DE@C:6D^bea`^36DE\G2=F6\3:8\4@==686D\2>6C:42Qmq6DE G2=F6 3:8 4@==686D :? p>6C:42k^2mk^Am
- Canva
- 40-year net present value: $1,282,000
- 10-year net present value: $86,000
kAm\ vC25F2E:@? C2E6i ggTk^Am
kAm\ |65:2? 563Ei Saa[fd_k^Am
kAm}@CE9 r2C@=:?2VD (2<6 u@C6DE &?:G6CD:EJ :D 4@>A@D65 @7 D:I D6A2C2E6 D49@@=D @? 2 bc_\24C6 42>AFD] xE :D C6?@H?65 7@C :ED DA@CED AC@8C2>[ 2D H6== 2D :ED 8C25F2E6 AC@8C2>D :? =2H[ 3FD:?6DD[ 2?5 >65:4:?6] k2 9C67lQ9EEADi^^HHH]FD?6HD]4@>^36DE\4@==686D^H2<6\7@C6DE\ahfgQmxEVD C2?<65 Ragk^2m @? &]$] }6HD U2>Aj (@C=5 #6A@CEVD a_a` 65:E:@? @7 q6DE r@==686D]k^Am
- Bryan Pollard // Shutterstock
- 40-year net present value: $1,283,000
- 10-year net present value: $189,000
kAm\ vC25F2E:@? C2E6i dgTk^Am
kAm\ |65:2? 563Ei S`g[fd_k^Am
kAm%96 &?:G6CD:EJ @7 r@??64E:4FE\(2E6C3FCJ r2>AFD :D 2 D>2== :?DE:EFE:@? H:E9 2? 6?C@==>6?E @7 =6DD E92? `[___] #@F89=J dgT @7 :ED 8C25F2E6D 8@ @? E@ 7F==\E:>6 6>A=@J>6?E[ H9:=6 abT AFCDF6 9:896C 65F42E:@?] %96 >62? DE2CE:?8 D2=2CJ 7@C 8C25F2E6D :D Sdd[bh_]k^Am
- Canva
- 40-year net present value: $1,288,000
- 10-year net present value: $193,000
kAm\ vC25F2E:@? C2E6i e`Tk^Am
kAm\ |65:2? 563Ei S`g[fd_k^Am
kAm%96 &?:G6CD:EJ @7 r@??64E:4FE\$E2>7@C5 42>AFD :D =@42E65 :? u2:C7:6=5 r@F?EJ[ H:E9 4=@D6 AC@I:>:EJ E@ }6H *@C< r:EJ 2?5 E96 >2;@C >6EC@A@=:D6D @7 E96 EC:\DE2E6 2C62] pD DF49[ E96 F?:G6CD:EJ 2==@HD 7@C :?E6C?D9:AD[ 7:6=5 A=246>6?ED[ 2?5 ;@3D H:E9 u@CEF?6 d__ 4@>A2?:6D[ :?G6DE>6?E 2?5 32?<:?8 :?DE:EFE:@?D[ 4@>>F?:EJ 286?4:6D[ 2?5 ?@?AC@7:E @C82?:K2E:@?D] u:7EJ\D6G6? A6C46?E @7 DEF56?ED H9@ 8C25F2E65 :? a_`h C6A@CE65 7:?5:?8 7F==\E:>6 6>A=@J>6?E[ H9:=6 agT H6C6 D66<:?8 8C25F2E6 AC@8C2>D[ 244@C5:?8 E@ E96 k2 9C67lQ9EEADi^^HHH]4@FC2?E]4@>^?6HD^4@??64E:4FE^94\?6HD\4@??64E:4FE\F4@??\;@3D\a_`h`a_c\K=<JAJEbHC3Cf2cdbdJ6c9dAE:\DE@CJ]9E>=Qmw2CE7@C5 r@FC2?Ek^2m]k^Am
- Canva
- 40-year net present value: $1,288,000
- 10-year net present value: $90,000
kAm\ vC25F2E:@? C2E6i daTk^Am
kAm\ |65:2? 563Ei S`e[eadk^Am
kAm|2CJ=2?5VD r2A:E@= %649?@=@8J &?:G6CD:EJ DA64:2=:K6D :? ?:496 2C62D =:<6 2G:2E:@?[ 52E2 D4:6?46[ 4@>AFE2E:@?2= DJDE6>D[ 4J36CD64FC:EJ[ D64FC:EJ :?E6==:86?46[ 2?5 6?8:?66C:?8[ 2>@?8 @E96CD] k2 9C67lQ9EEADi^^HHH]42AE649F]65F^23@FE\42A:E@=^2E\2\8=2?46Qmt:89EJ A6C46?E @7 7F==\E:>6 DEF56?ED C646:G6 D@>6 7@C> @7 7:?2?4:2= 2:5k^2m[ 2?5 gaT 925 ;@3 @776CD W@C AFCDF65 8C25F2E6 D49@@=X H:E9:? h_ 52JD @7 4@>>6?46>6?E]k^Am
- Canva
- 40-year net present value: $1,291,000
- 10-year net present value: $144,000
kAm\ vC25F2E:@? C2E6i hcTk^Am
kAm\ |65:2? 563Ei S`e[d__k^Am
kAm%96 &?:G6CD:EJ @7 ':C8:?:2[ 7@F?565 :? `g`h[ :D @?6 @7 E96 E@A ?2E:@?2==J C2?<65 D49@@=D[ <?@H? 7@C :ED 24256>:4 >65:42= 46?E6C[ C6D62C49[ 2CED[ 2?5 2E9=6E:4D AC@8C2>D] p44@C5:?8 E@ :ED a_`h u:CDE s6DE:?2E:@?D #6A@CE[ k2 9C67lQ9EEADi^^42C66C]G:C8:?:2]65F^&?:G6CD:EJ@7':C8:?:2\r=2DD\a_`hQmefT @7 8C25F2E6D H6?E @? E@ 7F==\E:>6 6>A=@J>6?Ek^2m[ H9:=6 `dT H6?E @? E@ 4@?E:?F:?8 65F42E:@?] %96 :?E6C?6E 2?5 D@7EH2C6 :?5FDECJ C646:G65 E96 9:896DE A6C46?E286 @7 8C25F2E6D[ H:E9 `bT @7 8C25F2E6D 7:?5:?8 42C66CD E96C6]k^Am
kAmkDEC@?8m*@F >2J 2=D@ =:<6ik^DEC@?8m k2 9C67lQ9EEADi^^DE24<6C]4@>^DE@C:6D^`cdg^ad\@=56DE\4@==686D\2>6C:42Qmad @=56DE 4@==686D :? p>6C:42k^2mk^Am
- Canva
- 40-year net present value: $1,294,000
- 10-year net present value: $70,000
kAm\ vC25F2E:@? C2E6i gfTk^Am
kAm\ |65:2? 563Ei Sab[d__k^Am
kAmq@DE@? &?:G6CD:EJ 92D >@C6 E92? b__ AC@8C2>D @7 24256>:4 DEF5J[ >2<:?8 :E @?6 @7 E96 >@DE 4@>AC696?D:G6 F?56C8C25F2E6 AC@8C2>D :? E96 4@F?ECJ] %96 AC@@7 :D :? E96 AF55:?8[ 2D >2?J DEF56?ED 8@ @? E@ =F4C2E:G6 42C66CD :? 7:?2?46[ E649?@=@8J[ 4@?DF=E:?8[ 2?5 >@C6] %96 2G6C286 32D6 D2=2CJ @7 8C25F2E6D :D Se_[ggh]k^Am
- Cmcnicoll // Wikimedia Commons
- 40-year net present value: $1,298,000
- 10-year net present value: $143,000
kAm\ vC25F2E:@? C2E6i gbTk^Am
kAm\ |65:2? 563Ei S`e[fd_k^Am
kAm}6H *@C< DE2E6VD q:?892>E@? &?:G6CD:EJ :D 2 AF3=:4 F?:G6CD:EJ 7@F?565 :? `hce] xEVD 2 72:C=J =2C86 F?:G6CD:EJ H:E9 2? F?56C8C25F2E6 6?C@==>6?E @7 >@C6 E92? `c[___[ 244@C5:?8 E@ &]$] }6HD U2>Aj (@C=5 #6A@CE] $EF56?ED H9@ 8C25F2E6 7C@> q:?892>E@? 8@ @? E@ 62C? >F49 >@C6 E92? E96 ?2E:@?2= 2G6C286[ H:E9 DE2CE:?8 D2=2C:6D 2G6C28:?8 ?62C=J Se`[___ A6C J62C]k^Am
- Yb20061462 // Wikimedia Commons
- 40-year net present value: $1,299,000
- 10-year net present value: $146,000
kAm\ vC25F2E:@? C2E6i gdTk^Am
kAm\ |65:2? 563Ei S`f[fd_k^Am
kAmu@F?565 :? `gef[ E96 &?:G6CD:EJ @7 x==:?@:D 2E &C32?2\r92>A2:8? :D 2 C6D62C49 :?DE:EFE:@? E92E 2=D@ 92D 2 DEC@?8 2CED AC@8C2>[ @776C:?8 ?62C=J d[___ 4@FCD6D 24C@DD >@C6 E92? `d_ 7:6=5D @7 DEF5J] p44@C5:?8 E@ E96 7:?5:?8D 7C@> E96 a_`g\a_`h 8C25F2E:?8 4=2DD[ k2 9C67lQ9EEADi^^F@7:]2AA]3@I]4@>^D^7b9eGFaf?<DK_a8FCfd;4Hg<:b45eI?aQmhbT D64FC65 2 7:CDE 56DE:?2E:@? @7 6>A=@J>6?Ek^2m[ H:E9 2? 2G6C286 DE2CE:?8 D2=2CJ @7 Sec[___ 7@C E9@D6 H:E9 7F==\E:>6 ;@3D]k^Am
- HalloweenHJB // Wikimedia Commons
- 40-year net present value: $1,299,000
- 10-year net present value: $79,000
kAm\ vC25F2E:@? C2E6i eeTk^Am
kAm\ |65:2? 563Ei Saa[d__k^Am
kAm(6?EH@CE9 x?DE:EFE6 @7 %649?@=@8J :D 2 AC:G2E6[ E649?:42= 56D:8? 2?5 6?8:?66C:?8 :?DE:EFE:@? =@42E65 :? q@DE@?[ |2DD249FD6EED] xED DEF56?ED 62C? 2 >65:2? DE2CE:?8 D2=2CJ @7 Sec[___ 2 J62C[ 2?5 heT @7 a_`h 8C25F2E6D 2446AE65 2 ;@3 :? E96:C 7:6=5]k^Am
- Daderot // Wikimedia Commons
- 40-year net present value: $1,300,000
- 10-year net present value: $162,000
kAm\ vC25F2E:@? C2E6i h`Tk^Am
kAm\ |65:2? 563Ei S`c[dcck^Am
kAm%96 &?:G6CD:EJ @7 r2=:7@C?:2\{@D p?86=6D :D 2 H@C=5\72>@FD :?DE:EFE:@? H9@D6 8C25F2E6D 8@ @? E@ k2 9C67lQ9EEADi^^25>:DD:@?]F4=2]65F^6IA=@C6^DEF56?E\@FE4@>6DQmD4@C6 ;@3D 2E 4@>A2?:6Dk^2m =:<6 p>2K@?[ q=@@>36C8[ pAA=6[ s6=@:EE6[ v6EEJ[ v@@8=6[ 2?5 %6249 7@C p>6C:42[ 2>@?8 @E96CD] %96 (2== $EC66E y@FC?2= ?2>65 :E k2 9C67lQ9EEADi^^HHH]HD;]4@>^2CE:4=6D^E@A\4@==686D\:?\E96\H6DE\7@C\DEF56?E\@FE4@>6D\``dga`aggbfQmE9:C5\36DE 4@==686 :? E96 H6DE 7@C DEF56?E @FE4@>6Dk^2m[ >62?:?8 9@H H6== 2 4@==686 AC6A2C6D DEF56?ED 7@C =:76 27E6C 8C25F2E:@?]k^Am
kAmkDEC@?8m*@F >2J 2=D@ =:<6ik^DEC@?8m k2 9C67lQ9EEADi^^DE24<6C]4@>^DE@C:6D^ba`f^E@A\d_\A2CEJ\D49@@=D\2>6C:42Qm%96 E@A d_ A2CEJ D49@@=D :? p>6C:42k^2mk^Am
- Satyriconi // Wikimedia Commons
- 40-year net present value: $1,312,000
- 10-year net present value: $85,000
kAm\ vC25F2E:@? C2E6i geTk^Am
kAm\ |65:2? 563Ei Sac[ad_k^Am
kAm#2?<65 :? E96 E@A d_ 36DE F?:G6CD:E:6D :? E96 ?2E:@? 3J &]$] }6HD U2>Aj (@C=5 #6A@CE[ !6AA6C5:?6 &?:G6CD:EJ 92D 2 D>2== F?56C8C25F2E6 6?C@==>6?E @7 =6DD E92? b[e__] p44@C5:?8 E@ !2J$42=6[ 8C25F2E6D 62C? 2? 2G6C286 DE2CE:?8 D2=2CJ @7 Sfb[gac H:E9 2? 2??F2= #~x @7 c]gT]k^Am
- Brandon Scheirman // Wikimedia Commons
- 40-year net present value: $1,313,000
- 10-year net present value: $142,000
kAm\ vC25F2E:@? C2E6i gcTk^Am
kAm\ |65:2? 563Ei Sa`[``_k^Am
