The next market crash is matter of "when," not "if." Use it to your advantage.
Sharing renters insurance with a roommate can save you both a few bucks in the short run, but it’s not always a good idea. While many companies will allow you…
Women whose savings took a hit over the past 12 months need not give up hope.
One of the primary upsides to life insurance is that the payout is made to your beneficiaries tax-free. Since life insurance death benefits can be in the millions of dollars, it’s a significant advantage to buying (and receiving) life insurance. But there are other aspects to life insurance that won’t get past the tax man. […]
These special investment vehicles differ from traditional IPOs.
If your parents don’t have an insurance policy or the funds to pay their own way in their later years, you can buy life insurance for your parents yourself, assuming…
For Valentine's Day, we hope you bought a thoughtful gift for your significant other. It's the thought that counts, of course, but let us give you a tip or two: women like jewelry. And, when it comes to fine jewelry, you should give thought to insurance.
Fortunately, your family's everyday jewelry is probably covered by standard homeowner's or renter's insurance (at current market value less any deductible), assuming you carry such insurance. However, if you have valuable or very sentimental pieces of jewelry, the coverage may be lacking.
How can you tell whether your coverage is adequate? The following steps can help you reach the best decision.
- Inventory and Appraisal – You cannot figure out if your coverage is sufficient if you do not assess what you have. You need a list of items and their current value for any insurance claim, as well as for a police report in case of theft.
Create a spreadsheet with each piece l...
Scheduling Personal Property On Your Homeowners or Renters Policy
For Valentine's Day, we hope you bought a thoughtful gift for your significant other. It's the thought that counts, of course, but let us give you a tip or two: women like jewelry. And, when it comes to fine jewelry, you should give thought to insurance.
Fortunately, your family's everyday jewelry is probably covered by standard homeowner's or renter's insurance (at current market value less any deductible), assuming you carry such insurance. However, if you have valuable or very sentimental pieces of jewelry, the coverage may be lacking.
How can you tell whether your coverage is adequate? The following steps can help you reach the best decision.
- Inventory and Appraisal – You cannot figure out if your coverage is sufficient if you do not assess what you have. You need a list of items and their current value for any insurance claim, as well as for a police report in case of theft.
Create a spreadsheet with each piece l...
Scheduling Personal Property On Your Homeowners or Renters Policy
Don't rush to unload a stock. You could wind up regretting it.
Q: We have a bachelor son and a married daughter. In 2016, we invited our son to move back home with us. He agreed on the condition that we renovate our basement for him to live there.
How to protect your portfolio from the effects of rising prices.
Home equity—the current value of your home minus your mortgage balance—matters because it helps you build wealth. When you have equity in your home, it’s a resource you can borrow against to improve your property or pay down other high-interest debts. However, it’s also volatile because home values are always changing, sometimes dramatically. To get […]
Steer clear of these dangerous blunders at all costs.
Owning life insurance is essential if you have loved ones who count on you for financial support. But it’s not just a matter of having coverage. You need to have the right type and amount for life insurance to truly be effective. Unfortunately, not everyone does. And as life changes, what was once excellent life […]
If you need cash fast and you don’t have the credit needed to get a good personal loan, you might be thinking about alternative lending products. These are things like payday loans, auto title loans and pawnshop loans. None of these products are particularly great, and it’s best to use them as a last resort. […]
Demi Moore would tell her younger self she’s “not a mistake”, as she says she used to think there was no "reason" for her to be put on this planet before realising her self worth.
Investors who are looking for high-quality, cheap stocks should consider these businesses with strong outlooks and low valuations.
Sometimes, the most important part of a conversation is what’s not said. Information can be omitted by accident or on purpose. Asking the right questions can help you uncover this missing information, especially when you’re shopping for life insurance. Here are 6 things that your life insurance agent probably isn’t telling you: No. 1: They […]
Avoid these -- your wealth depends on it.
Our current bubble may soon burst -- but here's why I won't sweat it.
It doesn't take any gimmicks or complex strategies to achieve a 100% gain. It just takes patience and discipline.
Here's how value investing can fit into your retirement portfolio.
The process of purchasing and maintaining a life insurance policy can be confusing. Agents and advisors often sell life insurance based on a policy’s features, such as cash value and perhaps low premium payments. When you purchase a cash value life insurance policy, you’ll receive a projection of the policy’s guaranteed and non-guaranteed features. It’s […]
Stocks you can hold forever are the best kind, offering long-term growth and peace of mind.
Here's the real story on how the timing of retirement affects your federal retirement benefits.