How to reclaim financial confidence even with student debt Kaydee Ambas for Earnest Dec 11, 2025 Dec 11, 2025 Updated Dec 11, 2025 0 A stressed man reviewing credit card and utility expense documents at home. Srdjan Randjelovic // Shutterstock Facebook Twitter Bluesky WhatsApp SMS Email Print Copy article link Save Kaydee Ambas for Earnest k9bmkDEC@?8mw@H E@ C64=2:> 7:?2?4:2= 4@?7:56?46 6G6? H:E9 DEF56?E 563Ek^DEC@?8mk^9bmkAm$EF56?E\=@2? 563E :? E96 &]$] 92D ?@H 4C@DD65 E96 k2 9C67lQ9EEADi^^HHH]7656C2=C6D6CG6]8@G^C6=62D6D^8`h^9:DE^4409:DE0>6>@0=6G6=D]9E>=QmS`]g EC:==:@? >2C<k^2m] %92E >28?:EF56 >62?D @?6 E9:?8i J@F’C6 ?@E 2=@?6]k^AmkAms63E 5@6D?’E 567:?6 J@F] qFE 9@H J@F 562= H:E9 :E 23D@=FE6=J 42?]k^Am kAmq@CC@H6CD H9@ E2<6 @?6 D>2==[ AC@24E:G6 DE6A—3J 4964<:?8 E96:C C2E6[ 6IA=@C:?8 C67:?2?4:?8[ @C D:>A=J k2 9C67lQ9EEADi^^HHH]62C?6DE]4@>^3=@8^9@H\E@\A2J\@77\DEF56?E\=@2?D\72DEQmF?56CDE2?5:?8 E96:C @AE:@?Dk^2m—@7E6? 56D4C:36 E96 D2>6 766=:?8 27E6CH2C5] #6=:67] r=2C:EJ] r@?EC@=] p?5 H9:=6 C67:?2?4:?8 2 7656C2= =@2? >62?D 8:G:?8 FA 46CE2:? 7656C2= 36?67:ED =:<6 :?4@>6\5C:G6? C6A2J>6?E[ 7@C8:G6?6DD AC@8C2>D[ @C DA64:7:4 5676C>6?E @AE:@?D[ :? D@>6 D:EF2E:@?D :E 42? DE:== 36 H@CE9 :E] r@?7:56?46 H:E9 >@?6J 5@6D?’E 4@>6 7C@> 36:?8 563E\7C66 @G6C?:89Ej :E 4@>6D 7C@> F?56CDE2?5:?8 :E 2?5 <?@H:?8 H92E E@ 5@ ?6IE]k^Am People are also reading… NRCS offers disaster assistance to ag producers in Nebraska impacted by wildfires Gothenburg girls tennis defeats Ogallala in dual Dawson County Farm Bureau donates fencing supplies to support wildfire recovery Learning Adventures Childcare plans culturally diverse summer curriculum Geiser family opens hardware store in Lexington Local athletes compete at Huskerland State Lexington Community Foundation announces Norall Scholarship winners Peter Osborne presents 'So, You Want to Write a Book?' at the Robert Henri Art Gallery and Museum Lexington girls tennis dominates home dual against Holdrege Lexington hosts unified track meet Lexington City Council votes to reappoint Pepplitsch as city manager Lexington’s Ashley Najera named Hub Territory girls wrestler of the year Lexington Minutemaids fend off Hastings in 1-0 win Thursday at home Cozad boys track wins team title at Holdrege Lexington boys soccer defends home turf against Hastings kAmk2 9C67lQ9EEADi^^HHH]62C?6DE]4@>^Qmt2C?6DEk^2m D92C6D E9C66 24E:@?D E@ E2<6 E@ 96=A 82:? 