kAm':C8:?:2 !@=JE649?:4 x?DE:EFE6 2?5 $E2E6 &?:G6CD:EJ[ 2=D@ <?@H? 2D ':C8:?:2 %649[ :D 2 AF3=:4 C6D62C49 F?:G6CD:EJ 32D65 :? q=24<D3FC8[ ':C8:?:2] xED DEF56?ED 62C? 2? 2G6C286 DE2CE:?8 D2=2CJ @7 Sfd[hda H:E9 2? 2??F2= #~x @7 `_]bT]k^Am
- PumpkinSky // Wikimedia Commons
- 40-year net present value: $1,317,000
- 10-year net present value: $108,000
kAm\ vC25F2E:@? C2E6i ggTk^Am
kAm\ |65:2? 563Ei S`h[d__k^Am
kAm&?:G6CD:EJ @7 #:49>@?5 :D 2 AC:G2E6[ =:36C2= 2CED F?:G6CD:EJ H:E9 F?56C8C25F2E6 6?C@==>6?E @7 =6DD E92? b[d__] %96C6 H2D 2 heT D:I\>@?E9 6>A=@J>6?E C2E6 7@C a_`h 8C25F2E6D] %96 AC:>2CJ 7:6=5D @7 6>A=@J>6?E H6C6 7:?2?4:2= D6CG:46D[ 244@F?E:?8[ 4@?DF=E:?8[ 2?5 4=:?:42= 962=E942C6]k^Am
- Epdma // Wikimedia Commons
- 40-year net present value: $1,317,000
- 10-year net present value: $91,000
kAm\ vC25F2E:@? C2E6i geTk^Am
kAm\ |65:2? 563Ei Sab[___k^Am
kAm&?:@? r@==686[ =@42E65 :? $496?64E25J[ }6H *@C<[ :D @?6 @7 E96 @=56DE :?DE:EFE:@?D :? p>6C:42] xE H2D 7@F?565 :? `fhd] uC@> E96 a_`h 8C25F2E:?8 4=2DD[ hb]dT C6A@CE65 7F==\E:>6 6>A=@J>6?E[ @C 8C25F2E6 D49@@= 6?C@==>6?E[ @C A@DE8C25F2E6 76==@HD9:AD 7@==@H:?8 8C25F2E:@?] %96 E@A 6>A=@J>6?E 7:6=5D H6C6 6?8:?66C:?8[ 7:?2?46[ 962=E942C6[ 2?5 D2=6D]k^Am
- UpstateNYer // Wikimedia Commons
- 40-year net present value: $1,322,000
- 10-year net present value: $130,000
kAm\ vC25F2E:@? C2E6i h`Tk^Am
kAm\ |65:2? 563Ei S`d[d__k^Am
kAm{@42E65 :? w2>:=E@?[ }6H *@C<[ r@=82E6 &?:G6CD:EJ :D 2 =:36C2= 2CED 4@==686 E92E 92D de >2;@CD C@@E65 :? E96 =:36C2= 2CED] xE :D 2=D@ <?@H? 7@C :ED DEF56?E E@ 724F=EJ C2E:@[ H9:49 :D hi`] p44@C5:?8 E@ !2J$42=6[ :E 92D 2? 2??F2= #~x @7 e]cT[ 2?5 :ED 8C25F2E6D 8@ @? E@ =2?5 ;@3D 2E 4@>A2?:6D =:<6 tC?DE U2>Aj *@F?8[ t2DE6C? #6D62C49 vC@FA[ 2?5 %96 q@H5@:? vC@FA]k^Am
kAmkDEC@?8m*@F >2J 2=D@ =:<6ik^DEC@?8m k2 9C67lQ9EEADi^^DE24<6C]4@>^DE@C:6D^ac_b^36DE\G2=F6\AF3=:4\4@==686D\2>6C:42Qmq6DE G2=F6 AF3=:4 4@==686D :? p>6C:42k^2mk^Am
- Colgate University // Wikimedia Commons
- 40-year net present value: $1,326,000
- 10-year net present value: $136,000
kAm\ vC25F2E:@? C2E6i ffTk^Am
kAm\ |65:2? 563Ei Sac[ceek^Am
kAm~9:@ }@CE96C? &?:G6CD:EJ :D 2 AC:G2E6 :?DE:EFE:@? =@42E65 :? p52[ ~9:@] xE @776CD >@C6 E92? e_ 24256>:4 AC@8C2>D :? 2CED[ D4:6?46D[ 3FD:?6DD[ 6?8:?66C:?8[ =2H[ 2?5 A92C>24J] }:?6EJ\7:G6 A6C46?E @7 DEF56?ED 8@ @? E@ 7:?5 ;@3 A=246>6?E @C 4@?E:?F6 @?E@ 8C25F2E6 D49@@= 7@==@H:?8 8C25F2E:@?]k^Am
- Bmamlyuk // Wikimedia Commons
- 40-year net present value: $1,327,000
- 10-year net present value: $86,000
kAm\ vC25F2E:@? C2E6i dfTk^Am
kAm\ |65:2? 563Ei S`a[ad_k^Am
kAmt>3CJ\#:55=6 p6C@?2FE:42= &?:G6CD:EJ\s2JE@?2 @776CD 568C66D :? 2CED[ D4:6?46D[ 2G:2E:@?[ 3FD:?6DD[ 2?5 6?8:?66C:?8] !2J$42=6 C6A@CED E92E E96 F?:G6CD:EJ 92D 2? 2??F2= #~x @7 f]aT 2?5 :ED DEF56?ED 62C? 2? 2G6C286 DE2CE:?8 D2=2CJ @7 Sga[bbh]k^Am
- Aerojimmy // Wikimedia Commons
- 40-year net present value: $1,328,000
- 10-year net present value: $87,000
kAm\ vC25F2E:@? C2E6i e`Tk^Am
kAm\ |65:2? 563Ei S`a[ad_k^Am
kAmt>3CJ\#:55=6 p6C@?2FE:42= &?:G6CD:EJ\!C6D4@EE :D E96 pC:K@?2 42>AFD @7 t>3CJ\#:55=6 p6C@?2FE:42= &?:G6CD:EJ] %96 2G6C286 DE2CE:?8 D2=2CJ :D Sd`[___[ 244@C5:?8 E@ r@==686 u24EF2=[ >62?:?8 :E H:== E2<6 b]c J62CD 27E6C 8C25F2E:@? E@ 3C62< 6G6? @? E96 4@DE @7 2 568C66]k^Am
- Embry-Riddle Prescott // Wikimedia Commons
- 40-year net present value: $1,330,000
- 10-year net present value: $151,000
kAm\ vC25F2E:@? C2E6i geTk^Am
kAm\ |65:2? 563Ei S`e[d__k^Am
kAm&?:G6CD:EJ @7 |2CJ=2?5 :D 2 AF3=:4 C6D62C49 F?:G6CD:EJ =@42E65 :? r@==686 !2C<[ |2CJ=2?5] p44@C5:?8 E@ :ED C646?E 8C25F2E:@? DFCG6J[ hdT @7 &|s 32496=@CVD C64:A:6?ED D64FC65 6>A=@J>6?E[ 3682? 2 8C25F2E6 AC@8C2>[ @C 925 2 C6=2E65 @FE4@>6 H:E9:? D:I >@?E9D @7 8C25F2E:@?] t:89EJ\E9C66 A6C46?E @7 DEF56?ED A2CE:4:A2E65 :? 2E =62DE @?6 :?E6C?D9:A 5FC:?8 E96:C E:>6 2E E96 F?:G6CD:EJ[ 2D H6==]k^Am
- Bgervais // Wikimedia Commons
- 40-year net present value: $1,333,000
- 10-year net present value: $115,000
kAm\ vC25F2E:@? C2E6i fbTk^Am
kAm\ |65:2? 563Ei Sa`[d__k^Am
kAm{@42E65 :? E96 qC@?I 3@C@F89 @7 }6H *@C< r:EJ[ |2?92EE2? r@==686 :D 2 AC:G2E6[ =:36C2= 2CED 4@==686 <?@H? 7@C :ED >@C6 E92? `__ >2;@CD 2?5 AC@8C2>D] t:89EJ\E9C66 A6C46?E @7 DEF56?ED 82:? ;@3\C6=2E65 6IA6C:6?46D H9:=6 2EE6?5:?8[ H9:49 7F6=D E96 gfT @7 2=F>?: H9@ 8@ @? E@ H@C< :? E96:C 56D:C65 7:6=5D]k^Am
kAmkDEC@?8m*@F >2J 2=D@ =:<6ik^DEC@?8m k2 9C67lQ9EEADi^^DE24<6C]4@>^DE@C:6D^baaf^36DE\;@3D\5@?E\C6BF:C6\4@==686\568C66Qmq6DE ;@3D E92E 5@?VE C6BF:C6 2 4@==686 568C66k^2mk^Am
- Trollness // Wikimedia Commons
- 40-year net present value: $1,335,000
- 10-year net present value: $96,000
kAm\ vC25F2E:@? C2E6i gbTk^Am
kAm\ |65:2? 563Ei S`h[___k^Am
kAm%C:?:EJ r@==686[ =@42E65 :? w2CE7@C5[ r@??64E:4FE[ :D 2 =:36C2= 2CED 4@==686 H:E9 ?62C=J a__ J62CD @7 9:DE@CJ] p44@C5:?8 E@ }:496[ k2 9C67lQ9EEADi^^HHH]?:496]4@>^4@==686D^EC:?:EJ\4@==686\\\4@??64E:4FE^27E6C\4@==686^QmhbT @7 DEF56?ED 2C6 23=6 E@ D64FC6 6>A=@J>6?E H:E9:? EH@ J62CD @7 8C25F2E:?8k^2m]k^Am
- Kenneth C. Zirkel // Wikimedia Commons
- 40-year net present value: $1,343,000
- 10-year net present value: $125,000
kAm\ vC25F2E:@? C2E6i hcTk^Am
kAm\ |65:2? 563Ei S`a[___k^Am
kAm%96 9:DE@C:4 p>96CDE r@==686 H2D 7@F?565 :? `ga` :? |2DD249FD6EED] xEVD 2 =:36C2= 2CED 4@==686 H:E9 2 ?665\3=:?5 25>:DD:@? A@=:4J[ >62?:?8 p>96CDE H:== >2<6 E96 25>:DD:@? 564:D:@? H:E9@FE 4@?D:56C:?8 J@FC ?665 7@C 7:?2?4:2= 2:5] %96 4@==686 >66ED E96 7F== 56>@?DEC2E65 ?665 @7 6G6CJ 25>:EE65 DEF56?E[ 2D H6==]k^Am
- Vancho // Wikimedia Commons
- 40-year net present value: $1,350,000
- 10-year net present value: $122,000
kAm\ vC25F2E:@? C2E6i hdTk^Am
kAm\ |65:2? 563Ei S`e[ffgk^Am
kAm{@42E65 :? qCF?DH:4<[ |2:?6[ q@H5@:? :D 2 D>2==[ DF3FC32? 4@==686] p44@C5:?8 E@ E96 r=2DD @7 a_`g C6A@CE[ k2 9C67lQ9EEADi^^HHH]3@H5@:?]65F^:C^52E2^DEF56?E\@FE4@>6D]9E>=QmghT @7 2=F>?: H6C6 6>A=@J65 @C :? 8C25F2E6 D49@@=k^2m H:E9:? @?6 J62C @7 8C25F2E:@?] $@>6 6>A=@J6CD @7 q@H5@:? 8C25D :?4=F56 p>2K@?[ p>6C:4@CAD[ q=@@>36C8[ q2C4=2JD[ r@?56 }2DE[ |:4C@D@7E[ 2?5 pAA=6[ 2>@?8 @E96CD]k^Am
- Billy Hathorn // Wikimedia Commons
- 40-year net present value: $1,350,000
- 10-year net present value: $158,000
kAm\ vC25F2E:@? C2E6i 52E2 ?@E 2G2:=23=6k^Am
kAm\ |65:2? 563Ei Sh[d__k^Am
kAmr2A6==2 &?:G6CD:EJ :D 2? @?=:?6 F?:G6CD:EJ H:E9 da 568C66 AC@8C2>D 2?5 >@C6 E92? `[h__ @?=:?6 4@FCD6D] %96C6 2C6 2AAC@I:>2E6=J bg[___ DEF56?ED 6?C@==65] %96 2G6C286 D2=2CJ 7@C r2A6==2 &?:G6CD:EJ 8C25F2E6D :D ?62C=J Sf_[___[ 244@C5:?8 E@ !2J$42=6]k^Am
- Canva
- 40-year net present value: $1,350,000
- 10-year net present value: $181,000
kAm\ vC25F2E:@? C2E6i bhTk^Am
kAm\ |65:2? 563Ei Sd[d__k^Am
kAmp>6C:42? !F3=:4 &?:G6CD:EJ $JDE6> :D 2? @?=:?6 =62C?:?8 :?DE:EFE:@? H:E9 >@C6 E92? ge[___ 24E:G6 DEF56?ED H@C=5H:56] p44@C5:?8 E@ !2J$42=6[ E96 2G6C286 D2=2CJ 7@C 8C25F2E6D :D Seg[`fc] vC25F2E6D 8@ @? E@ 42C66CD H:E9 E96 &]$] pC>J[ E96 &]$] p:C u@C46[ 2?5 r24: x?E6C?2E:@?2= x?4][ 2>@?8 @E96CD]k^Am
kAmkDEC@?8m*@F >2J 2=D@ =:<6ik^DEC@?8m k2 9C67lQ9EEADi^^DE24<6C]4@>^DE@C:6D^`ehe^36DE\G2=F6\4@==686D\2>6C:42RaQmq6DE G2=F6 4@==686D :? p>6C:42k^2mk^Am
- Canva
- 40-year net present value: $1,360,000
- 10-year net present value: $192,000
kAm\ vC25F2E:@? C2E6i afTk^Am
kAm\ |65:2? 563Ei S``[gehk^Am
kAmpF8FDE2 &?:G6CD:EJ[ =@42E65 :? pF8FDE2[ v6@C8:2[ :D 2 AF3=:4 F?:G6CD:EJ 2?5 24256>:4 >65:42= 46?E6C] %96 >65:42= 4@==686 @7 E96 F?:G6CD:EJ :D E96 @=56DE 2?5 7@F?5:?8 3C2?49 @7 E96 :?DE:EFE:@?] p44@C5:?8 E@ r@==686 u24EF2=[ E96 2G6C286 J62C=J 4@DE :D Sag[___ 2?5 E96 2G6C286 DE2CE:?8 D2=2CJ :D Sda[___] q2D65 @? 2? 2G6C286 @7 c]h J62CD E@ 8C25F2E6[ 2=F>?: 42? 6IA64E E@ 3C62< 6G6? :? ;FDE a]e J62CD]k^Am
- Stacie Wells // Wikimedia Commons
- 40-year net present value: $1,363,000
- 10-year net present value: $86,000
kAm\ vC25F2E:@? C2E6i gaTk^Am
kAm\ |65:2? 563Ei Sae[d``k^Am
kAm{@J@=2 &?:G6CD:EJ |2CJ=2?5 :D 2 AC:G2E6[ y6DF:E =:36C2= 2CED 4@==686 :? q2=E:>@C6[ |2CJ=2?5[ 7@F?565 :? `gda] (9:=6 2EE6?5:?8 D49@@=[ >@C6 E92? g_T @7 DEF56?ED A2CE:4:A2E6 :? 2? :?E6C?D9:A @C 7:6=5 6IA6C:6?46] }:?6EJ\6:89E A6C46?E @7 8C25F2E6D 2C6 6>A=@J65[ :? 8C25F2E6 D49@@=[ @C 4@>A=6E:?8 2 J62C @7 D6CG:46 H:E9:? D:I E@ ?:?6 >@?E9D @7 8C25F2E:@?] #646?E=J[ k2 9C67lQ9EEADi^^HHH]=@J@=2]65F^?6HD^a_a_^`a`_\a>:==:@?\36BF6DEQm2? 2?@?J>@FD 5@?@C 82G6 Sa >:==:@? E@ E96 F?:G6CD:EJ E@ 7F?5 D49@=2CD9:AD 7@C F?56C8C25F2E6 DEF56?EDk^2m]k^Am
- Rybread // Wikimedia Commons
- 40-year net present value: $1,364,000
- 10-year net present value: $176,000
kAm\ vC25F2E:@? C2E6i h`Tk^Am
kAm\ |65:2? 563Ei S`g[`cgk^Am
kAm(:E9 >@C6 E92? afd 568C66 AC@8C2>D 2?5 `h D49@@=D 2?5 4@==686D[ E96 &?:G6CD:EJ @7 |:49:82? :D @?6 @7 E96 =2C86DE AC:G2E6 :?DE:EFE:@?D :? E96 4@F?ECJ] x? a_`f[ k2 9C67lQ9EEADi^^@3A]F>:49]65F^42>AFD\DE2E:DE:4D^DEF56?ED^Qmf`T @7 DEF56?ED D64FC65 7F==\E:>6 6>A=@J>6?E 27E6C 8C25F2E:@?k^2m[ H9:=6 a_T H6?E @? E@ 7FCE96C 65F42E:@?]k^Am
- Jha4ceb // Wikimedia Commons
- 40-year net present value: $1,372,000
- 10-year net present value: $135,000
kAm\ vC25F2E:@? C2E6i h`Tk^Am
kAm\ |65:2? 563Ei S`g[aaak^Am
kAmpE=2?E2VD t>@CJ &?:G6CD:EJ H2D 7@F?565 :? `gbe 2?5 92D ?:?6 24256>:4 5:G:D:@?D 24C@DD 2 G2C:6EJ @7 7:6=5D] xED 3FD:?6DD D49@@= :D A2CE:4F=2C=J 9:89=J C6AFE23=6[ H:E9 heT @7 8C25F2E6D C646:G:?8 @776CD H:E9:? E9C66 >@?E9D @7 8C25F2E:@?[ H:E9 2? 2G6C286 DE2CE:?8 D2=2CJ @7 Seh[_be]k^Am
- Mpspqr // Wikimedia Commons
- 40-year net present value: $1,374,000
- 10-year net present value: $84,000
kAm\ vC25F2E:@? C2E6i f_Tk^Am
kAm\ |65:2? 563Ei Sa_[d__k^Am
kAm{@42E65 :? !9:=256=A9:2[ !6??DJ=G2?:2[ sC6I6= &?:G6CD:EJ :D <?@H? 7@C :ED 4@@A6C2E:G6 65F42E:@? AC@8C2>[ H9:49 @776CD DEF56?ED E96 492?46 E@ 62C? FA E@ `g >@?E9D @7 A2:5[ 7F==\E:>6 H@C< 6IA6C:6?46 :? 2 7:6=5 E92E A6CE2:?D E@ E96:C >2;@C] $:IEJ\7@FC A6C46?E @7 ;@3 2AA=:42?ED 925 2E =62DE @?6 ;@3 @776C FA@? 8C25F2E:@? :? a_`g] }:?6EJ\D:I A6C46?E @7 F?56C8C25F2E6D H6C6 H@C<:?8 @C 6?C@==65 :? 8C25F2E6 @C AC@76DD:@?2= 65F42E:@? H:E9:? 2 J62C @7 8C25F2E:@?]k^Am
kAmkDEC@?8m*@F >2J 2=D@ =:<6ik^DEC@?8m k2 9C67lQ9EEADi^^DE24<6C]4@>^DE@C:6D^beac^>@DE\=:36C2=\AF3=:4\4@==686D\2>6C:42Qm%96 >@DE =:36C2= AF3=:4 4@==686D :? p>6C:42k^2mk^Am
- ImGz // Wikimedia Commons
- 40-year net present value: $1,377,000
- 10-year net present value: $112,000
kAm\ vC25F2E:@? C2E6i hdTk^Am
kAm\ |65:2? 563Ei S`d[cbhk^Am
kAmqC@H? &?:G6CD:EJ :D @?6 @7 p>6C:42VD @=56DE :?DE:EFE:@?D[ 7@F?565 :? `fec] %@52J :E :D @?6 @7 E96 AC6DE:8:@FD F?:G6CD:E:6D :? E96 xGJ {628F6 2?5 @?6 @7 ?:?6 4@=@?:2= 4@==686D 492CE6C65 367@C6 E96 p>6C:42? #6G@=FE:@?] $EF56?ED H9@ 8C25F2E6 8@ @? E@ 249:6G6 ?@E23=6 42C66CD 2?5 E:E=6D[ E96 9:896DE A6C46?E286D @7 H9:49 :?4=F56 5:C64E@C^>2?286C[ A9JD:4:2?[ A@DE8C25F2E6 DEF56?E[ 2?5 2EE@C?6J]k^Am
- Dale182 // Wikimedia Commons
- 40-year net present value: $1,378,000
- 10-year net present value: $161,000
kAm\ vC25F2E:@? C2E6i geTk^Am
kAm\ |65:2? 563Ei S`_[___k^Am
kAm%96 r@@A6C &?:@? 7@C E96 p5G2?46>6?E @7 $4:6?46 2?5 pCE :D @?6 @7 E96 >@DE 6I4=FD:G6 D49@@=D :? p>6C:42] xE 8C2?ED 568C66D :? 2CE[ 2C49:E64EFC6[ 2?5 6?8:?66C:?8[ =@42E65 :? }6H *@C< r:EJ] k2 9C67lQ9EEADi^^4@@A6C]65F^25>:DD:@?D^724EDQm%96 :?DE:EFE:@? 2H2C5D 2== 25>:EE65 F?56C8C25F2E6D 2 92=7\EF:E:@?k^2m D49@=2CD9:A] p55:E:@?2= 7:?2?4:2= 2:5 :D 2H2C565 @? 2 3J\?665 32D:D]k^Am
- Gip3798 // Wikimedia Commons
- 40-year net present value: $1,383,000
- 10-year net present value: $170,000
kAm\ vC25F2E:@? C2E6i h`Tk^Am
kAm\ |65:2? 563Ei S`a[ecbk^Am
kAm&?:G6CD:EJ @7 r2=:7@C?:2\q6C<6=6J :D 2 AF3=:4 C6D62C49 F?:G6CD:EJ :? }@CE96C? r2=:7@C?:2] xED =625:?8 2C62D :?4=F56 E96 |2E96>2E:42= $4:6?46D #6D62C49 x?DE:EFE6 2?5 E96 $A246 $4:6?46D {23@C2E@CJ] pG6C286 DE2CE:?8 D2=2CJ 7@C E96 4=2DD @7 a_`h H2D Sfd[___] vC25F2E6D @7 E96 r@==686 @7 t?8:?66C:?8 925 2? 2G6C286 DE2CE:?8 D2=2CJ @7 >@C6 E92? S`__[___]k^Am
- Falcorian // Wikimedia Commons
- 40-year net present value: $1,385,000
- 10-year net present value: $122,000
kAm\ vC25F2E:@? C2E6i gfTk^Am
kAm\ |65:2? 563Ei Sad[___k^Am
kAmq2D65 :? q@DE@?[ H:E9 42>AFD6D 2== @G6C E96 4@F?ECJ[ }@CE962DE6C? &?:G6CD:EJ :D <?@H? 7@C :ED 4@\@A W4@@A6C2E:G6 65F42E:@?X AC@8C2>[ H9:49 :?E68C2E6D 4=2DDC@@> DEF5J H:E9 AC@76DD:@?2= H@C< 6IA6C:6?46] pD 2 C6DF=E[ hgT @7 DEF56?ED 2C6 6>A=@J65 @C :? 8C25F2E6 D49@@= H:E9:? ?:?6 >@?E9D @7 8C25F2E:@?]k^Am
kAmkDEC@?8m*@F >2J 2=D@ =:<6ik^DEC@?8m k2 9C67lQ9EEADi^^DE24<6C]4@>^DE@C:6D^b`fh^>@DE\A@AF=2C\4@==686\>2;@CD\2>6C:42Qm|@DE A@AF=2C 4@==686 >2;@CD :? p>6C:42k^2mk^Am
- Edward Orde // Wikimedia Commons
- 40-year net present value: $1,391,000
- 10-year net present value: $151,000
kAm\ vC25F2E:@? C2E6i adTk^Am
kAm\ |65:2? 563Ei S`a[ad_k^Am
kAmt>3CJ\#:55=6 p6C@?2FE:42= &?:G6CD:EJ :D 2 AC:G2E6 F?:G6CD:EJ 7@4FD65 @? 2G:2E:@? 2?5 26C@DA246 AC@8C2>D] xE 92D 42>AFD6D :? s2JE@?2 q6249[ u=@C:52[ 2?5 !C6D4@EE[ pC:K@?2] p44@C5:?8 E@ !2J$42=6[ :E 92D 2? 2??F2= #~x @7 f]aT[ 2?5 E96 2G6C286 62C=J\42C66C D2=2CJ 7@C 8C25F2E6D :D Seh[a__]k^Am
- Aerojimmy // Wikimedia Commons
- 40-year net present value: $1,393,000
- 10-year net present value: $94,000
kAm\ vC25F2E:@? C2E6i fgTk^Am
kAm\ |65:2? 563Ei Sae[___k^Am
kAm{@42E65 :? $>:E97:6=5[ #9@56 xD=2?5[ qCJ2?E &?:G6CD:EJ :D 4@>A@D65 @7 EH@ 4@==686Di E96 r@==686 @7 pCED 2?5 $4:6?46D 2?5 E96 r@==686 @7 qFD:?6DD] |@DE DEF56?ED 2EE6?5 7@C 3FD:?6DD[ 3FE 2C6 C6BF:C65 E@ 4@>A=6E6 2 =:36C2= 2CED >:?@C] $EF56?ED >2;@C:?8 :? E96 r@==686 @7 pCED 2?5 $4:6?46D >FDE 2=D@ 4@>A=6E6 2 3FD:?6DD >:?@C] }:?6EJ\?:?6 A6C46?E @7 E96 4=2DD @7 a_`g H2D 6>A=@J65 @C 4@?E:?F:?8 65F42E:@? H:E9:? D:I >@?E9D @7 8C25F2E:@?[ 2?5 Se_[___ H2D E96 >65:2? 7:CDE\J62C D2=2CJ]k^Am
- Kenneth C. Zirkel // Wikimedia Commons