4@?EC@= @7 J@FC DEF56?E =@2?D :?DE625 @7 766=:?8 4@?EC@==65 3J E96>]k^Am k9bm`] u246 J@FC ?F>36CD—86?E=J]k^9bmkAmpG@:5:?8 J@FC =@2? 32=2?46 >:89E 766= =:<6 E96 62D:6DE A2E9[ 3FE F?7@CEF?2E6=J[ E96 @=5 4=:49é :D ECF6i z?@H=6586 C62==J :D A@H6C] p 4=62C G:6H[ 6G6? :7 :E’D F?4@>7@CE23=6[ :D E96 7:CDE DE6A E@ C682:?:?8 4@?EC@=] $E2CE D:>A=6i r964< J@FC E@E2= 32=2?46[ :?E6C6DE C2E6[ 2?5 k2 9C67lQ9EEADi^^HHH]62C?6DE]4@>^3=@8^42=4F=2E:?8\DEF56?E\=@2?\A2J>6?EDQm>@?E9=J A2J>6?Ek^2m] (C:E6 E96> 5@H?] %92E 24E 2=@?6 EFC?D 2 G28F6 H@CCJ :?E@ D@>6E9:?8 J@F 42? H@C< H:E9]k^Am kAmq@CC@H6CD 42? 36 DFCAC:D65 3J H92E E96J 7:?5] $@>6 C62=:K6 E96J’G6 2=C625J >256 >@C6 AC@8C6DD E92? E96J E9@F89E] ~E96CD 5:D4@G6C E96J’C6 @? 2 =@?86C C6A2J>6?E E6C> E92? 6IA64E65—@C[ 7CFDEC2E:?8=J[ E92E E96:C :?E6C6DE C2E6 :D >F49 9:896C E92? E@52J’D >2C<6E 2G6C286D 7@C 3@CC@H6CD H:E9 D:>:=2C 4C65:E]k^Am kAmp?5 C6>6>36Ci *@F’C6 @?6 @7 @G6C k2 9C67lQ9EEADi^^HHH]82@]8@G^AC@5F4ED^82@\ac\`_f`d_Qmcb >:==:@? p>6C:42?Dk^2m H:E9 DEF56?E\=@2? 563E[ D@ D9@H:?8 FA 2?5 =@@<:?8 2E J@FC ?F>36CD AFED J@F :? 8@@5 4@>A2?J]k^Amk9bma] {@@< 7@C 3C62E9:?8 C@@>[ ?@E A6C764E:@?]k^9bm Listen now and subscribe: Apple Podcasts | Google Podcasts | Spotify | Stitcher | RSS Feed | SoundStack | All Of Our Podcasts kAm%96 8@2= :D?’E 7=2H=6DD 7:?2?46Dj :E’D 7@CH2C5 >@E:@?] x7 J@FC >@?E9=J A2J>6?ED 766= E@@ 9:89 @C J@FC C2E6 766=D @FE52E65[ E2<6 E:>6 E@ 6IA=@C6 H96E96C C67:?2?4:?8 4@F=5 >2<6 D6?D6 7@C J@F]k^Am kAmk2 9C67lQ9EEADi^^HHH]62C?6DE]4@>^3=@8^9@H\E@\C67:?2?46\DEF56?E\=@2?DQm#67:?2?4:?8 J@FC DEF56?E =@2?Dk^2m 2==@HD J@F E@ C6A=246 @?6 @C >@C6 6I:DE:?8 =@2?D H:E9 2 ?6H @?6—@7E6? 2E 2 =@H6C :?E6C6DE C2E6 @C H:E9 ?6H C6A2J>6?E E6C>D] %92E 42? 96=A D2G6 >@?6J @? :?E6C6DE[ A2J @77 J@FC =@2?D 72DE6C[ @C C65F46 J@FC >@?E9=J A2J>6?E] p =@?86C E6C> >2J =@H6C J@FC >@?E9=J A2J>6?E 3FE :?4C62D6 E@E2= :?E6C6DE[ H9:=6 2 D9@CE6C E6C> >2J C2:D6 J@FC A2J>6?E 3FE C65F46 @G6C2== :?E6C6DE] x7 C67:?2?4:?8 7C66D FA 6G6? 2 =:EE=6 6249 >@?E9[ E92E >@?6J 42? 36 C65:C64E65 E@H2C5 @E96C 8@2=D =:<6 k2 9C67lQ9EEADi^^HHH]62C?6DE]4@>^3=@8^9@H\>F49\D9@F=5\J@F\D2G6\:?\J@FC\6>6C86?4J\7F?5QmD2G:?8k^2m[ :?G6DE:?8[ @C A2J:?8 5@H? 9:896C\:?E6C6DE 563E] qFE E96 C62= D9:7E 8@6D 36J@?5 E96 ?F>36CD—:E’D 6>@E:@?2=] #67:?2?4:?8 42? 