- 40-year net present value: $1,409,000
- 10-year net present value: $123,000
kAm\ vC25F2E:@? C2E6i ghTk^Am
kAm\ |65:2? 563Ei Saa[d__k^Am
kAm{272J6EE6 r@==686 :D 2 AC:G2E6 =:36C2= 2CED 4@==686 :? t2DE@?[ !6??DJ=G2?:2] xE H2D 7@F?565 :? `gae 2?5 :D 4@?D:56C65 2 Qw:556? xGJQ F?:G6CD:EJ] xED 8C25F2E6D 8@ @? E@ D64FC6 6>A=@J>6?E 7C@> D@>6 @7 E96 H@C=5’D >@DE C6AFE23=6 4@>A2?:6D[ :?4=F5:?8 q2?< @7 p>6C:42 r@CA@C2E:@?[ s6=@:EE6[ u:56=:EJ x?G6DE>6?ED[ !7:K6C[ 2?5 %6249 u@C p>6C:42[ 2>@?8 >2?J @E96CD]k^Am
- Shuvaev // Wikimedia Commons
- 40-year net present value: $1,413,000
- 10-year net present value: $160,000
kAm\ vC25F2E:@? C2E6i fhTk^Am
kAm\ |65:2? 563Ei S`e[d__k^Am
kAmq2D65 :? $2? {F:D ~3:DA@[ r2=:7@C?:2[ r2=:7@C?:2 !@=JE649?:4 $E2E6 &?:G6CD:EJ :D @?6 @7 EH@ A@=JE649?:4D :? E96 r2=:7@C?:2 $E2E6 &?:G6CD:EJ DJDE6>] xE 7@4FD6D @? F?56C8C25F2E6 65F42E:@?[ 4@>3:?:?8 E649?:42= 4FCC:4F=F> H:E9 =:36C2= 2CED] ~7 E96 fdT E92E D64FC65 7F==\E:>6 ;@3D 27E6C 8C25F2E:@?[ g_T @7 E9@D6 925 ;@3 @776CD 367@C6 E96J 8C25F2E65] }:?6EJ\7:G6 A6C46?E 7@F?5 ;@3D C6=2E65 E@ E96:C >2;@CD]k^Am
kAmkDEC@?8m*@F >2J 2=D@ =:<6ik^DEC@?8m k2 9C67lQ9EEADi^^DE24<6C]4@>^DE@C:6D^`g_b^`__\36DE\4@>>F?:EJ\4@==686D\2>6C:42Qm`__ 36DE 4@>>F?:EJ 4@==686D :? p>6C:42k^2mk^Am
- Spatms // Wikimedia Commons
- 40-year net present value: $1,417,000
- 10-year net present value: $90,000
kAm\ vC25F2E:@? C2E6i ghTk^Am
kAm\ |65:2? 563Ei Sad[ad_k^Am
kAmqF4<?6== &?:G6CD:EJ[ =@42E65 :? {6H:D3FC8[ !6??DJ=G2?:2[ :D 2 A:C2E6 =:36C2= 2CED 4@==686 H:E9 2 4@==686 @7 2CED 2?5 D4:6?46D[ 2 4@==686 @7 >2?286>6?E[ 2?5 2 4@==686 @7 6?8:?66C:?8] %96 2G6C286 DE2CE:?8 D2=2CJ @7 E96 4=2DD @7 a_`h H2D Se_[de_]k^Am
- Dbl228 // Wikimedia Commons
- 40-year net present value: $1,418,000
- 10-year net present value: $114,000
kAm\ vC25F2E:@? C2E6i gaTk^Am
kAm\ |65:2? 563Ei Sa`[d__k^Am
kAmv6@C86 (2D9:?8E@? &?:G6CD:EJ[ =@42E65 :? (2D9:?8E@? s]r][ 92D `_ D49@@=D[ f_ C6D62C49 46?E6CD[ 2?5 2 =2C86 ?6EH@C< @7 =:3C2C:6D] p44@C5:?8 E@ !2J$42=6[ 8C25F2E6D 8@ @? E@ @3E2:? 9:89\A2J:?8 42C66CD :? :?5FDEC:6D =:<6 C6D62C49 2?2=JD:D 2?5 D@7EH2C6 6?8:?66C:?8]k^Am
- Difference engine // Wikimedia Commons
- 40-year net present value: $1,420,000
- 10-year net present value: $144,000
kAm\ vC25F2E:@? C2E6i hcTk^Am
kAm\ |65:2? 563Ei S`c[gdbk^Am
kAm%96 &?:G6CD:EJ @7 r9:428@ :D 2 C6D62C49 F?:G6CD:EJ E92E H2D 7@F?565 :? `gh_] xE :D 4@?D:56C65 E@ 36 @?6 @7 E96 E@A F?:G6CD:E:6D :? E96 H@C=5 7@C 2CED 2?5 D4:6?46D[ 2D H6== 2D :ED AC@76DD:@?2= D49@@=D] x? A2CE:4F=2C[ &r9:428@ DEF56?ED 92G6 2? gb\ggT 2446AE2?46 C2E6 2E E96 E@A `d =2H D49@@=D 2?5 2? g_\ggT 2446AE2?46 C2E6 :?E@ >65:42= D49@@=]k^Am
- Nicomachian // Wikimedia Commons
- 40-year net present value: $1,421,000
- 10-year net present value: $90,000
kAm\ vC25F2E:@? C2E6i haTk^Am
kAm\ |65:2? 563Ei Saf[___k^Am
kAmr@==686 @7 E96 w@=J rC@DD :D 2 y6DF:E =:36C2= 2CED 4@==686 =@42E65 :? |2DD249FD6EED 2?5 @776CD ca >2;@CD] uC@> E96 4=2DD @7 a_`h[ egT @7 DEF56?ED 2C6 6>A=@J65 7F==\E:>6] %96 =2C86DE A6C46?E286 @7 8C25F2E6D H@C< :? 7:?2?4:2= D6CG:46D[ 7@==@H65 3J 962=E9 42C6[ E96? 8@G6C?>6?E[ A@=:E:4D[ 2?5 =2H]k^Am
- Paul Keleher // Wikimedia Commons
- 40-year net present value: $1,430,000
- 10-year net present value: $185,000
kAm\ vC25F2E:@? C2E6i efTk^Am
kAm\ |65:2? 563Ei S`h[d__k^Am
kAm|:49:82? %649?@=@8:42= &?:G6CD:EJ :D 2 C6D62C49 F?:G6CD:EJ =@42E65 :? w@F89E@?[ |:49:82?] xED 7@4FD :D :? 6?8:?66C:?8[ D4:6?46[ 4@>AFE:?8[ 3FD:?6DD[ E649[ 2?5 >@C6] %9C@F89 :ED 4@\@A AC@8C2>[ DEF56?ED E2<6 E96:C <?@H=6586 @7 E96:C 49@D6? 7:6=5 7@C 2 E6DE CF?[ H9:49 92D 96=A65 E96 hcT A=246>6?E C2E:?8 7@C 8C25F2E6D]k^Am
kAmkDEC@?8m*@F >2J 2=D@ =:<6ik^DEC@?8m k2 9C67lQ9EEADi^^DE24<6C]4@>^DE@C:6D^a`hc^d_\36DE\4@==686D\>:5H6DEQmd_ 36DE 4@==686D :? E96 |:5H6DEk^2mk^Am
- Michigan Technological University // Wikimedia Commons
- 40-year net present value: $1,448,000
- 10-year net present value: $134,000
kAm\ vC25F2E:@? C2E6i hcTk^Am
kAm\ |65:2? 563Ei S`g[d__k^Am
kAm(2D9:?8E@? &?:G6CD:EJ :? $E] {@F:D :D 2 AC:G2E6 C6D62C49 F?:G6CD:EJ C6?@H?65 7@C :ED AC@8C2>D :? 2CED 2?5 D4:6?46[ 3FD:?6DD[ 56D:8?[ 6?8:?66C:?8[ =2H[ AF3=:4 962=E9[ 2?5 >@C6] $6G6?EJ\7@FC A6C46?E @7 a_`h 8C25D 6?E6C65 E96 H@C<7@C46[ D64FC:?8 H@C< :? :?5FDEC:6D =:<6 7:?2?46 2?5 32?<:?8[ 24256>:2[ 962=E942C6[ E649?@=@8J[ 2?5 4@?DF=E:?8]k^Am
- Public domain // Wikimedia Commons
- 40-year net present value: $1,454,000
- 10-year net present value: $103,000
kAm\ vC25F2E:@? C2E6i gaTk^Am
kAm\ |65:2? 563Ei Sab[___k^Am
kAm%96 AC:G2E6 y6DF:E u2:C7:6=5 &?:G6CD:EJ[ =@42E65 :? r@??64E:4FE[ @776CD 568C66D 24C@DD :ED 7@FC 4@==686D] %96 k2 9C67lQ9EEADi^^HHH]?:496]4@>^4@==686D^72:C7:6=5\F?:G6CD:EJ^>2;@CD^Qm>@DE A@AF=2C >2;@CDk^2m 244@C5:?8 E@ k2 9C67lQ9EEAi^^}:496]4@>Qm}:496]4@>k^2m 2C6 ?FCD:?8[ 7:?2?46[ >2C<6E:?8[ 2?5 244@F?E:?8] %96 4=2DD @7 a_`h D2H hgT @7 DEF56?ED D64FC6 7F==\E:>6 6>A=@J>6?E[ A=246>6?E :? 8C25F2E6 D49@@=[ @C 6?C@==>6?E :? 2 G@=F?E66C D6CG:46 AC@8C2> H:E9:? D:I >@?E9D @7 8C25F2E:@?]k^Am
- Stagophile // Wikimedia Commons
- 40-year net present value: $1,455,000
- 10-year net present value: $162,000
kAm\ vC25F2E:@? C2E6i hcTk^Am
kAm\ |65:2? 563Ei S`e[d__k^Am
kAm}@CE9H6DE6C? &?:G6CD:EJ :D 2 AC:G2E6 :?DE:EFE:@? E92E H2D 7@F?565 :? `gd`] %96 >@DE A@AF=2C >2;@CD 7@C F?56C8C25F2E6D 2C6 64@?@>:4D[ ;@FC?2=:D>[ ADJ49@=@8J[ A@=:E:42= D4:6?46[ 2?5 ?6FC@D4:6?46[ 244@C5:?8 E@ &]$] }6HD U2>Aj (@C=5 #6A@CE] $6G6?EJ\E9C66 A6C46?E @7 E96 4=2DD @7 a_`h H2D 6>A=@J65 D:I >@?E9D 27E6C 8C25F2E:@? :? 7:6=5D =:<6 7:?2?46[ 4@?DF=E:?8[ 6?8:?66C:?8[ 2?5 4@>>F?:42E:@?D]k^Am
- Paradoxsociety // Wikimedia Commons
- 40-year net present value: $1,462,000
- 10-year net present value: $167,000
kAm\ vC25F2E:@? C2E6i faTk^Am
kAm\ |65:2? 563Ei Saa[d__k^Am
kAm{@42E65 :? r9:428@[ x==:?@:D[ E96 x==:?@:D x?DE:EFE6 @7 %649?@=@8J :D 2 AC:G2E6 C6D62C49 F?:G6CD:EJ DA64:2=:K:?8 :? 2C49:E64EFC6[ 3FD:?6DD[ 4@>>F?:42E:@?D[ 56D:8?[ 6?8:?66C:?8[ E649?@=@8J[ =2H[ ADJ49@=@8J[ 2?5 D4:6?46] |62? DE2CE:?8 D2=2C:6D 7@C 8C25F2E6D 2G6C286 Sea[afc[ 2?5 8C25F2E6D 8@ @? E@ 82:? 6>A=@J>6?E 2E 4@CA@C2E:@?D =:<6 v@@8=6[ w@?6JH6==[ |:4C@D@7E[ 2?5 %96 q@6:?8 r@>A2?J[ 2>@?8 @E96CD]k^Am
kAmkDEC@?8m*@F >2J 2=D@ =:<6ik^DEC@?8m k2 9C67lQ9EEADi^^DE24<6C]4@>^DE@C:6D^aca`^36DE\3:8\4@==686\E@H?D\2>6C:42Qmq6DE 3:8 4@==686 E@H?D :? p>6C:42k^2mk^Am
- John Picken // Wikimedia Commons
- 40-year net present value: $1,462,000
- 10-year net present value: $169,000
kAm\ vC25F2E:@? C2E6i haTk^Am
kAm\ |65:2? 563Ei S`b[cc_k^Am
kAm'2?56C3:=E &?:G6CD:EJ[ =@42E65 :? }2D9G:==6[ %6??6DD66[ :D 2 AC:G2E6 C6D62C49 F?:G6CD:EJ 7@F?565 :? `gfb] $:IEJ\7:G6 A6C46?E @7 '2?56C3:=E DEF56?ED 4FCC6?E=J C646:G6 D@>6 7@C> @7 7:?2?4:2= 2:5[ 2D E96 F?:G6CD:EJ >66ED `__T @7 6G6CJ DEF56?EVD 56>@?DEC2E65 7:?2?4:2= ?665 H:E9@FE =@2?D]k^Am
- Stablenode // Wikimedia Commons
- 40-year net present value: $1,472,000
- 10-year net present value: $129,000
kAm\ vC25F2E:@? C2E6i ehTk^Am
kAm\ |65:2? 563Ei Sa_[`a`k^Am
kAm{@42E65 :? }@CE96C? r2=:7@C?:2[ &?:G6CD:EJ @7 E96 !24:7:4VD k2 9C67lQ9EEADi^^HHH]FD?6HD]4@>^36DE\4@==686D^F?:G6CD:EJ\@7\E96\A24:7:4\`bahRiOiE6IEl%96Ta_>@DETa_A@AF=2CTa_>2;@CDTa_2E[w62=E9Ta_!C@76DD:@?DTa_2?5Ta_#6=2E65Ta_!C@8C2>D]Qm>@DE A@AF=2C >2;@CDk^2m :?4=F56 3FD:?6DD[ >2?286>6?E[ 2?5 >2C<6E:?8j 3:@=@8:42= 2?5 3:@>65:42= D4:6?46Dj 2?5 6?8:?66C:?8[ 244@C5:?8 E@ &]$] }6HD U2>Aj (@C=5 #6A@CE] }:?6EJ\E9C66 A6C46?E @7 6>A=@J65 8C25F2E6D :?5:42E6 E92E E96:C 4FCC6?E A@D:E:@? :D C6=2E65 E@ E96:C 42C66C @3;64E:G6]k^Am
- Carol M. Highsmith // Wikimedia Commons
- 40-year net present value: $1,476,000
- 10-year net present value: $117,000
kAm\ vC25F2E:@? C2E6i haTk^Am
kAm\ |65:2? 563Ei S`g[heak^Am
kAmq@DE@? r@==686[ 7@F?565 :? `geb[ :D 2 AC:G2E6 :?DE:EFE:@? =@42E65 ;FDE @FED:56 5@H?E@H? q@DE@?] xED >@DE A@AF=2C >2;@CD[ 244@C5:?8 E@ &]$] }6HD U2>Aj (@C=5 #6A@CE[ :?4=F56 64@?@>:4D[ 7:?2?46[ 3:@=@8J[ DA6649 4@>>F?:42E:@?[ 2?5 A@=:E:42= D4:6?46] u@C E96 4=2DD @7 a_`h[ a`T C646:G65 ;@3 @776CD 367@C6 7:CDE D6>6DE6C D6?:@C J62C] %96 E@A 6>A=@J6CD H6C6 tC?DE 2?5 *@F?8[ !C:46H2E6C9@FD6r@@A6CD[ 2?5 ~C24=6]k^Am
- BCLicious // Wikimedia Commons
- 40-year net present value: $1,492,000
- 10-year net present value: $192,000
kAm\ vC25F2E:@? C2E6i deTk^Am
kAm\ |65:2? 563Ei Sab[_c`k^Am
kAm}6F>@?E r@==686 @7 r@>AFE6C $4:6?46 :D 2 7@C\AC@7:E 4@==686 7@4FD65 @? D4F=AE:?8 E96 E649 >:?5D @7 E96 7FEFC6] p== DEF56?ED 62C? 2 q2496=@C @7 $4:6?46 568C66 7@4FD65 @? 4@>AFE6C D4:6?46] y@3D :? E96 4@>AFE6C D4:6?46 7:6=5 2C6 k2 9C67lQ9EEADi^^HHH]3=D]8@G^@@9^4@>AFE6C\2?5\:?7@C>2E:@?\E649?@=@8J^4@>AFE6C\2?5\:?7@C>2E:@?\C6D62C49\D4:6?E:DED]9E>RiOiE6IElt>A=@J>6?ETa_@7Ta_4@>AFE6CTa_2?5Ta_:?7@C>2E:@?[E96Ta_2G6C286Ta_7@CTa_2==Ta_@44FA2E:@?D]QmAC@;64E65 E@ 8C@H `dTk^2m 7C@> a_`h E@ a_ah[ 244@C5:?8 E@ E96 &]$] qFC62F @7 {23@C $E2E:DE:4D]k^Am
kAmkDEC@?8m*@F >2J 2=D@ =:<6ik^DEC@?8m k2 9C67lQ9EEADi^^DE24<6C]4@>^DE@C:6D^ahg`^4@==686\>2;@CD\>2<6\>@DE\>@?6JQmr@==686 >2;@CD E92E >2<6 E96 >@DE >@?6Jk^2mk^Am
- Rob Duane // Wikimedia Commons
- 40-year net present value: $1,493,000
- 10-year net present value: $133,000
kAm\ vC25F2E:@? C2E6i ghTk^Am
kAm\ |65:2? 563Ei S`h[`eek^Am
kAm$2?E2 r=2C2 &?:G6CD:EJ[ =@42E65 :? $:=:4@? '2==6J[ 92D 2 DEF56?E\724F=EJ C2E:@ @7 `_i`[ 244@C5:?8 E@ &]$] }6HD U2>Aj (@C=5 #6A@CE] xED >@DE A@AF=2C >2;@CD 2C6 3FD:?6DD[ D@4:2= D4:6?46D[ 6?8:?66C:?8[ 4@>>F?:42E:@?[ 2?5 ADJ49@=@8J] uC@> E96 4=2DD @7 a_`h[ gf]hT @7 8C25F2E6D 2C6 6>A=@J65] %96:C >65:2? D2=2CJ :D Sea[d__]k^Am
- Arnaudh // Wikimedia Commons
- 40-year net present value: $1,508,000
- 10-year net present value: $136,000
kAm\ vC25F2E:@? C2E6i hbTk^Am
kAm\ |65:2? 563Ei S`a[ecdk^Am
kAmy@9?D w@A<:?D &?:G6CD:EJ[ =@42E65 :? |2CJ=2?5[ :D 2 =625:?8 AC:G2E6 C6D62C49 F?:G6CD:EJ C64@8?:K65 7@C :ED H@C< :? 2CED 2?5 D4:6?46D[ 6?8:?66C:?8[ >65:4:?6[ AF3=:4 962=E9[ 3FD:?6DD[ 2?5 65F42E:@?] p44@C5:?8 E@ !2J$42=6[ y@9?D w@A<:?D &?:G6CD:EJ 8C25F2E6D 92G6 2? 2G6C286 62C=J 42C66C D2=2CJ @7 Sfa[g__ :? :?5FDEC:6D =:<6 D@7EH2C6 6?8:?66C:?8[ 52E2 D4:6?46[ AC@;64E >2?286>6?E[ 2?5 >6492?:42= 6?8:?66C:?8]k^Am
- Daderot // Wikimedia Commons
- 40-year net present value: $1,516,000
- 10-year net present value: $150,000
kAm\ vC25F2E:@? C2E6i h`Tk^Am
kAm\ |65:2? 563Ei S`b[___k^Am
kAm{@42E65 :? r=2C6>@?E[ r2=:7@C?:2[ r=2C6>@?E |4z6??2 r@==686 :D 2 =:36C2= 2CED 4@==686 <?@H? 7@C :ED D>2== 4=2DD D:K6D—&]$] }6HD U2>Aj (@C=5 #6A@CE D2JD E96 DEF56?E\724F=EJ C2E:@ :D gi`] xED >@DE A@AF=2C >2;@CD :?4=F56 64@?@>6EC:4D[ A@=:E:42= D4:6?46[ 6IA6C:>6?E2= ADJ49@=@8J[ :?E6C?2E:@?2= C6=2E:@?D[ 2?5 244@F?E:?8] %96 2G6C286 7F==\E:>6 D2=2CJ :D >@C6 E92? Seb[___ 27E6C 8C25F2E:@?[ H:E9 8C25F2E6D 7:?5:?8 ;@3D :? :?5FDEC:6D =:<6 244@F?E:?8[ 4@?DF=E:?8[ 8@G6C?>6?E[ 2?5 >65:4:?6]k^Am
- Craig Stanfill // Wikimedia Commons
- 40-year net present value: $1,520,000
- 10-year net present value: $133,000
kAm\ vC25F2E:@? C2E6i haTk^Am
kAm\ |65:2? 563Ei Sa`[ad_k^Am
kAm{@42E65 :? {@D p?86=6D[ E96 &?:G6CD:EJ @7 $@FE96C? r2=:7@C?:2 :D @?6 @7 E96 =2C86DE AC:G2E6 :?DE:EFE:@?D :? E96 4@F?ECJ] %92E D2:5[ :E 92D 2 9:89=J 72G@C23=6 DEF56?E\724F=EJ C2E:@ 2E gi`] !@AF=2C >2;@CD :?4=F56 3FD:?6DD[ D@4:2= D4:6?46D[ G:DF2= 2?5 A6C7@C>:?8 2CED[ 2?5 ;@FC?2=:D>] p44@C5:?8 E@ !2J$42=6[ 62C=J 42C66C D2=2C:6D 2G6C286 See[`__[ H:E9 E96 9:896DE\A2J:?8 ;@3D :?4=F5:?8 E9@D6 :? D@7EH2C6 6?8:?66C:?8[ AC@;64E >2?286>6?E[ 2?5 >6492?:42= 6?8:?66C:?8[]k^Am
kAmkDEC@?8m*@F >2J 2=D@ =:<6ik^DEC@?8m k2 9C67lQ9EEADi^^DE24<6C]4@>^DE@C:6D^hdb^4@==686D\36DE\DEF56?E\=:76\6G6CJ\DE2E6Qmr@==686D H:E9 E96 36DE DEF56?E =:76 :? 6G6CJ DE2E6k^2mk^Am
- Brion Vibber // Wikimedia Commons
- 40-year net present value: $1,520,000
- 10-year net present value: $183,000
kAm\ vC25F2E:@? C2E6i edTk^Am
kAm\ |65:2? 563Ei Sad[d__k^Am
kAm%96 |:=H2F<66 $49@@= @7 t?8:?66C:?8 :D 2 D>2== D49@@= E92E @776CD `e 32496=@CVD 568C66D[ `_ @7 H9:49 2C6 :? 6?8:?66C:?8] %96 F?:G6CD:EJ :?4=F56D 2 7@FC\J62C 8C25F2E:@? 8F2C2?E66[ 2?5 heT @7 8C25F2E6D 2C6 6:E96C 6>A=@J65 @C 8@:?8 E@ 8C25 D49@@= H:E9:? D:I >@?E9D @7 8C25F2E:@?]k^Am
- Sulfur // Wikimedia Commons
- 40-year net present value: $1,543,000
- 10-year net present value: $122,000
kAm\ vC25F2E:@? C2E6i hbTk^Am
kAm\ |65:2? 563Ei S`e[_dak^Am
kAm%F7ED &?:G6CD:EJ[ =@42E65 :? |657@C5[ |2DD249FD6EED[ :D 4@>AC:D65 @7 E96 $49@@= @7 pCED 2?5 $4:6?46D 2?5 E96 $49@@= @7 t?8:?66C:?8] p44@C5:?8 E@ &]$] }6HD U2>Aj (@C=5 #6A@CE[ eg]`T @7 4=2DD6D 92G6 76H6C E92? a_ DEF56?ED] !@AF=2C >2;@CD :?4=F56 D@4:2= D4:6?46D[ 4@>AFE6C 2?5 :?7@C>2E:@? D4:6?46D[ 6?8:?66C:?8[ 2?5 3:@>65:42= D4:6?46D] %96 E@A :?5FDEC:6D H96C6 8C25F2E6D =2?5 42C66CD 2C6 7:?2?46[ 6?8:?66C:?8[ 2?5 =:76 D4:6?46D^962=E9]k^Am
- John Phelan // Wikimedia Commons
- 40-year net present value: $1,548,000
- 10-year net present value: $213,000
kAm\ vC25F2E:@? C2E6i ecTk^Am
kAm\ |65:2? 563Ei S`e[hhgk^Am
kAm%96 |:DD@FC: &?:G6CD:EJ @7 $4:6?46 2?5 %649?@=@8J :D 2 AF3=:4 F?:G6CD:EJ H96C6 E96 >@DE A@AF=2C >2;@CD :?4=F56 6?8:?66C:?8[ 4@>AFE6C D4:6?46D[ 3:@>65:42= D4:6?46D[ 2?5 A9JD:42= D4:6?46D] %96 F?:G6CD:EJ @776CD :ED DEF56?ED 42C66C @AA@CEF?:E:6D 2?5 6>A=@J6C C6=2E:@?D D6CG:46D[ H9:49 724:=:E2E6D E96 C6=2E:@?D9:A 36EH66? 6>A=@J6CD 2?5 DEF56?ED 2?5 2=F>?: 3J @776C:?8 @?\42>AFD :?E6CG:6HD[ 24E:G6 C64CF:E>6?E[ 2?5 ;@3D A@DE65 DA64:7:42==J 7@C $U2>Aj% DEF56?ED]k^Am
- Steveewatkins // Wikimedia Commons
- 40-year net present value: $1,561,000
- 10-year net present value: $146,000
kAm\ vC25F2E:@? C2E6i heTk^Am
kAm\ |65:2? 563Ei S`a[___k^Am