36 E96 >@>6?E 3@CC@H6CD DE@A 766=:?8 “DEF4<” 2?5 DE2CE 766=:?8 >@C6 :? 4@?EC@=]k^Am kAmxE’D ?@E E96 C:89E >@G6 7@C 6G6CJ@?6—7656C2= =@2? 36?67:ED =:<6 :?4@>6\5C:G6? C6A2J>6?E A=2?D 2?5 !F3=:4 $6CG:46 {@2? u@C8:G6?6DD W!${uX 42? 36 G2=F23=6 E@ AC6D6CG6] qFE :7 J@F’G6 2=C625J 8C25F2E65[ 92G6 2 DE625J :?4@>6[ 2?5 H2?E E@ F?56CDE2?5 J@FC 7F== C2?86 @7 @AE:@?D[ 4964<:?8 J@FC C2E6 E2<6D ;FDE >:?FE6D 2?5 5@6D?’E :>A24E J@FC 4C65:E D4@C6] $@>6E:>6D E92E D:>A=6 24E @7 =@@<:?8 :D H92E 3F:=5D >@>6?EF>]k^Amk9bmb] #6567:?6 H92E AC@8C6DD =@@<D =:<6]k^9bmkAm%96C6’D ?@ D:?8=6 567:?:E:@? @7 “5@:?8 H6==” H:E9 DEF56?E =@2?D] (96? >:==:@?D @7 3@CC@H6CD 2C6 C6567:?:?8 H92E AC@8C6DD >62?D[ J@F 92G6 A6C>:DD:@? E@ 567:?6 :E J@FC H2J] u@C D@>6[ AC@8C6DD >62?D A2J:?8 6IEC2 6249 >@?E9j 7@C @E96CD[ :E’D 7:?2==J 2FE@>2E:?8 A2J>6?ED @C 4@?D@=:52E:?8 >F=E:A=6 =@2?D :?E@ @?6 D:>A=6C A=2?] tG6CJ DE6A[ :7 :E 3C:?8D J@F >@C6 4=2C:EJ @C 42=>[ 4@F?ED]k^Am kAm%CJ 7@4FD:?8 =6DD @? E96 7:?:D9 =:?6 W“x ?665 E@ 36 563E\7C66”X 2?5 >@C6 @? E96 ?6IE D>2== >@G6 J@F 42? >2<6 E@52J] %96 D>2==6C E96 8@2=[ E96 62D:6C :E :D E@ 3F:=5 >@>6?EF>—2?5 >@>6?EF> :D H92E EFC?D k2 9C67lQ9EEADi^^HHH]62C?6DE]4@>^3=@8^7:?2?4:2=\DEC6DDQm7:?2?4:2= DEC6DDk^2m :?E@ 7:?2?4:2= 4@?7:56?46]k^Amk9bm#67C2>:?8 E96 DE@CJk^9bmkAm#67:?2?4:?8 :D?’E 2 4FC6\2==[ 3FE :E’D @?6 @7 D6G6C2= A@H6C7F= E@@=D E92E 42? 96=A J@F >@G6 7C@> C624E:G6 E@ AC@24E:G6 H:E9 J@FC DEF56?E =@2?D] xE’D ?@E ;FDE 23@FE =@H6C:?8 2 C2E6—:E’D 23@FE 2=:8?:?8 J@FC A2J>6?ED H:E9 J@FC 8@2=D[ 7C66:?8 FA DA246 :? J@FC 7:?2?4:2= A=2?[ 2?5 8:G:?8 J@FCD6=7 C@@> E@ 8C@H]k^Am kAmq@CC@H6CD H9@ C67:?2?46 @7E6? 6IA6C:6?46 3@E9 7:?2?4:2= 2?5 6>@E:@?2= C6=:67i =6DD 2?I:6EJ[ >@C6 4@?7:56?46[ 2?5 2 4=62C6C D6?D6 @7 5:C64E:@?] (96? J@F 766= :? 4@?EC@= @7 J@FC 563E[ J@F’C6 >@C6 =:<6=J E@ >2<6 36EE6C =@?8\E6C> 564:D:@?D—D2G:?8 >@C6[ A=2??:?8 >@C6[ 2?5 H@CCJ:?8 =6DD]k^AmkAm*@FC DEF56?E =@2?D 5@?’E 567:?6 J@F—J@FC C6DA@?D6 E@ E96> 5@6D]k^AmkAmp?5 J@F 2C6 ?@E 2=@?6] *@F 92G6 C6D@FC46D E@ 86E E96 F?56CDE2?5:?8 J@F ?665[ EFC? :E :?E@ >@>6?EF>[ 2?5 E92E >@>6?EF> :?E@ 7:?2?4:2= 4@?7:56?46] %96 >@DE 6>A@H6C65 3@CC@H6CD 2C6?’E E96 @?6D H:E9 A6C764E 7:?2?4:2= C64@C5Dj E96J’C6 E96 @?6D H9@ <?