kAms2CE>@FE9 r@==686[ =@42E65 :? w2?@G6C[ }6H w2>AD9:C6[ :D 2 AC6DE:8:@FD AC:G2E6 4@==686 E92E :D A2CE @7 E96 xGJ {628F6] %96 DEF56?E\724F=EJ C2E:@ :D DEC@?8 2E fi`[ 244@C5:?8 E@ &]$] }6HD U2>Aj (@C=5 #6A@CE] !@AF=2C >2;@CD :?4=F56 D@4:2= D4:6?46D[ 6?8:?66C:?8[ 3:@>65:42= D4:6?46D[ 4@>AFE6C D4:6?46D[ 2?5 >2E9] |@C6 E92? daT @7 8C25F2E6D 92G6 2G6C286 DE2CE:?8 D2=2C:6D 23@G6 Sf_[___]k^Am
- Jay Yuan // Shutterstock
- 40-year net present value: $1,563,000
- 10-year net present value: $103,000
kAm\ vC25F2E:@? C2E6i h_Tk^Am
kAm\ |65:2? 563Ei Sad[___k^Am
kAm':==2?@G2 &?:G6CD:EJ :D <?@H? 7@C :ED AC@8C2>D :? 3FD:?6DD[ 962=E9[ 6?8:?66C:?8[ D@4:2= D4:6?46D[ 2?5 4@>>F?:42E:@?] %96 2G6C286 DE2CE:?8 D2=2CJ 7@C E96 4=2DD @7 a_`h H2D Sea[dac[ H:E9 fd]dT @7 8C25F2E6D D64FC:?8 6>A=@J>6?E 27E6C 8C25F2E:@?]k^Am
kAmkDEC@?8m*@F >2J 2=D@ =:<6ik^DEC@?8m k2 9C67lQ9EEADi^^DE24<6C]4@>^DE@C:6D^abaa^36DE\G2=F6\AC:G2E6\4@==686D\2>6C:42Qmq6DE G2=F6 AC:G2E6 4@==686D :? p>6C:42k^2mk^Am
- Nfutvol // Wikimedia Commons
- 40-year net present value: $1,578,000
- 10-year net present value: $152,000
kAm\ vC25F2E:@? C2E6i haTk^Am
kAm\ |65:2? 563Ei S`h[d__k^Am
kAm(2D9:?8E@? 2?5 {66 &?:G6CD:EJ[ =@42E65 :? {6I:?8E@?[ ':C8:?:2[ :D 2 D>2==[ AC:G2E6 :?DE:EFE:@? D6E @? cb_ 24C6D] xED DEF56?E\724F=EJ C2E:@ :D gi` 2?5 fe]hT @7 :ED 4=2DD6D 92G6 76H6C E92? a_ DEF56?ED[ 244@C5:?8 E@ &]$] }6HD U2>Aj (@C=5 #6A@CE] !@AF=2C >2;@CD :?4=F56 64@?@>:4D[ 3FD:?6DD[ A@=:E:42= D4:6?46[ 244@F?E:?8[ 2?5 9:DE@CJ] &A@? 8C25F2E:@?[ E96 >@DE 4@>>@? 7:6=5D H96C6 DEF56?ED 7@F?5 6>A=@J>6?E H6C6 7:?2?4:2= D6CG:46D[ 64@?@>:4D[ 65F42E:@?[ 2?5 4@?DF=E:?8]k^Am
- Jan Kronsell // Wikimedia Commons
- 40-year net present value: $1,607,000
- 10-year net present value: $160,000
kAm\ vC25F2E:@? C2E6i hcTk^Am
kAm\ |65:2? 563Ei S`a[b_dk^Am
kAm{@42E65 :? xE9242[ }6H *@C<[ r@C?6== &?:G6CD:EJ :D 2 =2C86[ AC:G2E6 :?DE:EFE:@? H:E9 >@C6 E92? `[___ DEF56?E @C82?:K2E:@?D @? 42>AFD] !@AF=2C >2;@CD :?4=F56 6?8:?66C:?8[ 3FD:?6DD[ 3:@>65:42= D4:6?46D[ 4@>AFE6C D4:6?46D[ 2?5 28C:4F=EFC6] uC@> E96 4=2DD @7 a_`h[ E96 >2;@C:EJ @7 8C25F2E6D D64FC65 6>A=@J>6?E :? E649?@=@8J[ 7:?2?4:2= D6CG:46D[ 2?5 4@?DF=E:?8] %96 2G6C286 DE2CE:?8 D2=2CJ :D See[___]k^Am
- Axel Tschentscher // Wikimedia Commons
- 40-year net present value: $1,616,000
- 10-year net present value: $113,000
kAm\ vC25F2E:@? C2E6i c`Tk^Am
kAm\ |65:2? 563Ei Sa`[gfdk^Am
kAm%96 D>2== 7@C\AC@7:E D49@@= @7 s:8:!6? x?DE:EFE6 @7 %649?@=@8J :D =@42E65 :? #65>@?5[ (2D9:?8E@?] xED >@DE A@AF=2C >2;@CD :?4=F56 2?:>2E:@?[ :?E6C24E:G6 E649?@=@8J[ 4@>AFE6C AC@8C2>>:?8[ G:CEF2= 6?G:C@?>6?ED[ 2?5 >FD:4 E96@CJ] p44@C5:?8 E@ !2J$42=6[ 8C25F2E6D 8@ @? E@ D64FC6 6>A=@J>6?E :? 7:6=5D =:<6 D@7EH2C6 6?8:?66C:?8[ G:56@ 82>6 AC@8C2>>:?8[ 2?5 D@7EH2C6 56G6=@A>6?E]k^Am
- Canva
- 40-year net present value: $1,626,000
- 10-year net present value: $157,000
kAm\ vC25F2E:@? C2E6i hdTk^Am
kAm\ |65:2? 563Ei Sa_[fd_k^Am
kAm&?:G6CD:EJ @7 }@EC6 s2>6[ =@42E65 :? $@FE9 q6?5[ x?5:2?2[ :D 5:G:565 :?E@ 6:89E D49@@=D 2?5 4@==686D] %96 >@DE A@AF=2C >2;@CD :?4=F56 64@?@>:4D[ 7:?2?46[ A@=:E:42= D4:6?46[ >6492?:42= 6?8:?66C:?8[ 2?5 4@>AFE6C D4:6?46] p44@C5:?8 E@ !2J$42=6[ E96 2G6C286 62C=J 42C66C D2=2CJ 7@C 8C25F2E6D :D Seg[b__[ 2?5 8C25F2E6D 8@ @? E@ D64FC6 6>A=@J>6?E :? D@7EH2C6 6?8:?66C:?8[ >6492?:42= 6?8:?66C:?8[ 2?5 7:?2?4:2= 2?2=JD:D]k^Am
- Ssantera // Wikimedia Commons
- 40-year net present value: $1,642,000
- 10-year net present value: $242,000
kAm\ vC25F2E:@? C2E6i hfTk^Am
kAm\ |65:2? 563Ei Sf[d__k^Am
kAm!C:?46E@? &?:G6CD:EJ[ 2? xGJ {628F6 F?:G6CD:EJ =@42E65 :? }6H y6CD6J[ :D @?6 @7 E96 >@DE 277@C523=6 D49@@=D :? E96 ?2E:@?] %92EVD 3642FD6 7:?2?4:2= 2:5 4@G6CD `__T @7 EF:E:@? 7@C 72>:=:6D E92E 62C?65 Sed[___ @C =6DD] %9:D 6?23=65 gaT @7 C646?E D6?:@CD E@ 8C25F2E6 H:E9@FE 563E]k^Am
kAmkDEC@?8m*@F >2J 2=D@ =:<6ik^DEC@?8m k2 9C67lQ9EEADi^^DE24<6C]4@>^DE@C:6D^aegc^36DE\AC:G2E6\4@==686D\6G6CJ\DE2E6Qmq6DE AC:G2E6 4@==686D :? 6G6CJ DE2E6k^2mk^Am
- Highsmith, Carol M. // Wikimedia Commons
- 40-year net present value: $1,662,000
- 10-year net present value: $153,000
kAm\ vC25F2E:@? C2E6i dfTk^Am
kAm\ |65:2? 563Ei Sac[d__k^Am
kAmz6EE6C:?8 &?:G6CD:EJ[ =@42E65 :? u=:?E[ |:49:82?[ :D DAC625 24C@DD D6G6C2= 4@==686D[ :?4=F5:?8 @?6D 565:42E65 E@ 6?8:?66C:?8[ >2?286>6?E[ 2?5 2CED U2>Aj D4:6?46D] &?56C8C25F2E6D 92G6 E96 @AA@CEF?:EJ E@ A2CE:4:A2E6 :? E96 F?:G6CD:EJ 4@\@A 6IA6C:6?46[ H9:49 92D >@C6 E92? ca_ A2CE?6C @C82?:K2E:@?D[ AFEE:?8 DEF56?ED 7C@?E 2?5 46?E6C H:E9 A@E6?E:2= 6>A=@J6CD :? E96:C 49@D6? 7:6=5D]k^Am
- Bryan Duggan // Wikimedia Commons
- 40-year net present value: $1,665,000
- 10-year net present value: $149,000
kAm\ vC25F2E:@? C2E6i gaTk^Am
kAm\ |65:2? 563Ei Saf[___k^Am
kAm#@D6\wF=>2? x?DE:EFE6 @7 %649?@=@8J :D @?6 @7 E96 =625:?8 :?DE:EFE:@?D 7@C 6?8:?66C:?8] x? 724E[ &]$] }6HD U2>Aj (@C=5 #6A@CE 92D ?2>65 :E R` :? F?56C8C25F2E6 6?8:?66C:?8 AC@8C2>D 2E D49@@=D H96C6 2 5@4E@C2E6 :D?’E @776C65 7@C k2 9C67lQ9EEADi^^HHH]C@D6\9F=>2?]65F^?6HD^a_a_^C@D6\9F=>2?\C2?<65\?F>36C\@?6\7@C\aa?5\DEC2:89E\J62C]9E>=Qmaa 4@?D64FE:G6 J62CDk^2m] x? 255:E:@?[ `__T @7 DEF56?ED C646:G6 7:?2?4:2= 2:5[ D49@=2CD9:AD[ 2?5 8C2?ED[ 2?5 hgT @7 DEF56?ED 925 2 ;@3 H:E9:? D:I >@?E9D @7 8C25F2E:@?[ H:E9 2? 2G6C286 DE2CE:?8 D2=2CJ @7 Sfb[___]k^Am
- Yipdw // Wikimedia Commons
- 40-year net present value: $1,687,000
- 10-year net present value: $150,000
kAm\ vC25F2E:@? C2E6i gbTk^Am
kAm\ |65:2? 563Ei Saf[___k^Am
kAm#6?DD6=26C !@=JE649?:4 x?DE:EFE6[ =@42E65 ?62C p=32?J[ }6H *@C<[ :D 2 =625:?8 :?DE:EFE:@? H96? :E 4@>6D E@ DF3;64ED =:<6 4J36CD64FC:EJ[ 3:8 52E2[ ?2?@E649?@=@8J[ 2?5 3:@E649] !2J$42=6 D9@HD 2? 2??F2= #~x @7 e]gT[ H:E9 2? 62C=J 42C66C D2=2CJ 2G6C286 @7 Sfa[e__] vC25F2E6D 8@ @? E@ 42C66CD :? D@7EH2C6 6?8:?66C:?8[ >6492?:42= 6?8:?66C:?8[ AC@;64E 6?8:?66C:?8[ 2?5 6=64EC:42= 6?8:?66C:?8]k^Am
- Besselfunctions // Wikimedia Commons
- 40-year net present value: $1,688,000
- 10-year net present value: $153,000
kAm\ vC25F2E:@? C2E6i gfTk^Am
kAm\ |65:2? 563Ei Sa`[d__k^Am
kAm{69:89 &?:G6CD:EJ[ =@42E65 :? q6E9=696>[ !6??DJ=G2?:2[ D:ED @? 2 DAC2H=:?8 a[bdd\24C6 42>AFD] &]$] }6HD U2>Aj (@C=5 #6A@CE D2JD E96 >@DE A@AF=2C >2;@CD 2C6 7:?2?46[ >6492?:42= 6?8:?66C:?8[ :?5FDEC:2= 6?8:?66C:?8[ 244@F?E:?8[ 2?5 >2C<6E:?8] }:?6EJ\7@FC A6C46?E @7 DEF56?ED 4@>A=6E6 @?6 @C >@C6 :?E6C?D9:AD @C 6IA6C:6?E:2= =62C?:?8 @AA@CEF?:E:6D H9:=6 2EE6?5:?8[ 2?5 E96 2G6C286 DE2CE:?8 D2=2CJ @7 a_`h 8C25F2E6D H2D Sef[___]k^Am
- Peter L Moore // Wikimedia Commons
- 40-year net present value: $1,725,000
- 10-year net present value: $133,000
kAm\ vC25F2E:@? C2E6i gfTk^Am
kAm\ |65:2? 563Ei Saf[___k^Am
kAm(@C46DE6C !@=JE649?:4 x?DE:EFE6 @776CD >@C6 E92? d_ F?56C8C25F2E6 AC@8C2>D :? D4:6?46[ 6?8:?66C:?8[ E649?@=@8J[ >2E9[ 3FD:?6DD[ 2?5 E96 9F>2?:E:6D] p== DEF56?ED C646:G6 2 @?6\E:>6 k2 9C67lQ9EEADi^^HHH]HA:]65F^25>:DD:@?D^EF:E:@?\2:5^EJA6D\@7\2:5^D49@=2CD9:AD\8C2?ED^8=@32=Qmv=@32= $49@=2CD9:Ak^2m E@ 4@>A=6E6 AC@;64E H@C<[ 2?5 E96 2G6C286 DE2CE:?8 D2=2CJ 7@C E96 4=2DD @7 a_`h H2D >@C6 E92? Sfa[___]k^Am