@H H96C6 E96J DE2?5[ 6IA=@C6 E96:C @AE:@?D[ 2?5 E2<6 24E:@? E92E DFAA@CED E96:C 7FEFC6] %92E’D 9@H F?56CDE2?5:?8 EFC?D :?E@ >@>6?EF>[ 2?5 >@>6?EF> :?E@ 7C665@>]k^Am kAms:D4=2:>6Ci %9:D 2CE:4=6 AC@G:56D A6CD@?2= 7:?2?46 65F42E:@?2= :?7@C>2E:@?[ 2?5 :E :D ?@E :?E6?565 E@ AC@G:56 =682=[ 7:?2?4:2=[ @C E2I 25G:46]k^AmkAmk2 9C67lQ9EEADi^^HHH]62C?6DE]4@>^3=@8^9@H\E@\C64=2:>\7:?2?4:2=\4@?7:56?46\6G6?\H:E9\DEF56?E\563EQmk6>m%9:D DE@CJk^6>mk^2m k6>mH2D AC@5F465 3Jk^6>m k2 9C67lQ9EEADi^^HHH]62C?6DE]4@>^Qmk6>mt2C?6DEk^6>mk^2m k6>m2?5 C6G:6H65 2?5 5:DEC:3FE65 3Jk^6>m k2 9C67lQ9EEADi^^9F3D]=2^"_b<=8$#_Q C6=lQ?@7@==@HQmk6>m$E24<6Ck^6>mk^2m]k^Am 0 Comments Originally published on earnest.com, part of the BLOX Digital Content Exchange. The business news you need Get the latest local business news delivered FREE to your inbox weekly. Sign up! * I understand and agree that registration on or use of this site constitutes agreement to its user agreement and privacy policy. Related to this story Most Popular Tax scams are on the rise. Here's what to know Robocalls, texts, and phishing emails from scammers are up this tax season compared to previous years, according to the Consumer Protection Bu… Average Credit Card Interest Rates Average Credit Card Interest Rates:22.08% for new offers20.97% for existing accounts Compare 2026 Car Insurance Rates [car_insurance_widget title="Compare Car Insurance Quotes"] Recommended for you Watch Now: Related Video Nitrate pollution, agriculture’s persistent problem, expected to worsen with warming winters Trump faces ‘profound problems’ as approval rating hits new low Trump faces ‘profound problems’ as approval rating hits new low Trump heads to Supreme Court, making him the first sitting president to attend top court's arguments AP Trump heads to Supreme Court, making him the first sitting president to attend top court's arguments Trump to challenge US birthright citizenship in Supreme Court Trump to challenge US birthright citizenship in Supreme Court
Tax scams are on the rise. Here's what to know Robocalls, texts, and phishing emails from scammers are up this tax season compared to previous years, according to the Consumer Protection Bu…
Average Credit Card Interest Rates Average Credit Card Interest Rates:22.08% for new offers20.97% for existing accounts
AP Trump heads to Supreme Court, making him the first sitting president to attend top court's arguments