kAmkDEC@?8m*@F >2J 2=D@ =:<6ik^DEC@?8m k2 9C67lQ9EEADi^^DE24<6C]4@>^DE@C:6D^b`gh^d_\36DE\AF3=:4\4@==686D\C2?<65\=62DE\>@DE\6IA6?D:G6Qmd_ 36DE AF3=:4 4@==686D C2?<65 7C@> =62DE E@ >@DE 6IA6?D:G6k^2mk^Am
- Kenneth C. Zirkel // Wikimedia Commons
- 40-year net present value: $1,729,000
- 10-year net present value: $246,000
kAm\ vC25F2E:@? C2E6i geTk^Am
kAm\ |65:2? 563Ei Sa`[d__k^Am
kAm%96 v6@C8:2 x?DE:EFE6 @7 %649?@=@8J :D 2 AF3=:4 C6D62C49 F?:G6CD:EJ E92E 6?C@==D 23@FE c_[___ DEF56?ED] xE :D 2>@?8 E96 ?2E:@?VD =2C86DE C6D62C49 F?:G6CD:E:6D 2?5 C646:G6D >@C6 E92? S` 3:==:@? 6249 J62C :? C6D62C49 2H2C5D] p44@C5:?8 E@ !2J$42=6[ E96 2??F2= #~x :D `aT[ H9:=6 62C=J 42C66C D2=2C:6D 2G6C286 2E Sfc[d__]k^Am
- JJonahJackalope // Wikimedia Commons
- 40-year net present value: $1,750,000
- 10-year net present value: $183,000
kAm\ vC25F2E:@? C2E6i ghTk^Am
kAm\ |65:2? 563Ei Sac[d__k^Am
kAmr2C?68:6 |6==@? &?:G6CD:EJ :D 2 AC:G2E6 C6D62C49 F?:G6CD:EJ E92E 4@?E:?F6D E@ C2?< 9:89=J 7@C 4@>AFE6C D4:6?46[ E649?@=@8J[ :?7@C>2E:@? DJDE6>D[ 2?5 6?8:?66C:?8] $E2CE:?8 D2=2C:6D 7@C E96 4=2DD @7 a_`h H6C6 D:8?:7:42?E=J 9:896C E92? E96 ?2E:@?2= 2G6C286[ 2E Sh_[af`] vC25F2E6D 7C@> r2C?68:6 |6==@? 92G6 8@?6 @? E@ D64FC6 6>A=@J>6?E 2E 4@>A2?:6D =:<6 q@6:?8[ r2A:E2= ~?6[ u2463@@<[ v@@8=6[ |:4C@D@7E[ 2?5 >@C6]k^Am
- Persage // Wikimedia Commons
- 40-year net present value: $1,754,000
- 10-year net present value: $173,000
kAm\ vC25F2E:@? C2E6i hdTk^Am
kAm\ |65:2? 563Ei Sh[___k^Am
kAmsF<6 &?:G6CD:EJ :D 2 }@CE9 r2C@=:?2 F?:G6CD:EJ H:E9 C@F89=J e[d__ F?56C8C25F2E6D] %96 E@A 7:G6 >2;@CD 7@C E96 4=2DD @7 a_ab :?4=F56 4@>AFE6C D4:6?46[ 64@?@>:4D[ AF3=:4 A@=:4J[ 3:@=@8J[ 2?5 ADJ49@=@8J] %9:D J62C[ sF<6 92D C2?<65 D64@?5 :? E96 4@F?ECJ H:E9 E96 (2== $EC66E y@FC?2= 7@C k2 9C67lQ9EEADi^^HHH]HD;]4@>^2CE:4=6D^a_a`\36DE\4@==686D\:?\2>6C:42\92CG2C5\=625D\E96\F?:G6CD:EJ\C2?<:?8D\``e__bgbhhen>@5l9A0=6250A@D`_QmDEF56?E @FE4@>6Dk^2m[ H9:49 =@@<D 2E 8C25F2E:@? C2E6[ E6249:?8 C6AFE2E:@?[ 8C25F2E6 D2=2C:6D[ 2?5 DEF56?E 563E]k^Am
- Bluedog423 // Wikimedia Commons
- 40-year net present value: $1,761,000
- 10-year net present value: $210,000
kAm\ vC25F2E:@? C2E6i e_Tk^Am
kAm\ |65:2? 563Ei Sa_[___k^Am
kAm$&}* |2C:E:>6 r@==686[ =@42E65 :? %9C@88D }64<[ }6H *@C<[ :D 2 AF3=:4 :?DE:EFE:@? E92E H2D 7@F?565 :? E96 `hE9 46?EFCJ] %96 >@DE A@AF=2C >2;@CD :?4=F56 >2C:?6 D4:6?46[ >6492?:42= 6?8:?66C:?8[ 3FD:?6DD[ ?2G2= 2C49:E64EFC6[ 2?5 6=64EC:42= 6?8:?66C:?8] p44@C5:?8 E@ &]$] }6HD U2>Aj (@C=5 #6A@CE[ E96 EF:E:@? :D >F49 =@H6C E92? E96 ?2E:@?2= 2G6C286 7@C 3@E9 :?\DE2E6 2?5 @FE\@7\DE2E6 EF:E:@?[ 2?5 !2J$42=6 C6A@CED E92E :E 92D 2? 2??F2= #~x @7 `bT[ H:E9 2? 62C=J 42C66C D2=2CJ 2G6C286 @7 >@C6 E92? Sfe[___]k^Am
- Jrc1234 // Wikimedia Commons
- 40-year net present value: $1,769,000
- 10-year net present value: $208,000
kAm\ vC25F2E:@? C2E6i hdTk^Am
kAm\ |65:2? 563Ei S`g[fhck^Am
kAm{@42E65 :? }6H *@C< r:EJ[ r@=F>3:2 &?:G6CD:EJ :D @?6 @7 E96 H@C=5VD >@DE AC6DE:8:@FD F?:G6CD:E:6D[ 6DE23=:D965 :? `fdc] %96 DEF56?E\724F=EJ C2E:@ :D ei` 2?5 >@C6 E92? g_T @7 4=2DD6D 92G6 76H6C E92? a_ DEF56?ED[ 244@C5:?8 E@ &]$] }6HD U2>Aj (@C=5 #6A@CE] %96 >@DE A@AF=2C >2;@CD 2C6 D@4:2= D4:6?46D[ 6?8:?66C:?8[ 4@>AFE6C D4:6?46D[ 3:@>65:42= D4:6?46D[ 2?5 G:DF2= 2?5 A6C7@C>:?8 2CED] !2J$42=6 C6A@CED 62C=J 42C66C D2=2C:6D 2C6[ @? 2G6C286[ Sfe[`__]k^Am
kAmkDEC@?8m*@F >2J 2=D@ =:<6ik^DEC@?8m k2 9C67lQ9EEADi^^DE24<6C]4@>^DE@C:6D^ba__^d_\36DE\AC:G2E6\4@==686D\C2?<65\=62DE\>@DE\6IA6?D:G6Qmd_ 36DE AC:G2E6 4@==686D C2?<65 7C@> =62DE E@ >@DE 6IA6?D:G6k^2mk^Am
- JSquish // Wikimedia Commons
- 40-year net present value: $1,777,000
- 10-year net present value: $218,000
kAm\ vC25F2E:@? C2E6i hgTk^Am
kAm\ |65:2? 563Ei S`a[___k^Am
kAm*2=6 &?:G6CD:EJ :D @?6 @7 E96 @=56DE :?DE:EFE:@?D :? p>6C:42] xE H2D 7@F?565 :? }6H w2G6?[ r@??64E:4FE[ :? `f_`] k2 9C67lQ9EEADi^^@4D]J2=6]65F^@FE4@>6D^QmvC25F2E6D 7C@> E96 4=2DD @7 a_`hk^2m H6?E @? E@ D64FC6 6>A=@J>6?E AC:>2C:=J :? 7:?2?46[ 24256>:2[ 4@?DF=E:?8[ E649?@=@8J[ 2?5 962=E942C6] %96 >62? DE2CE:?8 D2=2CJ H2D Seg[cfa]k^Am
- Ragesoss // Wikimedia Commons
- 40-year net present value: $1,786,000
- 10-year net present value: $158,000
kAm\ vC25F2E:@? C2E6i h_Tk^Am
kAm\ |65:2? 563Ei Sad[___k^Am
kAmq6?E=6J &?:G6CD:EJ :D 2 AC:G2E6 F?:G6CD:EJ =@42E65 :? (2=E92>[ |2DD249FD6EED[ H:E9 2 7@4FD @? 3FD:?6DD] %@A >2;@CD :?4=F56 7:?2?46[ 3FD:?6DD 25>:?:DEC2E:@?[ 3FD:?6DD >2?286>6?E[ 2?5 244@F?E:?8] vC25F2E6D 92G6 2 hgT ;@3 A=246>6?E C2E6[ H:E9 2 >65:2? DE2CE:?8 D2=2CJ @7 Se_[___]k^Am
- Daderot // Wikimedia Commons
- 40-year net present value: $1,794,000
- 10-year net present value: $203,000
kAm\ vC25F2E:@? C2E6i ffTk^Am
kAm\ |65:2? 563Ei Sa`[h`dk^Am
kAmr@=@C25@ $49@@= @7 |:?6D :D 2 AF3=:4 C6D62C49 F?:G6CD:EJ E92E @776CD 568C66D :? 6?8:?66C:?8[ D4:6?46[ 2?5 >2E9] %96 42C66C 46?E6C 2E E96 F?:G6CD:EJ H@C<D E@ 96=A DEF56?ED >2I:>:K6 E96:C 568C66] u@C E96 a_`g\a_`h 24256>:4 J62C[ >@C6 E92? `[b__ @C82?:K2E:@?D C64CF:E65 @C 9:C65 2E |:?6D] %96 2G6C286 DE2CE:?8 D2=2CJ H2D Sfb[___]k^Am
- Mines CERSE // Wikimedia Commons
- 40-year net present value: $1,818,000
- 10-year net present value: $265,000
kAm\ vC25F2E:@? C2E6i ebTk^Am
kAm\ |65:2? 563Ei Sa_[d__k^Am
kAmr2=:7@C?:2 $E2E6 &?:G6CD:EJ |2C:E:>6 p4256>J[ =@42E65 ?62C $2? uC2?4:D4@[ @776CD 568C66D :? :?E6C?2E:@?2= 3FD:?6DD 2?5 =@8:DE:4D[ 724:=:E:6D 6?8:?66C:?8 E649?@=@8J[ 8=@32= DEF5:6D 2?5 >2C:E:>6 2772:CD[ >2C:?6 6?8:?66C:?8 E649?@=@8J[ >2C:?6 EC2?DA@CE2E:@? @C >6492?:42= 6?8:?66C:?8] xE 92D E96 9:896DE ;@3 A=246>6?E C2E6D @7 E96 ab r2=:7@C?:2 $E2E6 &?:G6CD:E:6D[ 244@C5:?8 E@ &]$] }6HD U2>Aj (@C=5 #6A@CE]k^Am
kAmkDEC@?8m*@F >2J 2=D@ =:<6ik^DEC@?8m k2 9C67lQ9EEADi^^DE24<6C]4@>^DE@C:6D^bchf^b_\4@==686\>2;@CD\5:5?E\6I:DE\d_\J62CD\28@Qmb_ 4@==686 >2;@CD E92E 5:5?VE 6I:DE d_ J62CD 28@k^2mk^Am
- Unknown // Wikimedia Commons
- 40-year net present value: $1,832,000
- 10-year net present value: $222,000
kAm\ vC25F2E:@? C2E6i hdTk^Am
kAm\ |65:2? 563Ei S`a[d__k^Am
kAm%96 &?:G6CD:EJ @7 !6??DJ=G2?:2 2:>D E@ >2<6 :ED 9:89\BF2=:EJ 65F42E:@? 277@C523=6 7@C 2==] %96 8C2?E\32D65 7:?2?4:2= 2:5 AC@8C2> >66ED `__T @7 56>@?DEC2E65 7:?2?4:2= ?665 H:E9 8C2?ED 2?5 H@C<\DEF5J 7F?5:?8] %96 2G6C286 DE2CE:?8 D2=2CJ 7@C E96 4=2DD @7 a_`h H2D Sff[d__]k^Am
- Peetlesnumber1 // Wikimedia Commons
- 40-year net present value: $1,833,000
- 10-year net present value: $162,000
kAm\ vC25F2E:@? C2E6i gbTk^Am
kAm\ |65:2? 563Ei Sae[___k^Am
kAm$E6G6?D x?DE:EFE6 @7 %649?@=@8J :D 2 =625:?8 F?:G6CD:EJ :? E96 7:6=5D @7 2CE:7:4:2= :?E6==:86?46[ 4@>AFE:?8[ 7:?2?46[ >65:4:?6[ ?2?@E649?@=@8J[ 2?5 >@C6] $6G6?EJ\D6G6? A6C46?E @7 D6?:@CD 7C@> E96 4=2DD @7 a_a_ 7:?2=:K65 E96:C A@DE8C25F2E6 @FE4@>6D AC:@C E@ 8C25F2E:@?[ 2?5 hdT D64FC65 ;@3D H:E9:? D:I >@?E9D] %96 2G6C286 DE2CE:?8 D2=2CJ H2D Sff[___]k^Am
- Antony-22 // Wikimedia Commons
- 40-year net present value: $1,851,000
- 10-year net present value: $187,000
kAm\ vC25F2E:@? C2E6i hdTk^Am
kAm\ |65:2? 563Ei Sa`[adck^Am
kAmw2CG6J |F55 r@==686[ =@42E65 :? r=2C6>@?E[ r2=:7@C?:2[ :D 2 D>2== :?DE:EFE:@? 2?5 :D @?6 @7 E96 4@F?ECJVD E@A $%t| D49@@=D] xE @776CD 2 q2496=@C @7 $4:6?46 568C66 E@ :ED 8C25F2E6D[ 2?5 dfT @7 :ED 4=2DD6D 92G6 76H6C E92? a_ DEF56?ED[ 244@C5:?8 E@ &]$] }6HD U2>Aj (@C=5 #6A@CE] vC25F2E6D’ >65:2? DE2CE:?8 D2=2CJ :D Sgf[d__]k^Am
- Bovineone // Wikimedia Commons
- 40-year net present value: $1,869,000
- 10-year net present value: $246,000
kAm\ vC25F2E:@? C2E6i fdTk^Am
kAm\ |65:2? 563Ei Sab[ad_k^Am
kAm|2DD249FD6EED |2C:E:>6 p4256>J :D 2 =625:?8 :?DE:EFE:@? :? E96 7:6=5D @7 6?8:?66C:?8[ >2C:E:>6 3FD:?6DD[ >2C:?6 EC2?DA@CE2E:@?[ 2?5 >2C:?6 D4:6?46 D276EJ] p44@C5:?8 E@ !2J$42=6[ E96C6 :D 2? 2??F2= #~x @7 ``]hT 2?5 E96 62C=J 42C66C D2=2CJ :D Seg[e__] vC25F2E6D 8@ @? E@ @3E2:? 42C66CD 2D AC@;64E >2?286CD[ A@CE 6?8:?66CD[ 6?G:C@?>6?E2= 962=E9 2?5 D276EJ >2?286CD[ 2?5 @A6C2E:@?D >2?286CD]k^Am
- United States Maritime Administration // Wikimedia Commons
- 40-year net present value: $1,949,000
- 10-year net present value: $298,000
kAm\ vC25F2E:@? C2E6i fgTk^Am
kAm\ |65:2? 563Ei Se[d__k^Am
kAm&?:E65 $E2E6D |6C492?E |2C:?6 p4256>J :D 2 7656C2= D6CG:46 24256>J <?@H? 7@C :ED 7@FC\J62C AC@8C2> E92E :?4=F56D D6CG:46 2E D62[ >2C:E:>6 6>A=@J>6?E 2D9@C6[ 2?5 D6CG:?8 2D 2 4@>>:DD:@?65 @77:46C :? E96 &]$] pC>65 u@C46D] %96 u656C2= v@G6C?>6?E A2JD E96 >2;@C:EJ @7 4@DED 7@C DEF56?ED 6?C@==65 :? E96 24256>J[ :?4=F5:?8 EF:E:@?[ C@@> 2?5 3@2C5[ F?:7@C>D[ E6IE3@@<D[ 2?5 962=E942C6]k^Am
- Jim.henderson // Wikimedia Commons
- 40-year net present value: $1,985,000
- 10-year net present value: $184,000
kAm\ vC25F2E:@? C2E6i h`Tk^Am
kAm\ |65:2? 563Ei Sac[gfdk^Am
kAmq23D@? r@==686 :D 2 9:89=J C2E65 3FD:?6DD D49@@= E92E @776CD 2== F?56C8C25F2E6D 2 q2496=@C @7 $4:6?46 568C66] k2 9C67lQ9EEADi^^HHH]323D@?]65F^42C66C\D6CG:46D^42C66C\56G6=@A>6?E^F?56C8C25F2E6^42C66C\@FE4@>6D^RQmuC@> E96 a_`h 8C25F2E:?8 4=2DDk^2m[ hhT H6C6 6>A=@J65 @C 2EE6?565 8C25F2E6 D49@@= H:E9:? D:I >@?E9D @7 8C25F2E:@?] u:G6 A6C46?E @7 8C25F2E:?8 DEF56?ED DE2CE65 E96:C @H? 3FD:?6DD H:E9:? D:I >@?E9D @7 8C25F2E:?8[ 2?5 h_T @7 DEF56?ED 925 2E =62DE @?6 :?E6C?D9:A 5FC:?8 E96:C E:>6 E96C6]k^Am
- Aziz bm // Wikimedia Commons
- 40-year net present value: $2,043,000
- 10-year net present value: $251,000
kAm\ vC25F2E:@? C2E6i eeTk^Am
kAm\ |65:2? 563Ei Saf[___k^Am
kAm|2:?6 |2C:E:>6 p4256>J[ =@42E65 :? r2DE:?6[ |2:?6[ :D 2 AF3=:4 4@==686 7@4FD65 @? >2C:E:>6 EC2:?:?8] &]$] }6HD U2>Aj (@C=5 #6A@CE D2JD E92E k2 9C67lQ9EEADi^^HHH]FD?6HD]4@>^36DE\4@==686D^>2:?6\>2C:E:>6\24256>J\a_cc^24256>:4DQmE96 >@DE A@AF=2C >2;@CDk^2m 2C6 ?2G2= 2C49:E64EFC6 2?5 >2C:?6 6?8:?66C:?8[ >2C:?6 D4:6?46[ 6?8:?66C:?8 E649?@=@8:6D[ :?E6C?2E:@?2= 3FD:?6DD[ 2?5 DJDE6>D 6?8:?66C:?8] p44@C5:?8 E@ !2J$42=6[ k2 9C67lQ9EEADi^^HHH]A2JD42=6]4@>^C6D62C49^&$^$49@@=l|2:?60|2C:E:>60p4256>J^$2=2CJQmE96 2G6C286 DE2CE:?8 D2=2CJ :D Sef[e__k^2m[ H:E9 2? #~x @7 ``T]k^Am
kAmkDEC@?8m*@F >2J 2=D@ =:<6ik^DEC@?8m k2 9C67lQ9EEADi^^DE24<6C]4@>^DE@C:6D^`chd^36DE\G2=F6\4@==686D\6G6CJ\DE2E6Qmq6DE G2=F6 4@==686D :? 6G6CJ DE2E6k^2mk^Am
- Billy Hathorn // Wikimedia Commons
- 40-year net present value: $2,068,000
- 10-year net present value: $307,000
kAm\ vC25F2E:@? C2E6i hcTk^Am
kAm\ |65:2? 563Ei S`_[gfck^Am
kAm$E2?7@C5 &?:G6CD:EJ[ =@42E65 :? $E2?7@C5[ r2=:7@C?:2[ H2D 7@F?565 :? `ggd 2?5 :D 2 AC:G2E6 C6D62C49 F?:G6CD:EJ[ 6I46==:?8 :? 6?8:?66C:?8[ 4@>AFE6C D4:6?46D[ D@4:2= D4:6?46D[ 2?5 >2E9] %96 F?:G6CD:EJ H@C<D E@ >2<6 65F42E:@? 277@C523=6 7@C 2==] %F:E:@? :D 7F==J 4@G6C65 7@C F?56C8C25D H:E9 72>:=J :?4@>6D 36=@H S`d_[___]k^Am
- Jawed Karim // Wikimedia Commons
- 40-year net present value: $2,273,000
- 10-year net present value: $311,000
kAm\ vC25F2E:@? C2E6i hbTk^Am
kAm\ |65:2? 563Ei S`d[bcek^Am
kAm%96 |2DD249FD6EED x?DE:EFE6 @7 %649?@=@8J :D 2? :?E6C?2E:@?2==J C6?@H?65 :?DE:EFE:@? 7@C $%t| DEF5:6D] xE :D @?6 @7 7:G6 &]$] 4@==686D E92E :D ?665\3=:?5 2?5 7F==\?665 7@C F?56C8C25F2E6 DEF56?ED] $:I @FE @7 `_ DEF56?ED C646:G6 7:?2?4:2= 2:5[ 2?5 D6G6? :? E6? 8C25F2E6 563E\7C66] u@C a_`h 8C25F2E6D 6?E6C:?8 :?5FDECJ A@D:E:@?D[ E96 2G6C286 DE2CE:?8 D2=2CJ H2D Shg[fc`]k^Am
- Balthazar Korab // Wikimedia Commons
- 40-year net present value: $2,421,000
- 10-year net present value: $247,000
kAm\ vC25F2E:@? C2E6i feTk^Am
kAm\ |65:2? 563Ei Sad[___k^Am
kAm%96 |2DD249FD6EED r@==686 @7 !92C>24J 2?5 w62=E9 :D 2 AC:G2E6 F?:G6CD:EJ 7@4FD65 @? >65:42= 2?5 962=E9\C6=2E65 AC@8C2>D] p44@C5:?8 E@ E96 &]$] qFC62F @7 {23@C $E2E:DE:4D[ k2 9C67lQ9EEADi^^HHH]3=D]8@G^@@9^962=E942C6^9@>6]9E>QmE96C6 H:== 36 C@F89=J a]c >:==:@? ?6H ;@3D :? 962=E942C6 E9C@F89 a_ahk^2m] p44@C5:?8 E@ !2J$42=6[ E96 2G6C286 62C=J 42C66C D2=2CJ :D Sed[b__]k^Am
- DJRazma // Wikimedia Commons
- 40-year net present value: $2,714,000
- 10-year net present value: $389,000
kAm\ vC25F2E:@? C2E6i faTk^Am
kAm\ |65:2? 563Ei S`h[d__k^Am
kAm$E] {@F:D r@==686 @7 !92C>24J :D 2 D>2== D49@@= :? |:DD@FC: H:E9 2? 6?C@==>6?E @7 =6DD E92? c__ DEF56?ED] p44@C5:?8 E@ }:496[ E96 >@DE A@AF=2C >2;@CD :?4=F56 3:@>65:42= D4:6?46D 2?5 >@=64F=2C >65:4:?6 2?5 =:36C2= 2CED 2?5 9F>2?:E:6D] p=F>?: 8@ @? E@ 62C? 2 DE2CE:?8 D2=2CJ @7 S`a_[c__]k^Am
- Canva
- 40-year net present value: $2,722,000
- 10-year net present value: $385,000
kAm\ vC25F2E:@? C2E6i fcTk^Am
kAm\ |65:2? 563Ei Sad[___k^Am
kAmp=32?J r@==686 @7 !92C>24J 2?5 w62=E9[ =@42E65 :? p=32?J[ }6H *@C<[ :D E96 36DE G2=F6 4@==686 :? p>6C:42 H:E9 E96 >@DE 72G@C23=6 C6EFC? @? :?G6DE>6?E] p44@C5:?8 E@ !2J$42=6[ k2 9C67lQ9EEADi^^HHH]A2JD42=6]4@>^C6D62C49^&$^$49@@=lp=32?J0r@==6860@70!92C>24J02?50w62=E90$4:6?46D^$2=2CJQmE96 C6EFC? @? :?G6DE>6?E :D h]cTk^2m[ H:E9 2? 62C=J 42C66C D2=2CJ @7 Sff[f__] vC25F2E6D 92G6 8@?6 @? E@ H@C< 7@C r'$[ (2=\|2CE] 2?5 #qr (62=E9 |2?286>6?E]k^Am
kAmkDEC@?8m*@F >2J 2=D@ =:<6ik^DEC@?8m k2 9C67lQ9EEADi^^DE24<6C]4@>^DE@C:6D^a`gh^d_\36DE\4@==686D\62DE\4@2DEQmd_ 36DE 4@==686D @? E96 t2DE r@2DEk^2mk^Am
- UpstateNYer // Wikimedia Commons
Red metal sculpture by artist Mark di Suvero and the iconic Stata Center by architect Frank Gehry on the MIT campus in Cambridge, Massachusetts.
- cdrin // Shutterstock
- 40-year net present value: $1,967,000
- 10-year net present value: $286,000
kAm\ vC25F2E:@? C2E6i hfTk^Am
kAm\ |65:2? 563Ei Sf[___k^Am
kAmw2CG2C5 &?:G6CD:EJ :D E96 @=56DE :?DE:EFE:@? @7 9:896C =62C?:?8 :? E96 &?:E65 $E2E6D] xE H2D 6DE23=:D965 :? `ebe 2?5 :ED =:3C2CJ 92D E96 =2C86DE AC:G2E6 4@==64E:@? :? E96 H@C=5] w2CG2C5 &?:G6CD:EJ AC@G:56D ?665\32D65 2:5[ C682C5=6DD @7 23:=:EJ E@ A2J] pD 2 C6DF=E[ a_T @7 DEF56?ED A2J ?@E9:?8 E@ 2EE6?5[ H9:=6 >@C6 E92? d_T C646:G6 ?665\32D65 D49@=2CD9:AD]k^Am
- Daderot // Wikimedia Commons
